Current Mortgage Rates in Effingham, Illinois
Sunday, November 22, 2009
Current Mortgage Rates*
Loan Type Effingham Average |
|
| 30-yr. fixed | 4.75% |
| 30-yr. fixed jumbo | 5.50% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 5.00% |
| 7/1 ARM | 4.50% |
| 7/1 ARM jumbo | 5.25% |
| 5/1 ARM | 4.00% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 4.00% |
| 1-yr. ARM jumbo | 4.75% |
| 1-yr. LIBOR ARM | 4.25% |
*Mortgage Rates Updated: 11/21/2009
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Current Mortgage Rates in Effingham, Illinois
| Effingham 30-yr. fixed Mortgage Rates | Effingham 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.85% | 5.03% | 1.00 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Chase | 4.86% | 5.02% | 1.00 | Chase | 5.63% | 5.75% | 1.00 |
| Fifth Third Bank | 4.88% | 4.93% | 0.23 | Fifth Third Bank | 5.65% | 5.67% | 0.00 |
| Effingham 15-yr. fixed Mortgage Rates | Effingham 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.32% | 4.59% | 0.74 | Chase | 5.72% | 5.94% | 1.06 |
| Chase | 4.32% | 4.60% | 1.03 | Fifth Third Bank | 5.18% | 5.22% | 0.00 |
| Fifth Third Bank | 4.26% | 4.31% | 0.00 | ||||
| Effingham 7/1 ARM Mortgage Rates | Effingham 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.87% | 3.67% | 1.00 | Chase | 5.13% | 4.12% | 1.03 |
| Chase | 4.30% | 3.82% | 1.06 | Fifth Third Bank | 5.20% | 3.90% | 0.00 |
| Fifth Third Bank | 4.62% | 3.69% | 0.00 | ||||
| Effingham 5/1 ARM Mortgage Rates | Effingham 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.62% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.87% | 1.00 |
| Chase | 3.78% | 3.59% | 1.03 | Chase | 4.81% | 3.85% | 1.06 |
| Fifth Third Bank | 4.21% | 3.71% | 0.31 | Fifth Third Bank | 5.08% | 3.65% | 0.00 |
| Effingham 3/1 ARM Mortgage Rates | Effingham 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.01% | 3.60% | 1.00 | Chase | 5.54% | 3.82% | 1.03 |
| Chase | 4.21% | 3.62% | 1.00 | Fifth Third Bank | 4.95% | 3.42% | 0.00 |
| Fifth Third Bank | 4.11% | 3.53% | 0.11 | ||||
| Effingham 1-yr. ARM Mortgage Rates | Effingham 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.18% | 3.54% | 1.00 | Chase | 5.29% | 3.57% | 1.06 |
| Fifth Third Bank | 4.29% | 3.18% | 0.00 | Fifth Third Bank | 4.83% | 3.20% | 0.00 |
Banks in Effingham, Illinois
Crossroads Bank, 2000 South Banker Street, Effingham Illinois 62401Illinois Community Bank, 1300 North Keller Drive, Effingham Illinois 62401
Midland States Bank, 138 West Jefferson Street, Effingham Illinois 62401
The First National Bank of Effingham, 200 North Third, Effingham Illinois 62401
Mortgage Statistics for Effingham, Illinois
| Effingham | Illinois | USA | |
|---|---|---|---|
| Population: Population - The population of Effingham, IL  |
19,070 | 12,415,876 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Effingham mortgage. |
18,700 | 9,122,097 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Effingham mortgage. |
50 | 1,876,853 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Effingham mortgage. |
183 | 1,530,239 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Effingham, IL, where you might buy a home. |
8,255 | 4,884,060 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Effingham, where you might apply for a Effingham mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Effingham, IL |
$89,800 | $140,271 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Effingham mortgage interest rates. |
$39,180 | $48,706 | $43,800 |