Current Mortgage Rates in Albany, Georgia
Friday, August 29, 2008
Current Mortgage Rates*
Loan Type Albany Average |
|
| 30-yr. fixed | 6.62% |
| 30-yr. fixed jumbo | 7.38% |
| 15-yr. fixed | 6.00% |
| 15-yr. fixed jumbo | 7.12% |
| 7/1 ARM | 6.12% |
| 7/1 ARM jumbo | 6.75% |
| 5/1 ARM | 6.00% |
| 5/1 ARM jumbo | 6.75% |
| 3/1 ARM | 5.75% |
| 3/1 ARM jumbo | 6.50% |
| 1-yr. ARM | 5.88% |
| 1-yr. ARM jumbo | 6.38% |
| 1-yr. LIBOR ARM | 5.38% |
*Mortgage Rates Updated: 08/27/2008
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Current Mortgage Rates in Albany, Georgia
| Albany 30-yr. fixed Mortgage Rates | Albany 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.39% | 7.83% | 3.15 | Citibank | 7.75% | 7.79% | 0.12 |
| Bank of America | 6.80% | 6.94% | 0.72 | Bank of America | 7.06% | 7.18% | 0.62 |
| Wachovia | 6.34% | 6.47% | 0.70 | Wachovia | 7.68% | 7.71% | 0.13 |
| Wells Fargo | 6.62% | 6.68% | 0.25 | Wells Fargo | 7.25% | 7.29% | 0.12 |
| Chase | 6.62% | 6.71% | 0.25 | Chase | 7.00% | 7.05% | 0.19 |
| Fifth Third Bank | 6.50% | 6.56% | 0.34 | ||||
| Albany 15-yr. fixed Mortgage Rates | Albany 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.14% | 8.10% | 5.15 | Bank of America | 7.62% | 7.82% | 1.00 |
| Bank of America | 6.25% | 6.49% | 0.81 | Wachovia | 7.42% | 7.48% | 0.15 |
| Wachovia | 5.82% | 6.06% | 0.75 | Wells Fargo | 7.81% | 7.93% | 0.43 |
| Wells Fargo | 6.22% | 6.35% | 0.32 | Chase | 6.75% | 6.82% | 0.06 |
| Chase | 6.38% | 6.47% | 0.12 | ||||
| Fifth Third Bank | 5.95% | 6.06% | 0.38 | ||||
| Albany 7/1 ARM Mortgage Rates | Albany 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.15% | 0.19 | Citibank | 7.06% | 7.32% | 0.00 |
| Bank of America | 6.62% | 7.29% | 0.03 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.86% | 5.85% | 0.52 | Wachovia | 7.41% | 6.87% | 0.07 |
| Wells Fargo | 6.50% | 7.27% | 0.25 | Wells Fargo | 6.62% | 7.22% | 0.38 |
| Chase | 6.62% | 7.04% | 0.06 | Chase | 6.69% | 7.08% | 0.12 |
| Albany 5/1 ARM Mortgage Rates | Albany 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.56% | 7.18% | 0.06 | Citibank | 7.25% | 7.25% | 0.00 |
| Bank of America | 6.65% | 6.13% | 0.82 | Bank of America | 8.07% | 6.65% | 1.05 |
| Wachovia | 6.37% | 6.12% | 0.08 | Wachovia | 7.32% | 6.85% | 0.07 |
| Wells Fargo | 6.44% | 7.03% | 0.25 | Wells Fargo | 7.06% | 7.16% | 0.19 |
| Chase | 6.38% | 7.04% | 0.06 | Chase | 6.88% | 7.25% | 0.06 |
| Fifth Third Bank | 6.17% | 5.92% | 0.30 | ||||
| Albany 3/1 ARM Mortgage Rates | Albany 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.33% | 0.00 | Citibank | 7.38% | 7.50% | 0.00 |
| Bank of America | 6.00% | 7.06% | 1.09 | Bank of America | 6.94% | 7.48% | 0.58 |
| Wachovia | 5.69% | 5.68% | 0.38 | Wachovia | 7.14% | 6.70% | 0.08 |
| Wells Fargo | 6.94% | 7.20% | 0.12 | Wells Fargo | 7.50% | 7.30% | 0.19 |
| Chase | 6.81% | 7.35% | 0.00 | Chase | 6.94% | 7.40% | 0.12 |
| Fifth Third Bank | 5.72% | 5.72% | 0.26 | ||||
| Albany 1-yr. ARM Mortgage Rates | Albany 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 6.88% | 7.66% | 0.04 | Wachovia | 7.07% | 6.58% | 0.09 |
| Wachovia | 6.58% | 6.68% | 0.07 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Albany Bank & Trust, 2815 Meredyth Drive, Albany Georgia 31708
Albany First Federal Savings and Loan Association, 401 Pine Avenue, Albany Georgia 31701
American Federal Savings and Loan Association, 701 North Slappey Boulevard, Albany Georgia 31707
First National Bank of South Georgia, 2627 Dawson Road, Albany Georgia 31707
First State Bank & Trust Company, 333 Broad Avenue, Albany Georgia 31701
Heritage Bank of The South, 721 North Westover Boulevard, Albany Georgia 31707
Home Federal Savings and Loan Association, 241 Pine Ave, Albany Georgia 31701
Security Bank and Trust Company of Albany, 401 Pine Avenue, Albany Georgia 31702
Suntrust Bank, South Georgia, 410 Broad Street, Albany Georgia 31702
The Citizens and Southern Bank of Albany, 128 South Washington Street, Albany Georgia 31703
Albany First Federal Savings and Loan Association, 401 Pine Avenue, Albany Georgia 31701
American Federal Savings and Loan Association, 701 North Slappey Boulevard, Albany Georgia 31707
First National Bank of South Georgia, 2627 Dawson Road, Albany Georgia 31707
First State Bank & Trust Company, 333 Broad Avenue, Albany Georgia 31701
Heritage Bank of The South, 721 North Westover Boulevard, Albany Georgia 31707
Home Federal Savings and Loan Association, 241 Pine Ave, Albany Georgia 31701
Security Bank and Trust Company of Albany, 401 Pine Avenue, Albany Georgia 31702
Suntrust Bank, South Georgia, 410 Broad Street, Albany Georgia 31702
The Citizens and Southern Bank of Albany, 128 South Washington Street, Albany Georgia 31703
Trust Company Bank of South Georgia, 410 Broad Avenue, Albany Georgia 31702
Credit Unions in Albany, Georgia
Albany Federal Employees, 1115 N Westover Blvd, Albany GA 31707 (229) 439-1448Artesian City, P. O. Box 428, Albany GA 31702 (229) 436-4019
Doco Regional, Post Office Box 71389, Albany GA 31708 (229) 435-1715
Mortgage Statistics for Albany, Georgia
| Albany | Georgia | USA | |
|---|---|---|---|
| Population: Population - The population of Albany, GA  |
102,588 | 8,070,908 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Albany mortgage. |
42,269 | 5,264,762 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Albany mortgage. |
58,201 | 2,299,649 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Albany mortgage. |
1,372 | 431,992 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Albany, GA, where you might buy a home. |
42,129 | 3,231,115 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Albany, where you might apply for a Albany mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Albany, GA |
$69,163 | $112,683 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Albany mortgage interest rates. |
$32,249 | $44,395 | $43,800 |