Current Mortgage Rates in Decatur, Georgia
Sunday, October 12, 2008
Current Mortgage Rates*
Loan Type Decatur Average |
|
| 30-yr. fixed | 6.00% |
| 15-yr. fixed | 5.50% |
| 5/1 ARM | 6.00% |
| 3/1 ARM | 5.88% |
| FHA Mortgage | 6.00% |
| Fixed Rate Mortgage | 6.88% |
| VA Mortgage | 6.00% |
*Mortgage Rates Updated: 10/07/2008
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Current Mortgage Rates in Decatur, Georgia
| Decatur 30-yr. fixed Mortgage Rates | Decatur 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 6.68% | 0.00 | Citibank | 7.75% | 7.79% | 0.12 |
| Bank of America | 6.38% | 6.50% | 0.92 | Bank of America | 7.12% | 7.26% | 1.17 |
| Wachovia | 6.50% | 6.55% | 0.00 | Wachovia | 7.50% | 7.52% | 0.00 |
| Wells Fargo | 6.62% | 6.68% | 0.25 | Wells Fargo | 7.25% | 7.29% | 0.12 |
| Chase | 6.50% | 6.59% | 0.25 | Chase | 7.12% | 7.16% | 0.12 |
| Fifth Third Bank | 6.40% | 6.47% | 0.36 | ||||
| Decatur 15-yr. fixed Mortgage Rates | Decatur 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.25% | 6.37% | 0.25 | Bank of America | 7.62% | 7.82% | 1.00 |
| Bank of America | 6.12% | 6.32% | 0.90 | Wachovia | 7.62% | 7.66% | 0.00 |
| Wachovia | 6.12% | 6.22% | 0.12 | Wells Fargo | 7.12% | 7.17% | 0.12 |
| Wells Fargo | 6.25% | 6.35% | 0.25 | Chase | 7.00% | 7.05% | 0.12 |
| Chase | 6.38% | 6.47% | 0.12 | ||||
| Fifth Third Bank | 5.86% | 5.98% | 0.38 | ||||
| Decatur 7/1 ARM Mortgage Rates | Decatur 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.88% | 7.10% | 0.12 | Citibank | 7.12% | 7.19% | 0.00 |
| Wachovia | 6.50% | 6.55% | 0.00 | Wachovia | 7.50% | 7.52% | 0.00 |
| Chase | 6.62% | 6.98% | 0.12 | Chase | 6.75% | 7.02% | 0.12 |
| Decatur 5/1 ARM Mortgage Rates | Decatur 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.08% | 0.00 | Citibank | 7.25% | 7.25% | 0.00 |
| Bank of America | 6.00% | 6.84% | 1.08 | Bank of America | 6.75% | 7.10% | 0.95 |
| Wachovia | 6.50% | 6.55% | 0.00 | Wachovia | 7.50% | 7.52% | 0.00 |
| Wells Fargo | 6.50% | 6.78% | 0.12 | Wells Fargo | 7.75% | 7.09% | 0.12 |
| Chase | 6.25% | 6.90% | 0.12 | Chase | 7.00% | 7.18% | 0.12 |
| Fifth Third Bank | 6.20% | 5.99% | 0.28 | ||||
| Decatur 3/1 ARM Mortgage Rates | Decatur 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.14% | 0.00 | Citibank | 7.75% | 7.39% | 0.00 |
| Bank of America | 6.00% | 7.06% | 1.09 | Bank of America | 7.00% | 7.35% | 1.08 |
| Wachovia | 6.50% | 6.55% | 0.00 | Wachovia | 7.50% | 7.52% | 0.00 |
| Wells Fargo | 7.50% | 6.97% | 0.12 | Wells Fargo | 8.25% | 7.08% | 0.25 |
| Chase | 6.88% | 7.33% | 0.00 | Chase | 7.12% | 7.38% | 0.25 |
| Fifth Third Bank | 5.78% | 5.82% | 0.25 | ||||
| Decatur 1-yr. ARM Mortgage Rates | Decatur 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wachovia | 6.50% | 6.55% | 0.00 | Wachovia | 7.50% | 7.52% | 0.00 |
Banks in Decatur, Georgia
Bank Atlanta, 1221 Clairmont Road, Decatur Georgia 30030Decatur Federal Savings and Loan Association, 250 E Ponce De Leon Avenue, Decatur Georgia 30030
Decatur First Bank, 1120 Commerce Drive, Decatur Georgia 30030
Prime Bank, Federal Savings Bank, 101 West Ponce De Leon Avenue, Decatur Georgia 30030
Credit Unions in Decatur, Georgia
Emory, 1237 Clairmont Road, Decatur GA 30030 (404) 329-6423Omega Psi Phi Fraternity, 3951 Snapfinger Parkway, Decatur GA 30213 (404) 289-1100
Platinum, 751 Dekalb Industrial Way, Suite 14, Decatur GA 30033 (404) 297-9797
Mortgage Statistics for Decatur, Georgia
| Decatur | Georgia | USA | |
|---|---|---|---|
| Population: Population - The population of Decatur, GA  |
176,163 | 8,070,908 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Decatur mortgage. |
45,183 | 5,264,762 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Decatur mortgage. |
122,635 | 2,299,649 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Decatur mortgage. |
3,809 | 431,992 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Decatur, GA, where you might buy a home. |
68,448 | 3,231,115 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Decatur, where you might apply for a Decatur mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Decatur, GA |
$130,291 | $112,683 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Decatur mortgage interest rates. |
$45,540 | $44,395 | $43,800 |