Current Mortgage Rates in Gainesville, Georgia
Monday, October 06, 2008
Current Mortgage Rates*
Loan Type Gainesville Average |
|
| 30-yr. fixed | 6.12% |
| 15-yr. fixed | 5.62% |
| 5/1 ARM | 6.38% |
| 3/1 ARM | 6.00% |
| FHA Mortgage | 6.25% |
| Fixed Rate Mortgage | 7.12% |
| VA Mortgage | 6.25% |
*Mortgage Rates Updated: 10/04/2008
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Current Mortgage Rates in Gainesville, Georgia
| Gainesville 30-yr. fixed Mortgage Rates | Gainesville 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 6.68% | 0.00 | Citibank | 7.75% | 7.79% | 0.12 |
| Bank of America | 6.38% | 6.50% | 0.92 | Bank of America | 7.12% | 7.26% | 1.17 |
| Wachovia | 6.50% | 6.55% | 0.00 | Wachovia | 7.50% | 7.52% | 0.00 |
| Wells Fargo | 6.62% | 6.68% | 0.25 | Wells Fargo | 7.25% | 7.29% | 0.12 |
| Chase | 6.50% | 6.59% | 0.25 | Chase | 7.12% | 7.16% | 0.12 |
| Fifth Third Bank | 6.41% | 6.48% | 0.36 | ||||
| Gainesville 15-yr. fixed Mortgage Rates | Gainesville 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.25% | 6.37% | 0.25 | Bank of America | 7.62% | 7.82% | 1.00 |
| Bank of America | 6.12% | 6.32% | 0.90 | Wachovia | 7.62% | 7.66% | 0.00 |
| Wachovia | 6.12% | 6.22% | 0.12 | Wells Fargo | 7.12% | 7.17% | 0.12 |
| Wells Fargo | 6.25% | 6.35% | 0.25 | Chase | 7.00% | 7.05% | 0.12 |
| Chase | 6.38% | 6.47% | 0.12 | ||||
| Fifth Third Bank | 5.87% | 5.98% | 0.38 | ||||
| Gainesville 7/1 ARM Mortgage Rates | Gainesville 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.88% | 7.10% | 0.12 | Citibank | 7.12% | 7.19% | 0.00 |
| Wachovia | 6.50% | 6.55% | 0.00 | Wachovia | 7.50% | 7.52% | 0.00 |
| Chase | 6.62% | 6.98% | 0.12 | Chase | 6.75% | 7.02% | 0.12 |
| Gainesville 5/1 ARM Mortgage Rates | Gainesville 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.08% | 0.00 | Citibank | 7.25% | 7.25% | 0.00 |
| Bank of America | 6.00% | 6.84% | 1.08 | Bank of America | 6.75% | 7.10% | 0.95 |
| Wachovia | 6.50% | 6.55% | 0.00 | Wachovia | 7.50% | 7.52% | 0.00 |
| Wells Fargo | 6.50% | 6.78% | 0.12 | Wells Fargo | 7.75% | 7.09% | 0.12 |
| Chase | 6.25% | 6.90% | 0.12 | Chase | 7.00% | 7.18% | 0.12 |
| Fifth Third Bank | 6.21% | 5.98% | 0.28 | ||||
| Gainesville 3/1 ARM Mortgage Rates | Gainesville 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.14% | 0.00 | Citibank | 7.75% | 7.39% | 0.00 |
| Bank of America | 6.00% | 7.06% | 1.09 | Bank of America | 7.00% | 7.35% | 1.08 |
| Wachovia | 6.50% | 6.55% | 0.00 | Wachovia | 7.50% | 7.52% | 0.00 |
| Wells Fargo | 7.50% | 6.97% | 0.12 | Wells Fargo | 8.25% | 7.08% | 0.25 |
| Chase | 6.88% | 7.33% | 0.00 | Chase | 7.12% | 7.38% | 0.25 |
| Fifth Third Bank | 5.78% | 5.81% | 0.25 | ||||
| Gainesville 1-yr. ARM Mortgage Rates | Gainesville 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wachovia | 6.50% | 6.55% | 0.00 | Wachovia | 7.50% | 7.52% | 0.00 |
Central and Southern Bank of North Georgia, 311 Green Street, Suite 102, Gainesville Georgia 30503
Century South Bank of Northeast Georgia, 106 Washington Street, Gainesville Georgia 30501
First Federal Savings and Loan Association, 311 Green Street Nw, Gainesville Georgia 30501
Gainesville Bank & Trust, 500 Jesse Jewell Parkway S.E. , Gainesville Georgia 30501
Lanier National Bank, 854 Washington Street, Gainesville Georgia 30506
Peach State Bank & Trust, 325 Washington Street, Gainesville Georgia 30501
Regions Bank, 111 Green Street, S.E. , Gainesville Georgia 30501
The Citizens Bank, 402 Washington Street, Gainesville Georgia 30501
The First National Bank of Gainesville, 111 Green Street, S. E. , Gainesville Georgia 30501
The Gainesville National Bank, 340 North Green Street, N.E. , Gainesville Georgia 30503
Century South Bank of Northeast Georgia, 106 Washington Street, Gainesville Georgia 30501
First Federal Savings and Loan Association, 311 Green Street Nw, Gainesville Georgia 30501
Gainesville Bank & Trust, 500 Jesse Jewell Parkway S.E. , Gainesville Georgia 30501
Lanier National Bank, 854 Washington Street, Gainesville Georgia 30506
Peach State Bank & Trust, 325 Washington Street, Gainesville Georgia 30501
Regions Bank, 111 Green Street, S.E. , Gainesville Georgia 30501
The Citizens Bank, 402 Washington Street, Gainesville Georgia 30501
The First National Bank of Gainesville, 111 Green Street, S. E. , Gainesville Georgia 30501
The Gainesville National Bank, 340 North Green Street, N.E. , Gainesville Georgia 30503
The National Bank of Gainesville, 807 Dorsey Street, Gainesville Georgia 30501
Trust Company Bank of North Georgia, 104 Green Street Ne, Gainesville Georgia 30501
Trust Company Bank of North Georgia, 104 Green Street Ne, Gainesville Georgia 30501
Credit Unions in Gainesville, Georgia
Hallco Community, P.O. Box 908237, Gainesville GA 30501 (770) 534-4255Mortgage Statistics for Gainesville, Georgia
| Gainesville | Georgia | USA | |
|---|---|---|---|
| Population: Population - The population of Gainesville, GA  |
97,204 | 8,070,908 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Gainesville mortgage. |
74,713 | 5,264,762 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Gainesville mortgage. |
8,189 | 2,299,649 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Gainesville mortgage. |
23,956 | 431,992 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Gainesville, GA, where you might buy a home. |
35,255 | 3,231,115 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Gainesville, where you might apply for a Gainesville mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Gainesville, GA |
$114,916 | $112,683 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Gainesville mortgage interest rates. |
$43,843 | $44,395 | $43,800 |