Current Mortgage Rates in Mount Vernon, Illinois
Sunday, November 22, 2009
Current Mortgage Rates*
Loan Type Mount Vernon Average |
|
| 30-yr. fixed | 4.75% |
| 30-yr. fixed jumbo | 5.50% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 5.00% |
| 7/1 ARM | 4.50% |
| 7/1 ARM jumbo | 5.25% |
| 5/1 ARM | 4.00% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 4.00% |
| 1-yr. ARM jumbo | 4.75% |
| 1-yr. LIBOR ARM | 4.25% |
*Mortgage Rates Updated: 11/21/2009
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Current Mortgage Rates in Mount Vernon, Illinois
| Mount Vernon 30-yr. fixed Mortgage Rates | Mount Vernon 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.85% | 5.03% | 1.00 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Chase | 4.86% | 5.02% | 1.00 | Chase | 5.63% | 5.75% | 1.00 |
| Fifth Third Bank | 4.88% | 4.93% | 0.23 | Fifth Third Bank | 5.65% | 5.67% | 0.00 |
| Mount Vernon 15-yr. fixed Mortgage Rates | Mount Vernon 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.32% | 4.59% | 0.74 | Chase | 5.72% | 5.94% | 1.06 |
| Chase | 4.32% | 4.60% | 1.03 | Fifth Third Bank | 5.18% | 5.22% | 0.00 |
| Fifth Third Bank | 4.26% | 4.31% | 0.00 | ||||
| Mount Vernon 7/1 ARM Mortgage Rates | Mount Vernon 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.87% | 3.67% | 1.00 | Chase | 5.13% | 4.12% | 1.03 |
| Chase | 4.30% | 3.82% | 1.06 | Fifth Third Bank | 5.20% | 3.90% | 0.00 |
| Fifth Third Bank | 4.62% | 3.69% | 0.00 | ||||
| Mount Vernon 5/1 ARM Mortgage Rates | Mount Vernon 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.62% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.87% | 1.00 |
| Chase | 3.78% | 3.59% | 1.03 | Chase | 4.81% | 3.85% | 1.06 |
| Fifth Third Bank | 4.21% | 3.71% | 0.31 | Fifth Third Bank | 5.08% | 3.65% | 0.00 |
| Mount Vernon 3/1 ARM Mortgage Rates | Mount Vernon 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.01% | 3.60% | 1.00 | Chase | 5.54% | 3.82% | 1.03 |
| Chase | 4.21% | 3.62% | 1.00 | Fifth Third Bank | 4.95% | 3.42% | 0.00 |
| Fifth Third Bank | 4.11% | 3.53% | 0.11 | ||||
| Mount Vernon 1-yr. ARM Mortgage Rates | Mount Vernon 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.18% | 3.54% | 1.00 | Chase | 5.29% | 3.57% | 1.06 |
| Fifth Third Bank | 4.29% | 3.18% | 0.00 | Fifth Third Bank | 4.83% | 3.20% | 0.00 |
Banks in Mount Vernon, Illinois
Bank of Illinois, 1101 Broadway, Mount Vernon Illinois 62864Bank of Illinois In Mt. Vernon, 1101 Broadway, Mount Vernon Illinois 62864
Boatmen's Bank of South Central Illinois, Main and Ninth Streets, Mount Vernon Illinois 62864
Citizens Bank of Illinois, 117 North Tenth Street, Mount Vernon Illinois 62864
First National Bank of Mt. Vernon, 1300 Main Street, Mount Vernon Illinois 62864
King City Federal Savings Bank, 117 N 10th St, Mount Vernon Illinois 62864
Mortgage Statistics for Mount Vernon, Illinois
| Mount Vernon | Illinois | USA | |
|---|---|---|---|
| Population: Population - The population of Mount Vernon, IL  |
24,929 | 12,415,876 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Mount Vernon mortgage. |
22,182 | 9,122,097 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Mount Vernon mortgage. |
2,069 | 1,876,853 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Mount Vernon mortgage. |
288 | 1,530,239 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Mount Vernon, IL, where you might buy a home. |
11,492 | 4,884,060 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Mount Vernon, where you might apply for a Mount Vernon mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Mount Vernon, IL |
$60,600 | $140,271 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Mount Vernon mortgage interest rates. |
$31,534 | $48,706 | $43,800 |