Current Mortgage Rates in Florida

Monday, October 13, 2008



Current Mortgage Rates*

Loan Type
Florida Average
30-yr. fixed6.00%
30-yr. fixed jumbo7.62%
15-yr. fixed5.75%
15-yr. fixed jumbo7.00%
7/1 ARM6.12%
7/1 ARM jumbo6.88%
5/1 ARM6.00%
5/1 ARM jumbo6.62%
3/1 ARM5.75%
3/1 ARM jumbo6.12%
1-yr. ARM5.75%
1-yr. ARM jumbo5.38%
1-yr. LIBOR ARM6.12%
*Mortgage Rates Updated: 10/07/2008

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Current Mortgage Rates in Florida

Florida 30-yr. fixed Mortgage Rates Florida 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.81%7.03%1.19Bank of America7.50%7.78%1.98
Bank of America6.61%6.75%0.81Wachovia7.75%7.78%0.09
Wachovia6.39%6.50%0.41Wells Fargo9.43%9.49%0.27
Wells Fargo6.39%6.47%0.24Chase7.80%7.84%0.14
Chase6.29%6.37%0.07Fifth Third Bank7.11%7.13%0.02
Fifth Third Bank6.42%6.48%0.22 
Florida 15-yr. fixed Mortgage Rates Florida 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.80%7.46%3.23Bank of America7.26%7.67%1.69
Bank of America6.23%6.50%0.97Wachovia7.44%7.49%0.08
Wachovia5.92%6.11%0.45Wells Fargo7.99%8.11%0.41
Wells Fargo6.16%6.29%0.33Fifth Third Bank6.35%6.38%0.01
Chase6.31%6.44%0.07 
Fifth Third Bank5.90%6.01%0.26 
Florida 7/1 ARM Mortgage Rates Florida 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Bank of America6.88%7.36%0.48
Bank of America6.46%6.41%1.10Wachovia7.42%6.71%0.08
Wachovia6.26%6.10%0.28Wells Fargo8.46%7.48%0.29
Wells Fargo7.31%6.86%0.18Chase7.62%7.39%0.31
Chase6.84%6.42%0.04Fifth Third Bank6.70%6.21%0.00
Fifth Third Bank6.47%5.98%0.00 
Florida 5/1 ARM Mortgage Rates Florida 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Bank of America8.14%6.63%1.05
Bank of America6.48%6.16%0.88Wachovia7.21%6.60%0.06
Wachovia6.48%6.18%0.04Wells Fargo7.81%6.84%0.32
Wells Fargo7.06%6.59%0.23Chase7.76%6.67%0.00
Chase6.79%6.27%0.03Fifth Third Bank6.67%6.12%0.00
Fifth Third Bank6.25%5.96%0.21 
Florida 3/1 ARM Mortgage Rates Florida 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Bank of America6.08%6.16%0.95Wachovia6.99%6.49%0.06
Wachovia6.05%5.88%0.21Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00Fifth Third Bank6.59%6.02%0.00
Fifth Third Bank5.89%5.81%0.19 
Florida 1-yr. ARM Mortgage Rates Florida 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wachovia6.91%6.37%0.07
Wachovia6.26%6.03%0.06Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12Fifth Third Bank6.48%5.98%0.01
Fifth Third Bank6.11%5.74%0.01 

Current Mortgage Rates by City

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Mortgage Statistics for Florida

  Florida USA
Population:
Population - The population of Florida
 15,979,631 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Florida mortgage.
 12,445,366 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Florida mortgage.
 2,305,572 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Florida mortgage.
 2,658,282 34,671,551
HouseHolds:
HouseHolds - The total number of households in Florida, where you might buy a home.
 7,301,814 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Florida, where you might apply for a Florida mortgage.
 2 2
Average House Value:
Average House Value - The average house value in Florida
 $103,684 $132,188
Income per Household:
Income per Household - The household income where you might compare Florida mortgage interest rates.
 $40,337 $43,800