Current Mortgage Rates in Valdosta, Georgia
Tuesday, October 07, 2008
Current Mortgage Rates*
Loan Type Valdosta Average |
|
| 30-yr. fixed | 6.12% |
| 30-yr. fixed jumbo | 7.75% |
| 15-yr. fixed | 5.75% |
| 15-yr. fixed jumbo | 7.25% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 7.00% |
| 5/1 ARM | 6.25% |
| 5/1 ARM jumbo | 6.88% |
| 3/1 ARM | 6.00% |
| 3/1 ARM jumbo | 6.25% |
| 1-yr. ARM | 5.75% |
| 1-yr. ARM jumbo | 6.12% |
| 1-yr. LIBOR ARM | 6.25% |
*Mortgage Rates Updated: 10/06/2008
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Current Mortgage Rates in Valdosta, Georgia
| Valdosta 30-yr. fixed Mortgage Rates | Valdosta 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.24% | 7.61% | 2.66 | Citibank | 7.75% | 7.79% | 0.12 |
| Bank of America | 6.62% | 6.76% | 0.81 | Bank of America | 7.43% | 7.69% | 1.80 |
| Wachovia | 6.29% | 6.41% | 0.63 | Wachovia | 7.70% | 7.73% | 0.12 |
| Wells Fargo | 6.42% | 6.49% | 0.24 | Wells Fargo | 9.30% | 9.36% | 0.27 |
| Chase | 6.33% | 6.41% | 0.09 | Chase | 7.72% | 7.77% | 0.15 |
| Fifth Third Bank | 6.41% | 6.48% | 0.36 | ||||
| Valdosta 15-yr. fixed Mortgage Rates | Valdosta 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.06% | 7.95% | 4.66 | Bank of America | 7.33% | 7.72% | 1.64 |
| Bank of America | 6.23% | 6.49% | 0.94 | Wachovia | 7.44% | 7.49% | 0.12 |
| Wachovia | 5.81% | 6.04% | 0.68 | Wells Fargo | 7.97% | 8.09% | 0.41 |
| Wells Fargo | 6.16% | 6.30% | 0.33 | Chase | 6.75% | 6.82% | 0.06 |
| Chase | 6.32% | 6.45% | 0.07 | ||||
| Fifth Third Bank | 5.87% | 5.98% | 0.38 | ||||
| Valdosta 7/1 ARM Mortgage Rates | Valdosta 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.15% | 0.19 | Citibank | 7.06% | 7.32% | 0.00 |
| Bank of America | 6.42% | 6.37% | 0.97 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.95% | 5.91% | 0.47 | Wachovia | 7.34% | 6.79% | 0.08 |
| Wells Fargo | 7.34% | 6.87% | 0.18 | Wells Fargo | 8.44% | 7.47% | 0.30 |
| Chase | 6.84% | 6.44% | 0.05 | Chase | 6.69% | 7.08% | 0.12 |
| Valdosta 5/1 ARM Mortgage Rates | Valdosta 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.56% | 7.18% | 0.06 | Citibank | 7.25% | 7.25% | 0.00 |
| Bank of America | 6.48% | 6.16% | 0.88 | Bank of America | 8.07% | 6.65% | 1.05 |
| Wachovia | 6.41% | 6.07% | 0.07 | Wachovia | 7.27% | 6.75% | 0.07 |
| Wells Fargo | 7.04% | 6.59% | 0.23 | Wells Fargo | 7.81% | 6.85% | 0.32 |
| Chase | 6.80% | 6.30% | 0.03 | Chase | 7.74% | 6.69% | 0.01 |
| Fifth Third Bank | 6.21% | 5.98% | 0.28 | ||||
| Valdosta 3/1 ARM Mortgage Rates | Valdosta 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.33% | 0.00 | Citibank | 7.38% | 7.50% | 0.00 |
| Bank of America | 6.16% | 6.18% | 0.94 | Bank of America | 6.94% | 7.48% | 0.58 |
| Wachovia | 5.73% | 5.70% | 0.38 | Wachovia | 7.03% | 6.56% | 0.08 |
| Wells Fargo | 6.94% | 7.20% | 0.12 | Wells Fargo | 7.50% | 7.30% | 0.19 |
| Chase | 6.81% | 7.35% | 0.00 | Chase | 6.94% | 7.40% | 0.12 |
| Fifth Third Bank | 5.78% | 5.81% | 0.25 | ||||
| Valdosta 1-yr. ARM Mortgage Rates | Valdosta 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wachovia | 6.95% | 6.45% | 0.09 |
| Wachovia | 6.59% | 6.68% | 0.07 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Valdosta, Georgia
First Federal Savings and Loan Association of Valdosta, 411 N Patterson St, Valdosta Georgia 31601First State Bank and Trust Company of Valdosta, 3650 Inner Perimeter Road, Valdosta Georgia 31602
First Union National Bank of Valdosta, 300 North Patterson Street, Valdosta Georgia 31601
Guardian Bank, 701 Wildwood Plantation Drive, Valdosta Georgia 31602
Nationsbank of Florida, 106 South Patterson Street, Valdosta Georgia 31601
The Park Avenue Bank, 3102 North Oak Street Extension, Valdosta Georgia 31602
Valdosta Bank and Trust, 2611 North Patterson Street, Valdosta Georgia 31602
Credit Unions in Valdosta, Georgia
Georgia Power Valdosta, P. O. Box 1208, Valdosta GA 31603 (229) 253-1111Locoga, P.O. Box 5787, Valdosta GA 31603 (229) 244-4513
Southeastern, P.O. Box 2067, Valdosta GA 31604-2067 (229) 244-2732
Southern Pine, P. O. Box 1048, Valdosta GA 31603 (229) 559-3311
Valdosta Educators, Vsu University CTR. Room 2040, Valdosta GA 31698 (229) 333-5751
Mortgage Statistics for Valdosta, Georgia
| Valdosta | Georgia | USA | |
|---|---|---|---|
| Population: Population - The population of Valdosta, GA  |
78,262 | 8,070,908 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Valdosta mortgage. |
45,937 | 5,264,762 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Valdosta mortgage. |
29,227 | 2,299,649 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Valdosta mortgage. |
1,965 | 431,992 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Valdosta, GA, where you might buy a home. |
32,032 | 3,231,115 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Valdosta, where you might apply for a Valdosta mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Valdosta, GA |
$74,980 | $112,683 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Valdosta mortgage interest rates. |
$32,392 | $44,395 | $43,800 |