Current Mortgage Rates in Richmond, Indiana
Saturday, November 21, 2009
Current Mortgage Rates*
Loan Type Richmond Average |
|
| 30-yr. fixed | 4.88% |
| 30-yr. fixed jumbo | 5.50% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 4.62% |
| 7/1 ARM | 4.38% |
| 7/1 ARM jumbo | 5.38% |
| 5/1 ARM | 4.12% |
| 5/1 ARM jumbo | 4.75% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 4.00% |
| 1-yr. ARM jumbo | 3.38% |
| 1-yr. LIBOR ARM | 4.38% |
*Mortgage Rates Updated: 11/20/2009
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Current Mortgage Rates in Richmond, Indiana
| Richmond 30-yr. fixed Mortgage Rates | Richmond 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.86% | 5.04% | 1.00 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | Chase | 5.63% | 5.75% | 1.00 |
| Fifth Third Bank | 4.88% | 4.93% | 0.23 | ||||
| Richmond 15-yr. fixed Mortgage Rates | Richmond 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.32% | 4.60% | 0.78 | Chase | 5.73% | 5.95% | 1.05 |
| Chase | 4.33% | 4.60% | 1.02 | ||||
| Fifth Third Bank | 4.25% | 4.30% | 0.00 | ||||
| Richmond 7/1 ARM Mortgage Rates | Richmond 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.84% | 3.67% | 1.00 | Chase | 5.10% | 4.11% | 1.02 |
| Chase | 4.29% | 3.83% | 1.05 | ||||
| Richmond 5/1 ARM Mortgage Rates | Richmond 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.61% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.88% | 1.00 |
| Chase | 3.80% | 3.60% | 1.02 | Chase | 4.82% | 3.86% | 1.05 |
| Fifth Third Bank | 4.22% | 3.75% | 0.35 | ||||
| Richmond 3/1 ARM Mortgage Rates | Richmond 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.97% | 3.60% | 1.00 | Chase | 5.53% | 3.83% | 1.02 |
| Chase | 4.20% | 3.62% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Richmond 1-yr. ARM Mortgage Rates | Richmond 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.16% | 3.55% | 1.00 | Chase | 5.26% | 3.58% | 1.05 |
Banks in Richmond, Indiana
Bank One, Richmond, 630 Promenade, Richmond Indiana 47374First Bank Richmond, 20 North 9th Street, Richmond Indiana 47374
Harrington Bank, 722 Promenade, Richmond Indiana 47374
Star Bank, , Indiana, 8th and Promenade, Richmond Indiana 47374
West End Savings Bank, 34 S 7th Street, Richmond Indiana 47374
Credit Unions in Richmond, Indiana
Health Care Professionals, 1810 Williamsburg Pike, Richmond IN 47374 (765) 962-3172Natco, P.O. Box 817, Richmond IN 47375 (765) 962-2561
Richmond City Employees, 50 North 5th Street, Richmond IN 47374 (765) 983-7228
Richmond Light Employees, P.O. Box 908, Richmond IN 47375 (765) 973-7262
Richmond State Hospital Employees, 498 N.W. 18th St Motel 27, Richmond IN 47374 (765) 935-0205
Wayne Teachers, P. O. Box 2328, Richmond IN 47375-2328 (877) 962-7113
Mortgage Statistics for Richmond, Indiana
| Richmond | Indiana | USA | |
|---|---|---|---|
| Population: Population - The population of Richmond, IN  |
49,700 | 6,080,305 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Richmond mortgage. |
44,311 | 5,319,845 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Richmond mortgage. |
3,567 | 510,034 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Richmond mortgage. |
848 | 214,535 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Richmond, IN, where you might buy a home. |
21,822 | 2,532,244 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Richmond, where you might apply for a Richmond mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Richmond, IN |
$78,000 | $94,162 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Richmond mortgage interest rates. |
$32,793 | $42,503 | $43,800 |