Current Mortgage Rates in Ottawa, Illinois
Friday, November 20, 2009
Current Mortgage Rates*
Loan Type Ottawa Average |
|
| 30-yr. fixed | 4.75% |
| 30-yr. fixed jumbo | 5.12% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 5.00% |
| 7/1 ARM | 4.50% |
| 7/1 ARM jumbo | 5.25% |
| 5/1 ARM | 4.12% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.50% |
| 1-yr. ARM | 4.00% |
| 1-yr. ARM jumbo | 4.75% |
| 1-yr. LIBOR ARM | 4.25% |
*Mortgage Rates Updated: 11/20/2009
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Current Mortgage Rates in Ottawa, Illinois
| Ottawa 30-yr. fixed Mortgage Rates | Ottawa 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.87% | 5.05% | 1.00 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Chase | 4.88% | 5.04% | 1.00 | Chase | 5.65% | 5.77% | 1.00 |
| Fifth Third Bank | 4.90% | 4.94% | 0.21 | Fifth Third Bank | 5.70% | 5.72% | 0.00 |
| Ottawa 15-yr. fixed Mortgage Rates | Ottawa 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.32% | 4.60% | 0.80 | Chase | 5.73% | 5.95% | 1.04 |
| Chase | 4.33% | 4.61% | 1.02 | Fifth Third Bank | 5.16% | 5.19% | 0.00 |
| Fifth Third Bank | 4.26% | 4.31% | 0.00 | ||||
| Ottawa 7/1 ARM Mortgage Rates | Ottawa 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.84% | 3.67% | 1.00 | Chase | 5.11% | 4.12% | 1.02 |
| Chase | 4.29% | 3.83% | 1.04 | Fifth Third Bank | 5.21% | 3.91% | 0.00 |
| Fifth Third Bank | 4.62% | 3.70% | 0.00 | ||||
| Ottawa 5/1 ARM Mortgage Rates | Ottawa 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.61% | 3.56% | 1.04 | Wells Fargo | 4.87% | 3.88% | 1.00 |
| Chase | 3.83% | 3.61% | 1.02 | Chase | 4.83% | 3.87% | 1.04 |
| Fifth Third Bank | 4.26% | 3.72% | 0.31 | Fifth Third Bank | 5.09% | 3.66% | 0.00 |
| Ottawa 3/1 ARM Mortgage Rates | Ottawa 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.98% | 3.60% | 1.00 | Chase | 5.56% | 3.84% | 1.02 |
| Chase | 4.20% | 3.63% | 1.00 | Fifth Third Bank | 4.96% | 3.42% | 0.00 |
| Fifth Third Bank | 4.12% | 3.53% | 0.11 | ||||
| Ottawa 1-yr. ARM Mortgage Rates | Ottawa 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.16% | 3.55% | 1.00 | Chase | 5.26% | 3.58% | 1.04 |
| Fifth Third Bank | 4.30% | 3.19% | 0.00 | Fifth Third Bank | 4.84% | 3.20% | 0.00 |
Banks in Ottawa, Illinois
First Federal Savings Bank, 633 La Salle St, Ottawa Illinois 61350First of America Bank-ottawa, 601 State Street, Ottawa Illinois 61350
Ottawa National Bank, 122 West Madison Street, Ottawa Illinois 61350
Ottawa Savings Bank, 925 Lasalle St, Ottawa Illinois 61350
The First National Bank of Ottawa, 710-703 La Salle Street, Ottawa Illinois 61350
Union Bank/triumph, 400 Etna Road, Ottawa Illinois 61350
Credit Unions in Ottawa, Illinois
Bakelite Ottawa Plastics, 311 E Joliet St, Ottawa IL 61350 (815) 434-5860Financial Plus, 800 Chestnut ST. , Ottawa IL 61350 (815) 433-1496
Lasalle County School Employees, 417 W. Madison ST., RM. 106, Ottawa IL 61350 (815) 434-2860
Mortgage Statistics for Ottawa, Illinois
| Ottawa | Illinois | USA | |
|---|---|---|---|
| Population: Population - The population of Ottawa, IL  |
24,207 | 12,415,876 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Ottawa mortgage. |
23,233 | 9,122,097 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Ottawa mortgage. |
265 | 1,876,853 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Ottawa mortgage. |
1,087 | 1,530,239 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Ottawa, IL, where you might buy a home. |
10,377 | 4,884,060 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Ottawa, where you might apply for a Ottawa mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Ottawa, IL |
$91,700 | $140,271 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Ottawa mortgage interest rates. |
$39,228 | $48,706 | $43,800 |