Current Mortgage Rates in Florida

Friday, July 04, 2008



Current Mortgage Rates*

Loan Type
Florida Average
30-yr. fixed6.25%
30-yr. fixed jumbo6.88%
15-yr. fixed5.88%
15-yr. fixed jumbo6.50%
7/1 ARM6.12%
7/1 ARM jumbo6.62%
5/1 ARM5.88%
5/1 ARM jumbo6.38%
3/1 ARM5.75%
3/1 ARM jumbo6.25%
1-yr. ARM5.75%
1-yr. ARM jumbo6.12%
1-yr. LIBOR ARM5.50%
*Mortgage Rates Updated: 07/03/2008

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Current Mortgage Rates in Florida

Florida 30-yr. fixed Mortgage Rates Florida 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.92%7.17%1.55Wachovia7.62%7.66%0.14
Bank of America6.62%6.78%0.98Fifth Third Bank7.07%7.10%0.08
Wachovia6.30%6.41%0.48 
Fifth Third Bank6.40%6.46%0.25 
Florida 15-yr. fixed Mortgage Rates Florida 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.68%7.28%2.98Wachovia7.31%7.37%0.14
Bank of America6.13%6.39%1.00Wells Fargo7.53%7.67%0.50
Wachovia5.88%6.08%0.48Fifth Third Bank6.35%6.39%0.04
Wells Fargo6.19%6.32%0.31 
Fifth Third Bank5.92%6.03%0.30 
Florida 7/1 ARM Mortgage Rates Florida 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Bank of America6.88%7.36%0.48
Wachovia5.97%5.88%0.43Wachovia7.55%6.74%0.10
Wells Fargo6.50%7.27%0.25Wells Fargo6.62%7.22%0.38
Chase6.62%7.11%0.00Chase6.62%7.15%0.12
Fifth Third Bank6.27%5.99%0.00Fifth Third Bank6.56%6.33%0.02
Florida 5/1 ARM Mortgage Rates Florida 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Bank of America8.14%6.63%1.05
Bank of America6.26%5.94%0.98Wachovia7.30%6.74%0.06
Wachovia6.28%6.17%0.08Wells Fargo6.38%7.24%0.25
Wells Fargo6.38%7.27%0.38Chase6.75%7.32%0.00
Chase6.50%7.18%0.00Fifth Third Bank6.57%6.27%0.00
Fifth Third Bank6.12%5.95%0.25 
Florida 3/1 ARM Mortgage Rates Florida 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Wachovia5.82%5.76%0.22Wachovia7.31%6.85%0.10
Wells Fargo6.38%7.44%0.12Wells Fargo6.75%7.52%0.12
Chase6.75%7.37%0.00Chase6.75%7.41%0.00
Fifth Third Bank5.71%5.79%0.23Fifth Third Bank6.61%6.23%0.00
Florida 1-yr. ARM Mortgage Rates Florida 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America6.88%7.66%0.04Wachovia7.21%6.62%0.11
Wachovia6.02%6.06%0.09Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12Fifth Third Bank6.50%6.30%0.04
Fifth Third Bank5.88%5.94%0.02 

Current Mortgage Rates by City

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Mortgage Statistics for Florida

  Florida USA
Population:
Population - The population of Florida
 15,979,631 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Florida mortgage.
 12,445,366 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Florida mortgage.
 2,305,572 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Florida mortgage.
 2,658,282 34,671,551
HouseHolds:
HouseHolds - The total number of households in Florida, where you might buy a home.
 7,301,814 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Florida, where you might apply for a Florida mortgage.
 2 2
Average House Value:
Average House Value - The average house value in Florida
 $103,684 $132,188
Income per Household:
Income per Household - The household income where you might compare Florida mortgage interest rates.
 $40,337 $43,800