Current Mortgage Rates in Americus, Georgia
Wednesday, December 03, 2008
Current Mortgage Rates*
Loan Type Americus Average |
|
| 30-yr. fixed | 5.75% |
| 30-yr. fixed jumbo | 7.62% |
| 15-yr. fixed | 5.50% |
| 15-yr. fixed jumbo | 7.38% |
| 7/1 ARM | 6.50% |
| 7/1 ARM jumbo | 6.88% |
| 5/1 ARM | 5.88% |
| 5/1 ARM jumbo | 6.50% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 6.75% |
| 1-yr. ARM | 6.62% |
| 1-yr. ARM jumbo | 6.25% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 12/01/2008
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Current Mortgage Rates in Americus, Georgia
| Americus 30-yr. fixed Mortgage Rates | Americus 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.85% | 7.14% | 2.04 | Citibank | 7.75% | 7.79% | 0.12 |
| Bank of America | 6.63% | 6.79% | 0.92 | Bank of America | 7.49% | 7.75% | 1.85 |
| Wachovia | 6.17% | 6.30% | 0.62 | Wachovia | 7.67% | 7.70% | 0.11 |
| Wells Fargo | 6.13% | 6.23% | 0.73 | Wells Fargo | 9.37% | 9.47% | 0.68 |
| Chase | 6.11% | 6.26% | 0.94 | Chase | 7.88% | 8.03% | 1.08 |
| Fifth Third Bank | 6.28% | 6.35% | 0.35 | ||||
| Americus 15-yr. fixed Mortgage Rates | Americus 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.51% | 7.10% | 2.98 | Bank of America | 7.37% | 7.76% | 1.64 |
| Bank of America | 6.18% | 6.47% | 1.08 | Wachovia | 7.40% | 7.45% | 0.10 |
| Wachovia | 5.78% | 6.00% | 0.67 | Wells Fargo | 8.36% | 8.50% | 0.62 |
| Wells Fargo | 6.01% | 6.17% | 0.57 | Chase | 8.31% | 8.56% | 1.13 |
| Chase | 5.91% | 6.17% | 0.90 | ||||
| Fifth Third Bank | 5.81% | 5.92% | 0.35 | ||||
| Americus 7/1 ARM Mortgage Rates | Americus 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.64% | 6.11% | 0.96 | Citibank | 7.06% | 7.32% | 0.00 |
| Bank of America | 6.89% | 6.52% | 1.22 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 6.17% | 6.10% | 0.37 | Wachovia | 7.37% | 6.78% | 0.08 |
| Wells Fargo | 6.57% | 6.43% | 0.75 | Wells Fargo | 8.37% | 7.11% | 0.76 |
| Chase | 6.63% | 6.24% | 0.93 | Chase | 8.30% | 6.79% | 1.11 |
| Americus 5/1 ARM Mortgage Rates | Americus 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.37% | 5.95% | 1.01 | Citibank | 7.25% | 7.25% | 0.00 |
| Bank of America | 6.57% | 6.18% | 1.06 | Bank of America | 8.07% | 6.65% | 1.05 |
| Wachovia | 6.53% | 6.08% | 0.06 | Wachovia | 7.16% | 6.62% | 0.07 |
| Wells Fargo | 6.44% | 6.36% | 0.75 | Wells Fargo | 7.31% | 6.59% | 0.77 |
| Chase | 6.34% | 6.07% | 0.88 | Chase | 7.07% | 6.29% | 0.89 |
| Fifth Third Bank | 6.22% | 5.97% | 0.30 | ||||
| Americus 3/1 ARM Mortgage Rates | Americus 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.12% | 5.84% | 0.91 | Citibank | 7.38% | 7.50% | 0.00 |
| Bank of America | 6.53% | 6.10% | 1.12 | Bank of America | 6.94% | 7.48% | 0.58 |
| Wachovia | 5.87% | 5.83% | 0.29 | Wachovia | 6.95% | 6.46% | 0.08 |
| Wells Fargo | 6.93% | 6.38% | 0.90 | Wells Fargo | 7.50% | 7.30% | 0.19 |
| Chase | 5.88% | 5.82% | 1.03 | Chase | 7.29% | 6.02% | 1.02 |
| Fifth Third Bank | 5.99% | 5.82% | 0.26 | ||||
| Americus 1-yr. ARM Mortgage Rates | Americus 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wachovia | 6.86% | 6.36% | 0.08 |
| Wachovia | 6.59% | 6.68% | 0.07 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.71% | 5.81% | 1.05 |
| Chase | 5.76% | 5.78% | 0.99 | ||||
Banks in Americus, Georgia
First Federal Savings and Loan Association, 228 West Lamar St, Americus Georgia 31709First Savings of Americus, A Federal Savings and Loan Association, 228 West Lamar Street, Americus Georgia 31709
Sumter Bank and Trust Company, 201 East Lamar Street, Americus Georgia 31709
The Bank of Commerce, Forsyth Street, Americus Georgia 31709
Mortgage Statistics for Americus, Georgia
| Americus | Georgia | USA | |
|---|---|---|---|
| Population: Population - The population of Americus, GA  |
27,000 | 8,070,908 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Americus mortgage. |
12,538 | 5,264,762 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Americus mortgage. |
13,736 | 2,299,649 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Americus mortgage. |
674 | 431,992 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Americus, GA, where you might buy a home. |
10,877 | 3,231,115 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Americus, where you might apply for a Americus mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Americus, GA |
$62,400 | $112,683 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Americus mortgage interest rates. |
$30,459 | $44,395 | $43,800 |