Current Mortgage Rates in Quincy, Illinois
Tuesday, October 07, 2008
Current Mortgage Rates*
Loan Type Quincy Average |
|
| 30-yr. fixed | 6.12% |
| 30-yr. fixed jumbo | 7.62% |
| 15-yr. fixed | 5.75% |
| 15-yr. fixed jumbo | 6.88% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 6.88% |
| 5/1 ARM | 6.25% |
| 5/1 ARM jumbo | 6.88% |
| 3/1 ARM | 6.00% |
| 3/1 ARM jumbo | 6.25% |
| 1-yr. ARM | 5.75% |
| 1-yr. ARM jumbo | 5.50% |
| 1-yr. LIBOR ARM | 6.25% |
*Mortgage Rates Updated: 10/06/2008
Get Current Mortgage Rates
From Top Lenders
Current Mortgage Rates in Quincy, Illinois
| Quincy 30-yr. fixed Mortgage Rates | Quincy 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.72% | 8.29% | 4.44 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.61% | 6.76% | 0.80 | Bank of America | 7.33% | 7.58% | 1.74 |
| Wachovia | 6.25% | 6.38% | 0.71 | Wells Fargo | 9.29% | 9.36% | 0.27 |
| Wells Fargo | 6.43% | 6.51% | 0.24 | Chase | 7.75% | 7.80% | 0.15 |
| Chase | 6.32% | 6.40% | 0.08 | Fifth Third Bank | 7.10% | 7.12% | 0.02 |
| Fifth Third Bank | 6.41% | 6.48% | 0.33 | ||||
| Quincy 15-yr. fixed Mortgage Rates | Quincy 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.37% | 8.59% | 6.61 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.23% | 6.49% | 0.90 | Bank of America | 7.22% | 7.60% | 1.54 |
| Wachovia | 5.74% | 5.99% | 0.82 | Wells Fargo | 7.98% | 8.10% | 0.41 |
| Wells Fargo | 6.16% | 6.30% | 0.33 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.32% | 6.45% | 0.07 | Fifth Third Bank | 6.30% | 6.33% | 0.02 |
| Fifth Third Bank | 5.88% | 5.99% | 0.36 | ||||
| Quincy 7/1 ARM Mortgage Rates | Quincy 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.42% | 6.37% | 0.97 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.78% | 5.83% | 0.59 | Wells Fargo | 8.44% | 7.47% | 0.30 |
| Wells Fargo | 7.34% | 6.87% | 0.18 | Chase | 6.62% | 7.15% | 0.12 |
| Chase | 6.85% | 6.41% | 0.04 | Fifth Third Bank | 6.76% | 6.22% | 0.00 |
| Fifth Third Bank | 6.45% | 5.97% | 0.00 | ||||
| Quincy 5/1 ARM Mortgage Rates | Quincy 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.44% | 6.14% | 0.88 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 7.07% | 6.58% | 0.24 | Wells Fargo | 7.81% | 6.83% | 0.34 |
| Chase | 6.82% | 6.27% | 0.02 | Chase | 7.78% | 6.66% | 0.00 |
| Fifth Third Bank | 6.21% | 5.98% | 0.27 | Fifth Third Bank | 6.68% | 6.12% | 0.00 |
| Quincy 3/1 ARM Mortgage Rates | Quincy 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.00% | 6.15% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.54% | 5.61% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | Fifth Third Bank | 6.59% | 6.02% | 0.00 |
| Fifth Third Bank | 5.80% | 5.81% | 0.24 | ||||
| Quincy 1-yr. ARM Mortgage Rates | Quincy 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.14% | 6.36% | 1.82 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | Fifth Third Bank | 6.48% | 5.96% | 0.00 |
| Fifth Third Bank | 6.11% | 5.72% | 0.00 | ||||
Banks in Quincy, Illinois
Bank of Quincy, 1132 Broadway, Quincy Illinois 62306Boatmen's Bank of Quincy, 6th and Hampshire Streets, Quincy Illinois 62301
Community National Bank of Quincy, 3333 Broadway, Quincy Illinois 62301
First Bankers Trust Company, 12th and Broadway, Quincy Illinois 62301
Gem City Federal Savings and Loan Association, 636 Hampshire Street, Quincy Illinois 62301
Gem City Savings and Loan Association, 636 Hampshire Street Box C-249, Quincy Illinois 62301
Mercantile Trust & Savings Bank, 440 Maine Street, Quincy Illinois 62301
Quincy-peoples Savings and Loan Association, 730 Maine Street, Quincy Illinois 62301
State Street Bank and Trust Company, 801 State Street, Quincy Illinois 62301
Town and Country Bank of Quincy, 524 North 30th Street, Quincy Illinois 62301
Credit Unions in Quincy, Illinois
Adams County, 1706 North 16th Street, Quincy IL 62301 (217) 222-0242Great River Community, P.O. Box 3543, Quincy IL 62305 (217) 222-5427
Hometown, P.O. Box 4290, Quincy IL 62305 (217) 221-7339
Members First, P.O. Box 3722, Quincy IL 62305 (217) 223-4377
Quincy Bell, 601 Broadway, Quincy IL 62301 (217) 222-7891
Quincy Municipal, 507 Vermont, Quincy IL 62301 (217) 277-2010
Quincy Postal Employees, P.O. Box 3003, Quincy IL 62305 (217) 224-3188
United Community, 1001 Vermont, Quincy IL 62301 (217) 224-1093
Mortgage Statistics for Quincy, Illinois
| Quincy | Illinois | USA | |
|---|---|---|---|
| Population: Population - The population of Quincy, IL  |
52,461 | 12,415,876 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Quincy mortgage. |
49,397 | 9,122,097 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Quincy mortgage. |
1,962 | 1,876,853 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Quincy mortgage. |
471 | 1,530,239 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Quincy, IL, where you might buy a home. |
22,908 | 4,884,060 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Quincy, where you might apply for a Quincy mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Quincy, IL |
$75,400 | $140,271 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Quincy mortgage interest rates. |
$33,373 | $48,706 | $43,800 |