Current Mortgage Rates in Springfield, Illinois

Wednesday, October 08, 2008



Current Mortgage Rates*

Loan Type
Springfield Average
30-yr. fixed6.12%
30-yr. fixed jumbo7.62%
15-yr. fixed5.88%
15-yr. fixed jumbo6.88%
7/1 ARM6.25%
7/1 ARM jumbo7.00%
5/1 ARM6.00%
5/1 ARM jumbo6.88%
3/1 ARM5.88%
3/1 ARM jumbo6.25%
1-yr. ARM5.75%
1-yr. ARM jumbo5.50%
1-yr. LIBOR ARM6.12%
*Mortgage Rates Updated: 10/07/2008

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Current Mortgage Rates in Springfield, Illinois

Springfield 30-yr. fixed Mortgage Rates Springfield 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.71%8.28%4.43Citibank7.00%7.14%0.25
Bank of America6.61%6.75%0.80Bank of America7.34%7.59%1.75
Wachovia6.24%6.38%0.71Wells Fargo9.31%9.38%0.26
Wells Fargo6.41%6.49%0.24Chase7.75%7.80%0.14
Chase6.31%6.39%0.08Fifth Third Bank7.10%7.13%0.02
Fifth Third Bank6.41%6.47%0.33 
Springfield 15-yr. fixed Mortgage Rates Springfield 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.37%8.59%6.62Citibank6.75%6.89%0.00
Bank of America6.23%6.49%0.90Bank of America7.23%7.62%1.54
Wachovia5.73%5.99%0.81Wells Fargo7.98%8.10%0.41
Wells Fargo6.16%6.29%0.33Chase6.50%6.59%0.00
Chase6.31%6.44%0.07Fifth Third Bank6.30%6.34%0.02
Fifth Third Bank5.87%5.98%0.36 
Springfield 7/1 ARM Mortgage Rates Springfield 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.40%6.37%0.96Bank of America6.88%7.36%0.48
Wachovia5.79%5.84%0.59Wells Fargo8.45%7.48%0.29
Wells Fargo7.32%6.86%0.18Chase7.62%7.39%0.31
Chase6.84%6.42%0.04Fifth Third Bank6.76%6.22%0.00
Fifth Third Bank6.45%5.96%0.00 
Springfield 5/1 ARM Mortgage Rates Springfield 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Citibank6.88%7.47%0.00
Bank of America6.43%6.14%0.88Bank of America8.14%6.63%1.05
Wells Fargo7.06%6.59%0.23Wells Fargo7.81%6.84%0.32
Chase6.79%6.27%0.03Chase7.76%6.66%0.00
Fifth Third Bank6.21%5.98%0.27Fifth Third Bank6.68%6.11%0.00
Springfield 3/1 ARM Mortgage Rates Springfield 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America5.98%6.15%0.93Bank of America6.88%7.60%0.08
Wachovia5.55%5.61%0.48Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00Fifth Third Bank6.59%6.02%0.00
Fifth Third Bank5.80%5.81%0.24 
Springfield 1-yr. ARM Mortgage Rates Springfield 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.14%6.37%1.82Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12Fifth Third Bank6.48%5.96%0.00
Fifth Third Bank6.11%5.72%0.00 

American Bank & Trust Company, 120 South Chatham Road, Springfield Illinois 62704
American Savings Bank, 1305 Wabash Avenue, Springfield Illinois 62701
Bank of Springfield, 3400 West Wabash, Springfield Illinois 62711
Bank One, Illinois, One East Old State Capitol Plaza, Springfield Illinois 62701
Citizens Savings and Loan Association of Springfield, 322 East Adams Street, Springfield Illinois 62701
Citizens Savings and Loan Association of Springfield, 322 East Adams Street, Springfield Illinois 62701
First Federal Savings and Loan Association of Springfield, 401 East Capitol Avenue, Springfield Illinois 62701
First of America Bank - Springfield, One Old Capital Plaza North, Springfield Illinois 62794
First Springfield Bank & Trust, 1361 Toronto Road, Springfield Illinois 62707
Illini Bank, 3200 West Iles Avenue, Springfield Illinois 62707
Illinois National Bank, 322 East Capitol Street, Springfield Illinois 62701
Independent Bankers' Bank, 3085 Stevenson Drive, Suite 200, Springfield Illinois 62703
Land of Lincoln Bank, 1155 North 9th Street, Springfield Illinois 62705
Magna Bank of Springfield, 1825 South Sixth Street, Springfield Illinois 62708
Marine Bank, Springfield, 3050 West Wabash Avenue, Springfield Illinois 62704
Mercantile Bank of Illinois, 205 South Fifth Street, Springfield Illinois 62701
Sangamon Bank and Trust, 3019 Chatham Road, Springfield Illinois 62707
Sangamon Home Savings Association, 400 South Grand Avenue West, Springfield Illinois 62704
Security Bank, 510 E Monroe St, Springfield Illinois 62701
The First National Bank of Central Illinois, 205 South Fifth Street, Springfield Illinois 62701
Town & Country Bank of Springfield, 1925 South Macarthur Boulevard, Springfield Illinois 62704
United Bank, 300 South Grand Avenue West, Springfield Illinois 62704

Funeral Service, P. O. Box 7126, Springfield IL 62791 (217) 241-3728
Heartland, 2213 West White Oaks Drive, Springfield IL 62704 (217) 726-8877
Iec, P.O. Box 2679, Springfield IL 62708 (217) 529-6045
Illinois Education Association, 100 East Edwards Street, Springfield IL 62704 (217) 544-0706
Illinois State Police, 3000 S 6th Street, Springfield IL 62703 (217) 782-8756
Imperial, P.O. Box 4525, Springfield IL 62708-4525 (217) 753-8890
Irse, 3101 Constitution DR., Ste 111, Springfield IL 62704 (217) 753-4554
J.W. Hobbs CORP. , P.O. Box 19424, Springfield IL 62794 (217) 753-7688
Memorial Health System Employees, 701 N First St Rm C18, Springfield IL 62781 (217) 788-3980
Sangamo Chapter, 310 S. Grand AVE. East, Springfield IL 62703 (217) 528-0677
Sangamon Schools, 1420 South Eighth Street, Springfield IL 62703 (217) 528-2642
Springfield City Employees, 300 S 7th Street Rm B-4, Springfield IL 62701 (217) 789-2346
Springfield Firefighters, 2401 Peoria RD. , Springfield IL 62702 (217) 546-3451

Mortgage Statistics for Springfield, Illinois

  Springfield Illinois USA
Population:
Population - The population of Springfield, IL
 140,231 12,415,876 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Springfield mortgage.
 117,336 9,122,097 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Springfield mortgage.
 18,007 1,876,853 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Springfield mortgage.
 1,659 1,530,239 34,671,551
HouseHolds:
HouseHolds - The total number of households in Springfield, IL, where you might buy a home.
 66,455 4,884,060 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Springfield, where you might apply for a Springfield mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Springfield, IL
 $86,693 $140,271 $132,188
Income per Household:
Income per Household - The household income where you might compare Springfield mortgage interest rates.
 $41,269 $48,706 $43,800

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