Current Mortgage Rates in Augusta, Georgia
Saturday, August 30, 2008
Current Mortgage Rates*
Loan Type Augusta Average |
|
| 30-yr. fixed | 6.62% |
| 30-yr. fixed jumbo | 7.38% |
| 15-yr. fixed | 6.00% |
| 15-yr. fixed jumbo | 7.12% |
| 7/1 ARM | 6.12% |
| 7/1 ARM jumbo | 6.75% |
| 5/1 ARM | 6.00% |
| 5/1 ARM jumbo | 6.75% |
| 3/1 ARM | 5.75% |
| 3/1 ARM jumbo | 6.50% |
| 1-yr. ARM | 5.88% |
| 1-yr. ARM jumbo | 6.38% |
| 1-yr. LIBOR ARM | 5.38% |
*Mortgage Rates Updated: 08/27/2008
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Current Mortgage Rates in Augusta, Georgia
| Augusta 30-yr. fixed Mortgage Rates | Augusta 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.39% | 7.83% | 3.15 | Citibank | 7.75% | 7.79% | 0.12 |
| Bank of America | 6.80% | 6.94% | 0.72 | Bank of America | 7.06% | 7.18% | 0.62 |
| Wachovia | 6.34% | 6.47% | 0.70 | Wachovia | 7.68% | 7.71% | 0.13 |
| Wells Fargo | 6.62% | 6.68% | 0.25 | Wells Fargo | 7.25% | 7.29% | 0.12 |
| Chase | 6.62% | 6.71% | 0.25 | Chase | 7.00% | 7.05% | 0.19 |
| Fifth Third Bank | 6.50% | 6.56% | 0.34 | ||||
| Augusta 15-yr. fixed Mortgage Rates | Augusta 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.14% | 8.10% | 5.15 | Bank of America | 7.62% | 7.82% | 1.00 |
| Bank of America | 6.25% | 6.49% | 0.81 | Wachovia | 7.42% | 7.48% | 0.15 |
| Wachovia | 5.82% | 6.06% | 0.75 | Wells Fargo | 7.81% | 7.93% | 0.43 |
| Wells Fargo | 6.22% | 6.35% | 0.32 | Chase | 6.75% | 6.82% | 0.06 |
| Chase | 6.38% | 6.47% | 0.12 | ||||
| Fifth Third Bank | 5.95% | 6.06% | 0.38 | ||||
| Augusta 7/1 ARM Mortgage Rates | Augusta 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.15% | 0.19 | Citibank | 7.06% | 7.32% | 0.00 |
| Bank of America | 6.62% | 7.29% | 0.03 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.86% | 5.85% | 0.52 | Wachovia | 7.41% | 6.87% | 0.07 |
| Wells Fargo | 6.50% | 7.27% | 0.25 | Wells Fargo | 6.62% | 7.22% | 0.38 |
| Chase | 6.62% | 7.04% | 0.06 | Chase | 6.69% | 7.08% | 0.12 |
| Augusta 5/1 ARM Mortgage Rates | Augusta 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.56% | 7.18% | 0.06 | Citibank | 7.25% | 7.25% | 0.00 |
| Bank of America | 6.65% | 6.13% | 0.82 | Bank of America | 8.07% | 6.65% | 1.05 |
| Wachovia | 6.37% | 6.12% | 0.08 | Wachovia | 7.32% | 6.85% | 0.07 |
| Wells Fargo | 6.44% | 7.03% | 0.25 | Wells Fargo | 7.06% | 7.16% | 0.19 |
| Chase | 6.38% | 7.04% | 0.06 | Chase | 6.88% | 7.25% | 0.06 |
| Fifth Third Bank | 6.17% | 5.92% | 0.30 | ||||
| Augusta 3/1 ARM Mortgage Rates | Augusta 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.33% | 0.00 | Citibank | 7.38% | 7.50% | 0.00 |
| Bank of America | 6.00% | 7.06% | 1.09 | Bank of America | 6.94% | 7.48% | 0.58 |
| Wachovia | 5.69% | 5.68% | 0.38 | Wachovia | 7.14% | 6.70% | 0.08 |
| Wells Fargo | 6.94% | 7.20% | 0.12 | Wells Fargo | 7.50% | 7.30% | 0.19 |
| Chase | 6.81% | 7.35% | 0.00 | Chase | 6.94% | 7.40% | 0.12 |
| Fifth Third Bank | 5.72% | 5.72% | 0.26 | ||||
| Augusta 1-yr. ARM Mortgage Rates | Augusta 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 6.88% | 7.66% | 0.04 | Wachovia | 7.07% | 6.58% | 0.09 |
| Wachovia | 6.58% | 6.68% | 0.07 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Augusta Federal Savings and Loan Association, 823 Broad Street, Augusta Georgia 30902
Bankers First Savings Bank, One 10th Street, Suite 700, Augusta Georgia 30901
Bankers First Savings Bank, One 10th Street, Suite 700, Augusta Georgia 30901
First Augusta Bank & Trust Company, 700 Broad Street, Augusta Georgia 30903
First Union Bank of Augusta, 699 Broad Street, Augusta Georgia 30903
First Union Direct Bank, 699 Broad Street, Augusta Georgia 30903
Georgia Bank & Trust Company of Augusta, 3530 Wheeler Road, Augusta Georgia 30909
Metropolitan State Bank, Main Street, Augusta Georgia 30904
Richmond County Bank, 2507 Peach Orchard Road, Augusta Georgia 30906
Southgate National Bank of Richmond County, Main Street, Augusta Georgia 30906
Bankers First Savings Bank, One 10th Street, Suite 700, Augusta Georgia 30901
Bankers First Savings Bank, One 10th Street, Suite 700, Augusta Georgia 30901
First Augusta Bank & Trust Company, 700 Broad Street, Augusta Georgia 30903
First Union Bank of Augusta, 699 Broad Street, Augusta Georgia 30903
First Union Direct Bank, 699 Broad Street, Augusta Georgia 30903
Georgia Bank & Trust Company of Augusta, 3530 Wheeler Road, Augusta Georgia 30909
Metropolitan State Bank, Main Street, Augusta Georgia 30904
Richmond County Bank, 2507 Peach Orchard Road, Augusta Georgia 30906
Southgate National Bank of Richmond County, Main Street, Augusta Georgia 30906
The Citizens and Southern Bank of Richmond County, 2820 Peach Orchard Road, Augusta Georgia 30906
Wachovia Bank of Georgia, 3645 Wheeler Road, Augusta Georgia 30909
Wachovia Bank of Georgia, 3645 Wheeler Road, Augusta Georgia 30909
Credit Unions in Augusta, Georgia
Augusta Metro, P.O. Box 5830, Augusta GA 30916 (706) 796-8140Augusta Seaboard System, 3636 Wheeler Rd, Augusta GA 30909 (706) 650-9200
Augusta Vah, 1267 Augusta West Parkway, Augusta GA 30909 (706) 855-2224
Csra, 3749 Wheeler Road, Augusta GA 30909 (706) 868-2200
Health Center, Medical College of Georgia, Augusta GA 30912 (706) 721-2040
Rct, 2081 Heckle Street, Augusta GA 30904 (706) 737-7216
Richmond Cty Health DEPT.EMP. , 1916 North Leg Road, Augusta GA 30909 (706) 667-4329
Tabernacle, 1223 Laney-walker Blvd, Augusta GA 30901 (706) 724-1230
United Neighborhood, 2803 Wrightsboro RD., Ste 13, Augusta GA 30909 (706) 737-0720
Mortgage Statistics for Augusta, Georgia
| Augusta | Georgia | USA | |
|---|---|---|---|
| Population: Population - The population of Augusta, GA  |
198,378 | 8,070,908 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Augusta mortgage. |
105,233 | 5,264,762 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Augusta mortgage. |
83,260 | 2,299,649 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Augusta mortgage. |
5,245 | 431,992 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Augusta, GA, where you might buy a home. |
82,756 | 3,231,115 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Augusta, where you might apply for a Augusta mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Augusta, GA |
$78,358 | $112,683 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Augusta mortgage interest rates. |
$35,786 | $44,395 | $43,800 |