Current Mortgage Rates in Athens, Georgia
Tuesday, October 07, 2008
Current Mortgage Rates*
Loan Type Athens Average |
|
| 30-yr. fixed | 6.12% |
| 30-yr. fixed jumbo | 7.75% |
| 15-yr. fixed | 5.75% |
| 15-yr. fixed jumbo | 7.25% |
| 7/1 ARM | 6.25% |
| 7/1 ARM jumbo | 6.88% |
| 5/1 ARM | 6.00% |
| 5/1 ARM jumbo | 6.62% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 6.12% |
| 1-yr. ARM | 5.75% |
| 1-yr. ARM jumbo | 6.12% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 10/07/2008
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Current Mortgage Rates in Athens, Georgia
| Athens 30-yr. fixed Mortgage Rates | Athens 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.23% | 7.60% | 2.63 | Citibank | 7.75% | 7.79% | 0.12 |
| Bank of America | 6.61% | 6.76% | 0.81 | Bank of America | 7.45% | 7.71% | 1.80 |
| Wachovia | 6.28% | 6.40% | 0.62 | Wachovia | 7.70% | 7.73% | 0.12 |
| Wells Fargo | 6.41% | 6.48% | 0.24 | Wells Fargo | 9.32% | 9.38% | 0.26 |
| Chase | 6.32% | 6.40% | 0.09 | Chase | 7.72% | 7.77% | 0.14 |
| Fifth Third Bank | 6.40% | 6.47% | 0.36 | ||||
| Athens 15-yr. fixed Mortgage Rates | Athens 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.05% | 7.92% | 4.59 | Bank of America | 7.34% | 7.73% | 1.64 |
| Bank of America | 6.22% | 6.49% | 0.94 | Wachovia | 7.44% | 7.49% | 0.12 |
| Wachovia | 5.81% | 6.03% | 0.68 | Wells Fargo | 7.98% | 8.10% | 0.41 |
| Wells Fargo | 6.16% | 6.29% | 0.33 | Chase | 6.75% | 6.82% | 0.06 |
| Chase | 6.32% | 6.44% | 0.07 | ||||
| Fifth Third Bank | 5.86% | 5.98% | 0.38 | ||||
| Athens 7/1 ARM Mortgage Rates | Athens 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.15% | 0.19 | Citibank | 7.06% | 7.32% | 0.00 |
| Bank of America | 6.41% | 6.37% | 0.97 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.96% | 5.91% | 0.47 | Wachovia | 7.34% | 6.79% | 0.08 |
| Wells Fargo | 7.32% | 6.86% | 0.18 | Wells Fargo | 8.45% | 7.48% | 0.29 |
| Chase | 6.83% | 6.44% | 0.04 | Chase | 7.33% | 7.27% | 0.25 |
| Athens 5/1 ARM Mortgage Rates | Athens 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.56% | 7.18% | 0.06 | Citibank | 7.25% | 7.25% | 0.00 |
| Bank of America | 6.46% | 6.16% | 0.88 | Bank of America | 8.07% | 6.65% | 1.05 |
| Wachovia | 6.42% | 6.07% | 0.07 | Wachovia | 7.27% | 6.74% | 0.07 |
| Wells Fargo | 7.03% | 6.60% | 0.23 | Wells Fargo | 7.81% | 6.85% | 0.32 |
| Chase | 6.77% | 6.30% | 0.03 | Chase | 7.72% | 6.69% | 0.01 |
| Fifth Third Bank | 6.20% | 5.99% | 0.28 | ||||
| Athens 3/1 ARM Mortgage Rates | Athens 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.33% | 0.00 | Citibank | 7.38% | 7.50% | 0.00 |
| Bank of America | 6.13% | 6.19% | 0.94 | Bank of America | 6.94% | 7.48% | 0.58 |
| Wachovia | 5.74% | 5.70% | 0.38 | Wachovia | 7.03% | 6.55% | 0.08 |
| Wells Fargo | 6.94% | 7.20% | 0.12 | Wells Fargo | 7.50% | 7.30% | 0.19 |
| Chase | 6.81% | 7.35% | 0.00 | Chase | 6.94% | 7.40% | 0.12 |
| Fifth Third Bank | 5.78% | 5.82% | 0.25 | ||||
| Athens 1-yr. ARM Mortgage Rates | Athens 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wachovia | 6.95% | 6.45% | 0.09 |
| Wachovia | 6.59% | 6.68% | 0.07 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Athens, Georgia
Athens Bank and Trust, Clayton, Thomas and Broad Streets, Athens Georgia 30603Athens First Bank and Trust Company, 124 East Hancock Avenue, Athens Georgia 30601
Clarke Federal Savings and Loan Association, 202 College Ave, Athens Georgia 30603
First American Bank and Trust Company, 300 College Avenue, Athens Georgia 30601
Georgia National Bank, 220 College Avenue, Athens Georgia 30601
Southern Heritage Savings Bank, 247 West Clayton Street, Athens Georgia 30601
Suntrust Bank, Northeast Georgia, 101 North Lumpkin Street, Athens Georgia 30601
The National Bank of Georgia, 2234 West Broad Street, Athens Georgia 30606
Credit Unions in Athens, Georgia
Clarke Community, 155 Hawthorne Park, Athens GA 30606 (706) 543-7450Dairy-pak Athens, 600 Dairypak Road, Athens GA 30607 (706) 552-1111
First Reliance, P.O. Box 80505, Athens GA 30608 (706) 613-1644
Georgia Power Northeast, P.O. Box 1312, Athens GA 30603 (706) 357-6628
Mortgage Statistics for Athens, Georgia
| Athens | Georgia | USA | |
|---|---|---|---|
| Population: Population - The population of Athens, GA  |
100,715 | 8,070,908 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Athens mortgage. |
65,830 | 5,264,762 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Athens mortgage. |
26,806 | 2,299,649 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Athens mortgage. |
6,737 | 431,992 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Athens, GA, where you might buy a home. |
42,161 | 3,231,115 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Athens, where you might apply for a Athens mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Athens, GA |
$108,430 | $112,683 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Athens mortgage interest rates. |
$28,454 | $44,395 | $43,800 |