Current Mortgage Rates in Monticello, Illinois
Saturday, November 21, 2009
Current Mortgage Rates*
Loan Type Monticello Average |
|
| 30-yr. fixed | 4.75% |
| 30-yr. fixed jumbo | 5.50% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 5.00% |
| 7/1 ARM | 4.50% |
| 7/1 ARM jumbo | 5.25% |
| 5/1 ARM | 4.00% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 4.00% |
| 1-yr. ARM jumbo | 4.75% |
| 1-yr. LIBOR ARM | 4.25% |
*Mortgage Rates Updated: 11/21/2009
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Current Mortgage Rates in Monticello, Illinois
| Monticello 30-yr. fixed Mortgage Rates | Monticello 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.86% | 5.04% | 1.00 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | Chase | 5.65% | 5.77% | 1.00 |
| Fifth Third Bank | 4.89% | 4.93% | 0.22 | Fifth Third Bank | 5.67% | 5.69% | 0.00 |
| Monticello 15-yr. fixed Mortgage Rates | Monticello 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.32% | 4.60% | 0.76 | Chase | 5.73% | 5.95% | 1.05 |
| Chase | 4.32% | 4.60% | 1.03 | Fifth Third Bank | 5.17% | 5.20% | 0.00 |
| Fifth Third Bank | 4.26% | 4.31% | 0.00 | ||||
| Monticello 7/1 ARM Mortgage Rates | Monticello 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.86% | 3.67% | 1.00 | Chase | 5.13% | 4.12% | 1.03 |
| Chase | 4.30% | 3.83% | 1.05 | Fifth Third Bank | 5.21% | 3.90% | 0.00 |
| Fifth Third Bank | 4.62% | 3.69% | 0.00 | ||||
| Monticello 5/1 ARM Mortgage Rates | Monticello 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.62% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.87% | 1.00 |
| Chase | 3.81% | 3.60% | 1.03 | Chase | 4.82% | 3.86% | 1.05 |
| Fifth Third Bank | 4.21% | 3.70% | 0.31 | Fifth Third Bank | 5.08% | 3.65% | 0.00 |
| Monticello 3/1 ARM Mortgage Rates | Monticello 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.01% | 3.60% | 1.00 | Chase | 5.56% | 3.83% | 1.03 |
| Chase | 4.21% | 3.62% | 1.00 | Fifth Third Bank | 4.96% | 3.42% | 0.00 |
| Fifth Third Bank | 4.11% | 3.53% | 0.11 | ||||
| Monticello 1-yr. ARM Mortgage Rates | Monticello 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.17% | 3.55% | 1.00 | Chase | 5.29% | 3.57% | 1.05 |
| Fifth Third Bank | 4.29% | 3.18% | 0.00 | Fifth Third Bank | 4.83% | 3.20% | 0.00 |
Banks in Monticello, Illinois
Bank One, Monticello, 100 West Washington Street, Monticello Illinois 61856First State Bank, 201 West Main Street, Monticello Illinois 61856
National Bank of Monticello, 100 West Washington Street, Monticello Illinois 61856
Mortgage Statistics for Monticello, Illinois
| Monticello | Illinois | USA | |
|---|---|---|---|
| Population: Population - The population of Monticello, IL  |
6,762 | 12,415,876 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Monticello mortgage. |
6,694 | 9,122,097 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Monticello mortgage. |
6 | 1,876,853 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Monticello mortgage. |
47 | 1,530,239 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Monticello, IL, where you might buy a home. |
2,822 | 4,884,060 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Monticello, where you might apply for a Monticello mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Monticello, IL |
$104,200 | $140,271 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Monticello mortgage interest rates. |
$48,598 | $48,706 | $43,800 |