Current Mortgage Rates in Springfield, Georgia
Tuesday, December 02, 2008
Current Mortgage Rates*
Loan Type Springfield Average |
|
| 30-yr. fixed | 5.75% |
| 30-yr. fixed jumbo | 7.62% |
| 15-yr. fixed | 5.50% |
| 15-yr. fixed jumbo | 7.38% |
| 7/1 ARM | 6.50% |
| 7/1 ARM jumbo | 6.88% |
| 5/1 ARM | 5.88% |
| 5/1 ARM jumbo | 6.50% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 6.75% |
| 1-yr. ARM | 6.62% |
| 1-yr. ARM jumbo | 6.25% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 12/01/2008
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Current Mortgage Rates in Springfield, Georgia
| Springfield 30-yr. fixed Mortgage Rates | Springfield 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.84% | 7.13% | 2.02 | Citibank | 7.75% | 7.79% | 0.12 |
| Bank of America | 6.64% | 6.80% | 0.92 | Bank of America | 7.49% | 7.75% | 1.85 |
| Wachovia | 6.17% | 6.30% | 0.62 | Wachovia | 7.67% | 7.70% | 0.11 |
| Wells Fargo | 6.14% | 6.24% | 0.73 | Wells Fargo | 9.39% | 9.49% | 0.68 |
| Chase | 6.12% | 6.28% | 0.93 | Chase | 7.89% | 8.03% | 1.07 |
| Fifth Third Bank | 6.28% | 6.35% | 0.35 | ||||
| Springfield 15-yr. fixed Mortgage Rates | Springfield 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.51% | 7.09% | 2.94 | Bank of America | 7.37% | 7.76% | 1.64 |
| Bank of America | 6.19% | 6.48% | 1.09 | Wachovia | 7.40% | 7.45% | 0.10 |
| Wachovia | 5.78% | 6.00% | 0.67 | Wells Fargo | 8.38% | 8.53% | 0.62 |
| Wells Fargo | 6.01% | 6.17% | 0.58 | Chase | 8.33% | 8.58% | 1.11 |
| Chase | 5.93% | 6.18% | 0.90 | ||||
| Fifth Third Bank | 5.81% | 5.92% | 0.35 | ||||
| Springfield 7/1 ARM Mortgage Rates | Springfield 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.66% | 6.11% | 0.94 | Citibank | 7.06% | 7.32% | 0.00 |
| Bank of America | 6.91% | 6.53% | 1.24 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 6.17% | 6.10% | 0.37 | Wachovia | 7.37% | 6.78% | 0.08 |
| Wells Fargo | 6.59% | 6.44% | 0.75 | Wells Fargo | 8.40% | 7.11% | 0.76 |
| Chase | 6.63% | 6.24% | 0.92 | Chase | 8.29% | 6.78% | 1.09 |
| Springfield 5/1 ARM Mortgage Rates | Springfield 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.39% | 5.95% | 0.99 | Citibank | 7.25% | 7.25% | 0.00 |
| Bank of America | 6.59% | 6.19% | 1.06 | Bank of America | 8.07% | 6.65% | 1.05 |
| Wachovia | 6.53% | 6.08% | 0.06 | Wachovia | 7.16% | 6.62% | 0.07 |
| Wells Fargo | 6.46% | 6.36% | 0.76 | Wells Fargo | 7.33% | 6.59% | 0.77 |
| Chase | 6.35% | 6.07% | 0.87 | Chase | 7.08% | 6.29% | 0.88 |
| Fifth Third Bank | 6.22% | 5.97% | 0.30 | ||||
| Springfield 3/1 ARM Mortgage Rates | Springfield 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.13% | 5.84% | 0.90 | Citibank | 7.38% | 7.50% | 0.00 |
| Bank of America | 6.55% | 6.11% | 1.13 | Bank of America | 6.94% | 7.48% | 0.58 |
| Wachovia | 5.87% | 5.83% | 0.29 | Wachovia | 6.95% | 6.46% | 0.08 |
| Wells Fargo | 6.98% | 6.39% | 0.90 | Wells Fargo | 7.50% | 7.30% | 0.19 |
| Chase | 5.89% | 5.81% | 1.01 | Chase | 7.31% | 6.02% | 1.00 |
| Fifth Third Bank | 5.99% | 5.82% | 0.26 | ||||
| Springfield 1-yr. ARM Mortgage Rates | Springfield 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wachovia | 6.86% | 6.36% | 0.08 |
| Wachovia | 6.59% | 6.68% | 0.07 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.73% | 5.81% | 1.04 |
| Chase | 5.76% | 5.77% | 0.97 | ||||
Banks in Springfield, Georgia
Citizens Bank of Effingham, 802 South Laurel Street, Springfield Georgia 31329First National Bank of Effingham, 501 South Laurel Street, Springfield Georgia 31329
Mortgage Statistics for Springfield, Georgia
| Springfield | Georgia | USA | |
|---|---|---|---|
| Population: Population - The population of Springfield, GA  |
7,082 | 8,070,908 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Springfield mortgage. |
5,463 | 5,264,762 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Springfield mortgage. |
1,505 | 2,299,649 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Springfield mortgage. |
96 | 431,992 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Springfield, GA, where you might buy a home. |
2,679 | 3,231,115 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Springfield, where you might apply for a Springfield mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Springfield, GA |
$82,200 | $112,683 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Springfield mortgage interest rates. |
$42,054 | $44,395 | $43,800 |