Current Mortgage Rates in Charles City, Iowa
Monday, October 06, 2008
Current Mortgage Rates*
Loan Type Charles City Average |
|
| 30-yr. fixed | 6.12% |
| 30-yr. fixed jumbo | 7.88% |
| 15-yr. fixed | 5.88% |
| 15-yr. fixed jumbo | 6.88% |
| 7/1 ARM | 6.50% |
| 7/1 ARM jumbo | 6.88% |
| 5/1 ARM | 6.38% |
| 5/1 ARM jumbo | 6.88% |
| 3/1 ARM | 6.00% |
| 3/1 ARM jumbo | 6.25% |
| 1-yr. ARM | 4.88% |
| 1-yr. ARM jumbo | 5.25% |
| 1-yr. LIBOR ARM | 6.25% |
*Mortgage Rates Updated: 10/05/2008
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Current Mortgage Rates in Charles City, Iowa
| Charles City 30-yr. fixed Mortgage Rates | Charles City 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.71% | 8.28% | 4.43 | Citibank | 7.38% | 7.47% | 0.19 |
| Bank of America | 6.61% | 6.76% | 0.80 | Bank of America | 7.42% | 7.68% | 1.81 |
| Wachovia | 6.25% | 6.38% | 0.71 | Wells Fargo | 9.19% | 9.25% | 0.26 |
| Wells Fargo | 6.44% | 6.52% | 0.24 | Chase | 7.72% | 7.77% | 0.15 |
| Chase | 6.33% | 6.41% | 0.09 | ||||
| Fifth Third Bank | 6.41% | 6.48% | 0.36 | ||||
| Charles City 15-yr. fixed Mortgage Rates | Charles City 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.37% | 8.58% | 6.59 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.22% | 6.49% | 0.94 | Bank of America | 7.22% | 7.60% | 1.54 |
| Wachovia | 5.74% | 5.99% | 0.82 | Wells Fargo | 7.97% | 8.09% | 0.41 |
| Wells Fargo | 6.16% | 6.30% | 0.33 | Chase | 6.75% | 6.82% | 0.06 |
| Chase | 6.32% | 6.45% | 0.07 | ||||
| Fifth Third Bank | 5.87% | 5.98% | 0.38 | ||||
| Charles City 7/1 ARM Mortgage Rates | Charles City 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.15% | 0.19 | Citibank | 7.06% | 7.32% | 0.00 |
| Bank of America | 6.33% | 6.32% | 1.01 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.78% | 5.83% | 0.59 | Wells Fargo | 8.44% | 7.47% | 0.30 |
| Wells Fargo | 7.34% | 6.87% | 0.18 | Chase | 6.69% | 7.08% | 0.12 |
| Chase | 6.84% | 6.44% | 0.05 | ||||
| Charles City 5/1 ARM Mortgage Rates | Charles City 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.56% | 7.18% | 0.06 | Citibank | 7.06% | 7.36% | 0.00 |
| Bank of America | 6.45% | 6.15% | 0.88 | Bank of America | 8.07% | 6.65% | 1.05 |
| Wells Fargo | 7.04% | 6.59% | 0.23 | Wells Fargo | 7.81% | 6.85% | 0.32 |
| Chase | 6.80% | 6.30% | 0.03 | Chase | 7.74% | 6.69% | 0.01 |
| Fifth Third Bank | 6.21% | 5.98% | 0.28 | ||||
| Charles City 3/1 ARM Mortgage Rates | Charles City 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.33% | 0.00 | Citibank | 7.38% | 7.50% | 0.00 |
| Bank of America | 6.01% | 6.16% | 0.93 | Bank of America | 6.94% | 7.48% | 0.58 |
| Wachovia | 5.54% | 5.61% | 0.48 | Wells Fargo | 7.50% | 7.30% | 0.19 |
| Wells Fargo | 6.94% | 7.20% | 0.12 | Chase | 6.94% | 7.40% | 0.12 |
| Chase | 6.81% | 7.35% | 0.00 | ||||
| Fifth Third Bank | 5.78% | 5.81% | 0.25 | ||||
| Charles City 1-yr. ARM Mortgage Rates | Charles City 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Charles City, Iowa
Charles City Savings and Loan Association, 400 North Main Street, Charles City Iowa 50616Commercial Trust and Savings Bank, 401 North Main Street, Charles City Iowa 50616
First Security Bank and Trust Company, 809 Clark Street, Charles City Iowa 50616
Peoples Savings Bank, 1407 South Grand, Charles City Iowa 50616
Mortgage Statistics for Charles City, Iowa
| Charles City | Iowa | USA | |
|---|---|---|---|
| Population: Population - The population of Charles City, IA  |
10,558 | 2,925,832 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Charles City mortgage. |
10,290 | 2,718,772 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Charles City mortgage. |
34 | 61,591 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Charles City mortgage. |
173 | 79,296 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Charles City, IA, where you might buy a home. |
4,685 | 1,232,284 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Charles City, where you might apply for a Charles City mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Charles City, IA |
$71,000 | $84,186 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Charles City mortgage interest rates. |
$33,449 | $40,036 | $43,800 |