Current Mortgage Rates in Georgia

Friday, July 04, 2008



Current Mortgage Rates*

Loan Type
Georgia Average
30-yr. fixed6.38%
30-yr. fixed jumbo6.88%
15-yr. fixed5.88%
15-yr. fixed jumbo6.50%
7/1 ARM6.00%
7/1 ARM jumbo6.50%
5/1 ARM5.88%
5/1 ARM jumbo6.50%
3/1 ARM5.62%
3/1 ARM jumbo6.38%
1-yr. ARM5.88%
1-yr. ARM jumbo6.00%
1-yr. LIBOR ARM5.50%
*Mortgage Rates Updated: 07/03/2008

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Current Mortgage Rates in Georgia

Georgia 30-yr. fixed Mortgage Rates Georgia 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.38%7.76%2.78Citibank7.75%7.79%0.12
Bank of America6.62%6.77%0.95Bank of America7.06%7.18%0.62
Wachovia6.27%6.39%0.63Wachovia7.57%7.61%0.21
Wells Fargo6.62%6.68%0.25Wells Fargo7.25%7.29%0.12
Chase6.62%6.71%0.25Chase7.00%7.05%0.19
Fifth Third Bank6.41%6.47%0.34 
Georgia 15-yr. fixed Mortgage Rates Georgia 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.98%7.75%4.04Bank of America7.62%7.82%1.00
Bank of America6.14%6.39%0.97Wachovia7.30%7.37%0.21
Wachovia5.80%6.02%0.67Wells Fargo7.49%7.63%0.48
Wells Fargo6.20%6.33%0.30Chase6.75%6.82%0.06
Chase6.38%6.47%0.12 
Fifth Third Bank5.90%6.02%0.38 
Georgia 7/1 ARM Mortgage Rates Georgia 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.69%7.15%0.19Citibank7.06%7.32%0.00
Bank of America6.62%7.29%0.03Bank of America6.88%7.36%0.48
Wachovia5.63%5.66%0.70Wachovia7.50%6.94%0.08
Wells Fargo6.50%7.27%0.25Wells Fargo6.62%7.22%0.38
Chase6.62%7.04%0.06Chase6.69%7.08%0.12
Georgia 5/1 ARM Mortgage Rates Georgia 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.56%7.18%0.06Citibank7.25%7.25%0.00
Bank of America6.25%5.97%0.98Bank of America8.07%6.65%1.05
Wachovia6.29%6.20%0.14Wachovia7.26%6.79%0.08
Wells Fargo6.44%7.03%0.25Wells Fargo7.06%7.16%0.19
Chase6.38%7.04%0.06Chase6.88%7.25%0.06
Fifth Third Bank6.09%5.96%0.31 
Georgia 3/1 ARM Mortgage Rates Georgia 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.69%7.33%0.00Citibank7.38%7.50%0.00
Bank of America6.00%7.06%1.09Bank of America6.94%7.48%0.58
Wachovia5.57%5.60%0.36Wachovia7.32%6.88%0.10
Wells Fargo6.94%7.20%0.12Wells Fargo7.50%7.30%0.19
Chase6.81%7.35%0.00Chase6.94%7.40%0.12
Fifth Third Bank5.62%5.77%0.28 
Georgia 1-yr. ARM Mortgage Rates Georgia 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America6.88%7.66%0.04Wachovia7.22%6.64%0.12
Wachovia6.36%6.52%0.07Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

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Mortgage Statistics for Georgia

  Georgia USA
Population:
Population - The population of Georgia
 8,070,908 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Georgia mortgage.
 5,264,762 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Georgia mortgage.
 2,299,649 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Georgia mortgage.
 431,992 34,671,551
HouseHolds:
HouseHolds - The total number of households in Georgia, where you might buy a home.
 3,231,115 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Georgia, where you might apply for a Georgia mortgage.
 2 2
Average House Value:
Average House Value - The average house value in Georgia
 $112,683 $132,188
Income per Household:
Income per Household - The household income where you might compare Georgia mortgage interest rates.
 $44,395 $43,800