Current Mortgage Rates in Georgia

Tuesday, October 14, 2008



Current Mortgage Rates*

Loan Type
Georgia Average
30-yr. fixed6.25%
30-yr. fixed jumbo7.75%
15-yr. fixed5.88%
15-yr. fixed jumbo7.12%
7/1 ARM6.62%
7/1 ARM jumbo7.25%
5/1 ARM6.38%
5/1 ARM jumbo6.75%
3/1 ARM6.25%
3/1 ARM jumbo6.50%
1-yr. ARM5.88%
1-yr. ARM jumbo6.38%
1-yr. LIBOR ARM6.25%
*Mortgage Rates Updated: 10/13/2008

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Current Mortgage Rates in Georgia

Georgia 30-yr. fixed Mortgage Rates Georgia 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.21%7.57%2.56Citibank7.75%7.79%0.12
Bank of America6.60%6.74%0.82Bank of America7.45%7.71%1.84
Wachovia6.27%6.39%0.64Wachovia7.70%7.74%0.12
Wells Fargo6.41%6.48%0.23Wells Fargo9.43%9.50%0.26
Chase6.34%6.42%0.08Chase7.73%7.79%0.17
Fifth Third Bank6.38%6.45%0.35 
Georgia 15-yr. fixed Mortgage Rates Georgia 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.02%7.88%4.45Bank of America7.37%7.76%1.64
Bank of America6.22%6.49%0.97Wachovia7.44%7.50%0.11
Wachovia5.81%6.03%0.69Wells Fargo8.03%8.15%0.40
Wells Fargo6.17%6.30%0.32Chase6.75%6.82%0.06
Chase6.35%6.47%0.07 
Fifth Third Bank5.86%5.98%0.38 
Georgia 7/1 ARM Mortgage Rates Georgia 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.69%7.15%0.19Citibank7.06%7.32%0.00
Bank of America6.49%6.46%0.96Bank of America6.88%7.36%0.48
Wachovia6.01%5.97%0.44Wachovia7.34%6.79%0.08
Wells Fargo7.26%6.84%0.16Wells Fargo8.58%7.57%0.26
Chase6.83%6.47%0.05Chase7.98%7.42%0.33
Georgia 5/1 ARM Mortgage Rates Georgia 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.56%7.18%0.06Citibank7.25%7.25%0.00
Bank of America6.45%6.20%0.89Bank of America8.07%6.65%1.05
Wachovia6.46%6.09%0.07Wachovia7.25%6.73%0.07
Wells Fargo7.00%6.64%0.23Wells Fargo7.85%6.90%0.32
Chase6.73%6.32%0.04Chase7.69%6.70%0.00
Fifth Third Bank6.23%6.03%0.29 
Georgia 3/1 ARM Mortgage Rates Georgia 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.69%7.33%0.00Citibank7.38%7.50%0.00
Bank of America6.15%6.25%0.94Bank of America6.94%7.48%0.58
Wachovia5.77%5.73%0.36Wachovia7.00%6.55%0.08
Wells Fargo6.94%7.20%0.12Wells Fargo7.50%7.30%0.19
Chase6.81%7.35%0.00Chase6.94%7.40%0.12
Fifth Third Bank5.83%5.87%0.25 
Georgia 1-yr. ARM Mortgage Rates Georgia 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wachovia6.92%6.44%0.09
Wachovia6.59%6.68%0.07Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

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Mortgage Statistics for Georgia

  Georgia USA
Population:
Population - The population of Georgia
 8,070,908 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Georgia mortgage.
 5,264,762 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Georgia mortgage.
 2,299,649 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Georgia mortgage.
 431,992 34,671,551
HouseHolds:
HouseHolds - The total number of households in Georgia, where you might buy a home.
 3,231,115 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Georgia, where you might apply for a Georgia mortgage.
 2 2
Average House Value:
Average House Value - The average house value in Georgia
 $112,683 $132,188
Income per Household:
Income per Household - The household income where you might compare Georgia mortgage interest rates.
 $44,395 $43,800