Current Mortgage Rates in Cumming, Georgia
Tuesday, October 14, 2008
Current Mortgage Rates*
Loan Type Cumming Average |
|
| 30-yr. fixed | 6.12% |
| 15-yr. fixed | 5.75% |
| 5/1 ARM | 6.38% |
| 3/1 ARM | 6.25% |
| FHA Mortgage | 6.00% |
| Fixed Rate Mortgage | 7.12% |
| VA Mortgage | 6.00% |
*Mortgage Rates Updated: 10/10/2008
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Current Mortgage Rates in Cumming, Georgia
| Cumming 30-yr. fixed Mortgage Rates | Cumming 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 6.68% | 0.00 | Citibank | 7.75% | 7.79% | 0.12 |
| Bank of America | 6.38% | 6.50% | 0.92 | Bank of America | 7.12% | 7.26% | 1.17 |
| Wachovia | 6.50% | 6.55% | 0.00 | Wachovia | 7.50% | 7.52% | 0.00 |
| Wells Fargo | 6.62% | 6.68% | 0.25 | Wells Fargo | 7.25% | 7.29% | 0.12 |
| Chase | 6.50% | 6.59% | 0.25 | Chase | 7.12% | 7.16% | 0.12 |
| Fifth Third Bank | 6.38% | 6.45% | 0.35 | ||||
| Cumming 15-yr. fixed Mortgage Rates | Cumming 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.25% | 6.37% | 0.25 | Bank of America | 7.62% | 7.82% | 1.00 |
| Bank of America | 6.12% | 6.32% | 0.90 | Wachovia | 7.62% | 7.66% | 0.00 |
| Wachovia | 6.12% | 6.22% | 0.12 | Wells Fargo | 7.12% | 7.17% | 0.12 |
| Wells Fargo | 6.25% | 6.35% | 0.25 | Chase | 7.00% | 7.05% | 0.12 |
| Chase | 6.38% | 6.47% | 0.12 | ||||
| Fifth Third Bank | 5.86% | 5.98% | 0.38 | ||||
| Cumming 7/1 ARM Mortgage Rates | Cumming 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.88% | 7.10% | 0.12 | Citibank | 7.12% | 7.19% | 0.00 |
| Wachovia | 6.50% | 6.55% | 0.00 | Wachovia | 7.50% | 7.52% | 0.00 |
| Chase | 6.62% | 6.98% | 0.12 | Chase | 6.75% | 7.02% | 0.12 |
| Cumming 5/1 ARM Mortgage Rates | Cumming 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.08% | 0.00 | Citibank | 7.25% | 7.25% | 0.00 |
| Bank of America | 6.00% | 6.84% | 1.08 | Bank of America | 6.75% | 7.10% | 0.95 |
| Wachovia | 6.50% | 6.55% | 0.00 | Wachovia | 7.50% | 7.52% | 0.00 |
| Wells Fargo | 6.50% | 6.78% | 0.12 | Wells Fargo | 7.75% | 7.09% | 0.12 |
| Chase | 6.25% | 6.90% | 0.12 | Chase | 7.00% | 7.18% | 0.12 |
| Fifth Third Bank | 6.23% | 6.03% | 0.29 | ||||
| Cumming 3/1 ARM Mortgage Rates | Cumming 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.14% | 0.00 | Citibank | 7.75% | 7.39% | 0.00 |
| Bank of America | 6.00% | 7.06% | 1.09 | Bank of America | 7.00% | 7.35% | 1.08 |
| Wachovia | 6.50% | 6.55% | 0.00 | Wachovia | 7.50% | 7.52% | 0.00 |
| Wells Fargo | 7.50% | 6.97% | 0.12 | Wells Fargo | 8.25% | 7.08% | 0.25 |
| Chase | 6.88% | 7.33% | 0.00 | Chase | 7.12% | 7.38% | 0.25 |
| Fifth Third Bank | 5.83% | 5.87% | 0.25 | ||||
| Cumming 1-yr. ARM Mortgage Rates | Cumming 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wachovia | 6.50% | 6.55% | 0.00 | Wachovia | 7.50% | 7.52% | 0.00 |
Banks in Cumming, Georgia
Bank of Cumming, 201 West Main Street, Cumming Georgia 30130First National Bank of Forsyth County, 1700 Market Place Boulevard, Cumming Georgia 30041
Forsyth County Bank, 106 West Maple Street, Cumming Georgia 30130
Lanier Bank & Trust Company, 214 Dahlonega Road, Cumming Georgia 30130
The Citizens Bank of Forsyth County, 651 Veterans Memorial Boulevard, Cumming Georgia 30040
Mortgage Statistics for Cumming, Georgia
| Cumming | Georgia | USA | |
|---|---|---|---|
| Population: Population - The population of Cumming, GA  |
75,140 | 8,070,908 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Cumming mortgage. |
71,602 | 5,264,762 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Cumming mortgage. |
481 | 2,299,649 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Cumming mortgage. |
4,085 | 431,992 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Cumming, GA, where you might buy a home. |
27,879 | 3,231,115 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Cumming, where you might apply for a Cumming mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Cumming, GA |
$170,340 | $112,683 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Cumming mortgage interest rates. |
$66,035 | $44,395 | $43,800 |