Current Mortgage Rates in Georgia

Tuesday, October 07, 2008



Current Mortgage Rates*

Loan Type
Georgia Average
30-yr. fixed6.12%
30-yr. fixed jumbo7.75%
15-yr. fixed5.75%
15-yr. fixed jumbo7.25%
7/1 ARM6.25%
7/1 ARM jumbo6.88%
5/1 ARM6.00%
5/1 ARM jumbo6.62%
3/1 ARM5.88%
3/1 ARM jumbo6.12%
1-yr. ARM5.75%
1-yr. ARM jumbo6.12%
1-yr. LIBOR ARM6.12%
*Mortgage Rates Updated: 10/07/2008

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Current Mortgage Rates in Georgia

Georgia 30-yr. fixed Mortgage Rates Georgia 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.23%7.60%2.63Citibank7.75%7.79%0.12
Bank of America6.61%6.76%0.81Bank of America7.45%7.71%1.80
Wachovia6.28%6.40%0.62Wachovia7.70%7.73%0.12
Wells Fargo6.41%6.48%0.24Wells Fargo9.32%9.38%0.26
Chase6.32%6.40%0.09Chase7.72%7.77%0.14
Fifth Third Bank6.40%6.47%0.36 
Georgia 15-yr. fixed Mortgage Rates Georgia 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.05%7.92%4.59Bank of America7.34%7.73%1.64
Bank of America6.22%6.49%0.94Wachovia7.44%7.49%0.12
Wachovia5.81%6.03%0.68Wells Fargo7.98%8.10%0.41
Wells Fargo6.16%6.29%0.33Chase6.75%6.82%0.06
Chase6.32%6.44%0.07 
Fifth Third Bank5.86%5.98%0.38 
Georgia 7/1 ARM Mortgage Rates Georgia 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.69%7.15%0.19Citibank7.06%7.32%0.00
Bank of America6.41%6.37%0.97Bank of America6.88%7.36%0.48
Wachovia5.96%5.91%0.47Wachovia7.34%6.79%0.08
Wells Fargo7.32%6.86%0.18Wells Fargo8.45%7.48%0.29
Chase6.83%6.44%0.04Chase7.33%7.27%0.25
Georgia 5/1 ARM Mortgage Rates Georgia 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.56%7.18%0.06Citibank7.25%7.25%0.00
Bank of America6.46%6.16%0.88Bank of America8.07%6.65%1.05
Wachovia6.42%6.07%0.07Wachovia7.27%6.74%0.07
Wells Fargo7.03%6.60%0.23Wells Fargo7.81%6.85%0.32
Chase6.77%6.30%0.03Chase7.72%6.69%0.01
Fifth Third Bank6.20%5.99%0.28 
Georgia 3/1 ARM Mortgage Rates Georgia 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.69%7.33%0.00Citibank7.38%7.50%0.00
Bank of America6.13%6.19%0.94Bank of America6.94%7.48%0.58
Wachovia5.74%5.70%0.38Wachovia7.03%6.55%0.08
Wells Fargo6.94%7.20%0.12Wells Fargo7.50%7.30%0.19
Chase6.81%7.35%0.00Chase6.94%7.40%0.12
Fifth Third Bank5.78%5.82%0.25 
Georgia 1-yr. ARM Mortgage Rates Georgia 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wachovia6.95%6.45%0.09
Wachovia6.59%6.68%0.07Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

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Mortgage Statistics for Georgia

  Georgia USA
Population:
Population - The population of Georgia
 8,070,908 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Georgia mortgage.
 5,264,762 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Georgia mortgage.
 2,299,649 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Georgia mortgage.
 431,992 34,671,551
HouseHolds:
HouseHolds - The total number of households in Georgia, where you might buy a home.
 3,231,115 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Georgia, where you might apply for a Georgia mortgage.
 2 2
Average House Value:
Average House Value - The average house value in Georgia
 $112,683 $132,188
Income per Household:
Income per Household - The household income where you might compare Georgia mortgage interest rates.
 $44,395 $43,800