Current Mortgage Rates in Troy, Illinois
Tuesday, December 02, 2008
Current Mortgage Rates*
Loan Type Troy Average |
|
| 30-yr. fixed | 5.75% |
| 30-yr. fixed jumbo | 7.75% |
| 15-yr. fixed | 5.38% |
| 15-yr. fixed jumbo | 7.38% |
| 7/1 ARM | 6.25% |
| 7/1 ARM jumbo | 7.12% |
| 5/1 ARM | 5.88% |
| 5/1 ARM jumbo | 6.62% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 6.88% |
| 1-yr. ARM | 6.25% |
| 1-yr. ARM jumbo | 5.88% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 11/29/2008
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Current Mortgage Rates in Troy, Illinois
| Troy 30-yr. fixed Mortgage Rates | Troy 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.29% | 7.75% | 3.53 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.63% | 6.79% | 0.92 | Bank of America | 7.34% | 7.60% | 1.76 |
| Wachovia | 6.12% | 6.25% | 0.67 | Wells Fargo | 9.37% | 9.47% | 0.68 |
| Wells Fargo | 6.13% | 6.23% | 0.73 | Chase | 7.88% | 8.03% | 1.08 |
| Chase | 6.10% | 6.26% | 0.94 | Fifth Third Bank | 7.22% | 7.25% | 0.01 |
| Fifth Third Bank | 6.30% | 6.36% | 0.33 | ||||
| Troy 15-yr. fixed Mortgage Rates | Troy 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.90% | 7.82% | 4.93 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.17% | 6.46% | 1.06 | Bank of America | 7.27% | 7.66% | 1.55 |
| Wachovia | 5.71% | 5.96% | 0.78 | Wells Fargo | 8.36% | 8.51% | 0.62 |
| Wells Fargo | 6.01% | 6.17% | 0.57 | Chase | 8.33% | 8.58% | 1.14 |
| Chase | 5.91% | 6.17% | 0.91 | Fifth Third Bank | 6.56% | 6.59% | 0.01 |
| Fifth Third Bank | 5.82% | 5.93% | 0.34 | ||||
| Troy 7/1 ARM Mortgage Rates | Troy 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.63% | 6.10% | 0.97 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.78% | 6.43% | 1.22 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 6.04% | 6.07% | 0.44 | Wells Fargo | 8.37% | 7.11% | 0.76 |
| Wells Fargo | 6.57% | 6.43% | 0.75 | Chase | 8.32% | 6.79% | 1.12 |
| Chase | 6.63% | 6.24% | 0.94 | Fifth Third Bank | 6.75% | 5.99% | 0.00 |
| Fifth Third Bank | 6.46% | 5.77% | 0.00 | ||||
| Troy 5/1 ARM Mortgage Rates | Troy 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.36% | 5.94% | 1.02 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.51% | 6.15% | 1.04 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 6.44% | 6.35% | 0.76 | Wells Fargo | 7.31% | 6.58% | 0.77 |
| Chase | 6.34% | 6.07% | 0.88 | Chase | 7.07% | 6.28% | 0.89 |
| Fifth Third Bank | 6.23% | 5.96% | 0.29 | Fifth Third Bank | 6.67% | 5.84% | 0.00 |
| Troy 3/1 ARM Mortgage Rates | Troy 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.11% | 5.83% | 0.92 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.45% | 6.08% | 1.10 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.75% | 5.79% | 0.34 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.93% | 6.37% | 0.91 | Chase | 7.30% | 6.01% | 1.02 |
| Chase | 5.88% | 5.80% | 1.04 | Fifth Third Bank | 6.63% | 5.72% | 0.00 |
| Fifth Third Bank | 6.00% | 5.81% | 0.25 | ||||
| Troy 1-yr. ARM Mortgage Rates | Troy 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.35% | 6.04% | 1.87 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.71% | 5.81% | 1.05 |
| Chase | 5.76% | 5.78% | 0.99 | Fifth Third Bank | 6.45% | 5.61% | 0.00 |
| Fifth Third Bank | 6.13% | 5.42% | 0.00 | ||||
Banks in Troy, Illinois
Troy Savings and Homestead Association, 100 West Market Street, Troy Illinois 62294United Illinois Bank of Troy, 100 East Main Street, Troy Illinois 62294
Mortgage Statistics for Troy, Illinois
| Troy | Illinois | USA | |
|---|---|---|---|
| Population: Population - The population of Troy, IL  |
12,479 | 12,415,876 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Troy mortgage. |
12,003 | 9,122,097 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Troy mortgage. |
144 | 1,876,853 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Troy mortgage. |
174 | 1,530,239 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Troy, IL, where you might buy a home. |
4,568 | 4,884,060 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Troy, where you might apply for a Troy mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Troy, IL |
$109,900 | $140,271 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Troy mortgage interest rates. |
$58,876 | $48,706 | $43,800 |