Current Mortgage Rates in Sparta, Illinois
Sunday, November 22, 2009
Current Mortgage Rates*
Loan Type Sparta Average |
|
| 30-yr. fixed | 4.75% |
| 30-yr. fixed jumbo | 5.50% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 5.00% |
| 7/1 ARM | 4.50% |
| 7/1 ARM jumbo | 5.25% |
| 5/1 ARM | 4.00% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 4.00% |
| 1-yr. ARM jumbo | 4.75% |
| 1-yr. LIBOR ARM | 4.25% |
*Mortgage Rates Updated: 11/21/2009
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Current Mortgage Rates in Sparta, Illinois
| Sparta 30-yr. fixed Mortgage Rates | Sparta 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.86% | 5.04% | 1.00 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | Chase | 5.65% | 5.77% | 1.00 |
| Fifth Third Bank | 4.89% | 4.93% | 0.22 | Fifth Third Bank | 5.67% | 5.69% | 0.00 |
| Sparta 15-yr. fixed Mortgage Rates | Sparta 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.32% | 4.60% | 0.76 | Chase | 5.73% | 5.95% | 1.05 |
| Chase | 4.32% | 4.60% | 1.03 | Fifth Third Bank | 5.17% | 5.20% | 0.00 |
| Fifth Third Bank | 4.26% | 4.31% | 0.00 | ||||
| Sparta 7/1 ARM Mortgage Rates | Sparta 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.86% | 3.67% | 1.00 | Chase | 5.13% | 4.12% | 1.03 |
| Chase | 4.30% | 3.83% | 1.05 | Fifth Third Bank | 5.21% | 3.90% | 0.00 |
| Fifth Third Bank | 4.62% | 3.69% | 0.00 | ||||
| Sparta 5/1 ARM Mortgage Rates | Sparta 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.62% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.87% | 1.00 |
| Chase | 3.81% | 3.60% | 1.03 | Chase | 4.82% | 3.86% | 1.05 |
| Fifth Third Bank | 4.21% | 3.70% | 0.31 | Fifth Third Bank | 5.08% | 3.65% | 0.00 |
| Sparta 3/1 ARM Mortgage Rates | Sparta 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.01% | 3.60% | 1.00 | Chase | 5.56% | 3.83% | 1.03 |
| Chase | 4.21% | 3.62% | 1.00 | Fifth Third Bank | 4.96% | 3.42% | 0.00 |
| Fifth Third Bank | 4.11% | 3.53% | 0.11 | ||||
| Sparta 1-yr. ARM Mortgage Rates | Sparta 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.17% | 3.55% | 1.00 | Chase | 5.29% | 3.57% | 1.05 |
| Fifth Third Bank | 4.29% | 3.18% | 0.00 | Fifth Third Bank | 4.83% | 3.20% | 0.00 |
Banks in Sparta, Illinois
Charter Bank, 114 West Broadway, Sparta Illinois 62286Heritage Federal Savings and Loan Association, 165 West Broadway, Sparta Illinois 62286
Magna Bank of Randolph County, 143 West Broadway, Sparta Illinois 62286
Mortgage Statistics for Sparta, Illinois
| Sparta | Illinois | USA | |
|---|---|---|---|
| Population: Population - The population of Sparta, IL  |
6,408 | 12,415,876 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Sparta mortgage. |
5,480 | 9,122,097 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Sparta mortgage. |
779 | 1,876,853 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Sparta mortgage. |
77 | 1,530,239 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Sparta, IL, where you might buy a home. |
2,816 | 4,884,060 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Sparta, where you might apply for a Sparta mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Sparta, IL |
$59,900 | $140,271 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Sparta mortgage interest rates. |
$34,279 | $48,706 | $43,800 |