Current Mortgage Rates in Miami, Florida

Thursday, August 21, 2008



Current Mortgage Rates*

Loan Type
Miami Average
30-yr. fixed6.38%
30-yr. fixed jumbo7.38%
15-yr. fixed5.88%
15-yr. fixed jumbo6.88%
7/1 ARM6.12%
7/1 ARM jumbo6.62%
5/1 ARM6.00%
5/1 ARM jumbo6.50%
3/1 ARM5.75%
3/1 ARM jumbo6.38%
1-yr. ARM5.75%
1-yr. ARM jumbo6.25%
1-yr. LIBOR ARM5.50%
*Mortgage Rates Updated: 08/20/2008

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Current Mortgage Rates in Miami, Florida

Miami 30-yr. fixed Mortgage Rates Miami 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.94%7.21%1.57Wachovia7.72%7.75%0.08
Bank of America6.80%6.94%0.73Fifth Third Bank7.17%7.19%0.03
Wachovia6.41%6.53%0.53 
Fifth Third Bank6.52%6.58%0.23 
Miami 15-yr. fixed Mortgage Rates Miami 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.94%7.76%4.31Wachovia7.44%7.49%0.10
Bank of America6.25%6.49%0.82Wells Fargo7.81%7.94%0.43
Wachovia5.92%6.12%0.54Fifth Third Bank6.40%6.44%0.01
Wells Fargo6.21%6.34%0.31 
Fifth Third Bank5.99%6.09%0.27 
Miami 7/1 ARM Mortgage Rates Miami 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Bank of America6.88%7.36%0.48
Wachovia6.16%6.03%0.32Wachovia7.49%6.79%0.08
Wells Fargo6.50%7.27%0.25Wells Fargo6.62%7.22%0.38
Chase6.62%7.11%0.00Chase6.62%7.15%0.12
Fifth Third Bank6.45%6.08%0.00Fifth Third Bank6.77%6.38%0.01
Miami 5/1 ARM Mortgage Rates Miami 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Bank of America8.14%6.63%1.05
Bank of America6.65%6.12%0.82Wachovia7.33%6.79%0.06
Wachovia6.43%6.20%0.05Wells Fargo6.38%7.24%0.25
Wells Fargo6.38%7.27%0.38Chase6.75%7.32%0.00
Chase6.50%7.18%0.00Fifth Third Bank6.73%6.31%0.00
Fifth Third Bank6.23%5.94%0.23 
Miami 3/1 ARM Mortgage Rates Miami 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Wachovia5.97%5.86%0.22Wachovia7.20%6.75%0.06
Wells Fargo6.38%7.44%0.12Wells Fargo6.75%7.52%0.12
Chase6.75%7.37%0.00Chase6.75%7.41%0.00
Fifth Third Bank5.85%5.77%0.20Fifth Third Bank6.67%6.23%0.00
Miami 1-yr. ARM Mortgage Rates Miami 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America6.88%7.66%0.04Wachovia7.12%6.62%0.07
Wachovia6.21%6.05%0.06Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12Fifth Third Bank6.59%6.21%0.01
Fifth Third Bank6.13%5.91%0.01 

Airport First State Bank, Concourse 6 Area, Miami Florida 33159
American Savings of Florida, 17801 Nw Second Avenue, Miami Florida 33169
Amerifirst Bank, One S E Third Avenue, Miami Florida 33131
Amerifirst Federal Savings Bank, One S.E. Third Avenue, Miami Florida 33131
Atico Savings Bank, 101 S E Second Avenue, Miami Florida 33131
Bank M, 2600 S.W. Third Avenue, Miami Florida 33129
Bank of North America, 8701 S.W. 137th Avenue, Miami Florida 33183
Barnett Bank At Midway, 7760 West Flager Street, Miami Florida 33144
Barnett Bank of Miami, 1201 Brickell Avenue, Miami Florida 33101
Barnett Bank of South Florida, 701 Brickell Avenue, Miami Florida 33131
Bayshore Bank of Florida, 10800 Biscayne Boulevard, Miami Florida 33181
Biscayne Bank, 3121 Commodore Plaza, Third Floor, Miami Florida 33133
Brickellbanc Savings Association, 2666 Brickell Avenue, Miami Florida 33129
Capital Bank of Miami, 6013 Northwest Seventh Avenue, Miami Florida 33151
Central Bank, 7970 N.W. 36th Street, Miami Florida 33166
Central Bank and Trust Company, 1313 Northwest 36th Street, Miami Florida 33142
Central Bank of North Dade, 18350 N.W. Second Avenue, Miami Florida 33169
Centrust Bank, A State Savings Bank, 101 East Flagler Street, Miami Florida 33131
Centrust Federal Savings Bank, 101 East Flagler Street, Miami Florida 33131
Chase Federal Bank, A Federal Savings Bank, 7300 North Kendall, Miami Florida 33156
Citibank, Federal Savings Bank, 8750 Doral Boulevard, Miami Florida 33178
Citizens Federal Bank, 1221 Brickell Avenue, Miami Florida 33131
City National Bank of Florida, 25 West Flagler Street, Miami Florida 33101
City National Bank of Miami, 25 West Flagler Street, Miami Florida 33101
Cjh Browning Bank, 200 South Biscayne Boulevard, Suite 2650, Miami Florida 33131
Coconut Grove Bank, 2701 South Bayshore Drive, Miami Florida 33133
Commercial Bank & Trust Company, 9301 N.W. 7th Avenue, Miami Florida 33138
Commercial Bank of Florida, 1550 S.W. 57th Avenue, Miami Florida 33144
Commercial Bank of Kendall, 8601 South Dixie Highway, Miami Florida 33156
Commercial Trust Bank, 1101 Brickell Avenue, Miami Florida 33131
Consumers Savings Bank, 9400 South Dadeland Boulevard, Suite 620, Miami Florida 33156
Continental National Bank of Miami, 1801 S.W. 1st Street, Miami Florida 33135
Dadeland Bank, 7545 North Kendall Drive, Miami Florida 33156
Delta National Bank and Trust Company of Florida, 1221 Brickell Avenue, 5th Floor, Miami Florida 33131
Downtown National Bank, 405 N.E. Second Avenue, Miami Florida 33132
Eastern National Bank, 799 Brickell Avenue, Miami Florida 33122
Espirito Santo Bank, 1395 Brickell Avenue, Miami Florida 33131
Executive National Bank, 9600 North Kendall Drive, Miami Florida 33176
First Bank of Miami, 3650 S.W. 8th Street, Miami Florida 33135
First Florida Savings Bank, 4343 West Flagler Street, Miami Florida 33134
First National Bank of Miami, 1390 Brickell Avenue, Miami Florida 33131
Flagler Federal Savings and Loan Association, 101 N E 1st Avenue, Miami Florida 33132
Flagship National Bank of Miami, 631 Brickell Avenue, Miami Florida 33131
Florida National Bank of Miami, 169 East Flagler Street, Miami Florida 33101
Florida Savings Bank, 8181 S.W. 117th Street, Miami Florida 33156
General Bank, A Federal Savings Bank, 3099 S W 8th Street, Miami Florida 33135
General Federal Savings Bank, 3099 S.W. Eighth Street, Miami Florida 33135
Great Eastern Bank of Florida, 4601 N.W. 72nd Avenue, Miami Florida 33166
Great Florida Bank, 2 South Biscayne Boulevard, Suite 110, Miami Florida 33131
Gulf Bank, 3400 Coral Way, Miami Florida 33145
Hamilton Bank, 3750 N.W. 87th Avenue, Suite 700, Miami Florida 33178
Helm Bank, 999 Brickell Avenue, Miami Florida 33131
Interamerican Bank, 9190 Coral Way, Miami Florida 33165
Interamerican Bank of Miami, 8390 27th Avenue, N.W. , Miami Florida 33147
Intercontinental Bank, 200 S.E. First Street, Suite 1001, Miami Florida 33131
Intercontinental Bank of Miami, 3737 Northwest 7th Street, Miami Florida 33144
Intercredit Bank, 1200 Brickell Avenue, 4th Floor, Miami Florida 33131
International Finance Bank, 888 Brickell Avenue, Miami Florida 33131
Interstate Bank of Commerce, 10613 Northwest 12th Street, Miami Florida 33172
Lincoln Federal Savings and Loan Association, 18405 N.W. Second Avenue, Miami Florida 33169
Lincoln Savings and Loan Association, 18405 N W Second Avenue, Miami Florida 33169
Mega Bank, 11400 North Kendall Drive, Miami Florida 33176
Mellon United National Bank, 1111 Brickell Avenue, Miami Florida 33131
Metro Bank of Dade County, 9350 South Dixie Highway, Miami Florida 33156
Miami National Bank, 8101 Biscayne Boulevard, Miami Florida 33138
Miami Savings Bank, 261 N E First Street, Miami Florida 33132
National Bank of Florida, 5000 Biscayne Boulevard, Miami Florida 33137
New Biscayne Federal Savings and Loan Association, 1776-90 Biscayne Blvd, Miami Florida 33132
Northern Trust Bank of Florida, 700 Brickell Avenue, Miami Florida 33131
Ocean Bank, 780 N.W. 42nd Avenue, Miami Florida 33126
Orange State Bank, 860 N.W. 183rd Street, Miami Florida 33169
Pacific National Bank, 1390 Brickell Avenue, Miami Florida 33131
Pan American Bank, 250 South East 1st Street, Miami Florida 33101
Pan American Bank of Miami, 250 South East 1st Street, Miami Florida 33101
Pan American Bank of Miami, 127 Northeast First Avenue, Miami Florida 33132
Panamerican Bank, 2770 S.W. 27th Avenue, Miami Florida 33133
Peoples National Bank of Commerce, Miami, 3275 N.W. 79th Street, Miami Florida 33147
Pinebank, 1001 Brickle Bay Drive, Miami Florida 33131
Plus International Bank, 1000 Brickell Avenue, Suite 1100, Miami Florida 33131
Popular Federal Savings and Loan Association, 1627 N W 27th Avenue, Miami Florida 33125
Premier American Bank, 5900 Bird Road, Miami Florida 33155
Republic National Bank of Miami, 10 N. W. 42nd Avenue, Miami Florida 33144
Royal Trust Bank, 627 S.W. 27th Avenue, Miami Florida 33135
Safrabank, 120 North Biscayne Boulevard, Miami Florida 33132
Safrabank, 120 North Biscayne Boulevard, Miami Florida 33132
Skylake National Bank, 801 Brickell Avenue, Suite 2300, Miami Florida 33131
Sofisa Bank Florida, 14095 South Dixie Highway, Miami Florida 33176
South Florida Savings Bank, 1390 Brickell Avenue, Miami Florida 33131
Southeast Bank, One Southeast Financial Center, Miami Florida 33131
Southeast National Bank of Coral Way, 1699 Coral Way, Miami Florida 33145
Sun Bank of Miami, 777 Brickell Avenue, Miami Florida 33131
Sun Bank of Midtown, 1400 N.W. 20th Street, Miami Florida 33152
Sun Bank of Riverside, 60 N.W. 12th Avenue, Miami Florida 33135
Suntrust Bank, Miami, 777 Brickell Avenue, Miami Florida 33131
Terrabank, 3191 Coral Way, Miami Florida 33145
The Bank of Miami, 110 East Flagler Street, Miami Florida 33101
The First State Bank of Miami, 7900 N.E. 2nd Avenue, Miami Florida 33138
The Hemisphere National Bank, 8600 Nw 36th Street, Suite 800, Miami Florida 33166
The Private Bank & Trust, Two Alhambra Plaza, Penthouse 11, Miami Florida 33134
Totalbank, 2720 Coral Way, Miami Florida 33145
Trade National Bank, 43 N.E. First Street, Miami Florida 33101
Transatlantic Bank, 48 East Flagler Street, Miami Florida 33131
Tropical Federal Savings and Loan Association, 4801 N W 183rd Street, Miami Florida 33055
U. S. Century Bank, 7575 West Flagler Street, Miami Florida 33144
Unibank, 701 Brickell Avenue, Suite 1700, Miami Florida 33131
Union Credit Bank, 1150 South Miami Avenue, Miami Florida 33155
Union Planters Bank of Florida, 1221 Brickell Avenue, Miami Florida 33131
Universal National Bank, 17701 Biscayne Boulevard, Miami Florida 33160


Dade County, 1500 N.W. 107 Avenue, Miami FL 33172 (305) 471-5080
Dade Transit, 3300 Nw 32 Ave, 2nd Floor, Miami FL 33142 (305) 637-3845
Electricians' Local 349, 1657 Nw 17 Avenue, Miami FL 33125 (305) 325-0511
Financial, 22 E Flagler St- 6h Floor, Miami FL 33131 (305) 577-1328
Florida Health Systems, 7315 Sw 87th Avenue Suite 300, Miami FL 33173 (305) 412-9920
Mercy, 3663 South Miami Ave, Miami FL 33133 (305) 285-2736
Miami, 51 Sw 1 Avenue Suite 604, Miami FL 33130 (305) 377-1017
Miami Firefighters, 1111 Nw 7st, Miami FL 33136 (305) 324-4004
Miami Police, P.O. Box 012439, Miami FL 33101-2439 (305) 579-6506
Miami Postal Service, P.O. Box 520622, Miami FL 33152-0622 (305) 592-7733
North Dade Community Development, 18591 Nw 27th Ave, Miami FL 33056 (305) 620-5877
Ryder System, P.O. Box 020816, Miami FL 33102-0816 (305) 500-4000
Shaw-ross Employees, 1600 Nw 163rd Street, Miami FL 33169 (305) 627-1284
South Florida, 1902 N.W. 14yh Avenue, Miami FL 33125 (305) 545-0744
South Florida Educational, 7800 Sw 117th Avenue, Miami FL 33183 (305) 270-5200
ST. James A M E Church, 1845 Nw 65th Street, Miami FL 33147 (305) 691-3270


Mortgage Statistics for Miami, Florida

  Miami Florida USA
Population:
Population - The population of Miami, FL
1,567,681 15,979,631 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Miami mortgage.
1,050,614 12,445,366 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Miami mortgage.
312,165 2,305,572 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Miami mortgage.
843,162 2,658,282 34,671,551
HouseHolds:
HouseHolds - The total number of households in Miami, FL, where you might buy a home.
575,933 7,301,814 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Miami, where you might apply for a Miami mortgage.
2 2 2
Average House Value:
Average House Value - The average house value in Miami, FL
$126,094 $103,684 $132,188
Income per Household:
Income per Household - The household income where you might compare Miami mortgage interest rates.
$39,415 $40,337 $43,800

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