Current Mortgage Rates in Fernandina Beach, Florida
Sunday, November 22, 2009
Current Mortgage Rates*
Loan Type Fernandina Beach Average |
|
| 30-yr. fixed | 4.75% |
| 30-yr. fixed jumbo | 5.38% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 4.88% |
| 7/1 ARM | 4.25% |
| 7/1 ARM jumbo | 5.12% |
| 5/1 ARM | 4.12% |
| 5/1 ARM jumbo | 4.75% |
| 3/1 ARM | 3.88% |
| 3/1 ARM jumbo | 4.75% |
| 1-yr. ARM | 3.75% |
| 1-yr. ARM jumbo | 4.12% |
| 1-yr. LIBOR ARM | 4.25% |
*Mortgage Rates Updated: 11/21/2009
Get Current Mortgage Rates
From Top Lenders
Current Mortgage Rates in Fernandina Beach, Florida
| Fernandina Beach 30-yr. fixed Mortgage Rates | Fernandina Beach 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.21% | 5.25% | 0.14 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.85% | 5.03% | 1.00 | Chase | 5.63% | 5.75% | 1.00 |
| Chase | 4.86% | 5.02% | 1.00 | Fifth Third Bank | 5.65% | 5.67% | 0.00 |
| Fifth Third Bank | 4.93% | 4.98% | 0.17 | ||||
| Fernandina Beach 15-yr. fixed Mortgage Rates | Fernandina Beach 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.62% | 4.69% | 0.11 | Chase | 5.72% | 5.94% | 1.06 |
| Wells Fargo | 4.32% | 4.59% | 0.74 | Fifth Third Bank | 5.18% | 5.22% | 0.00 |
| Chase | 4.32% | 4.60% | 1.03 | ||||
| Fifth Third Bank | 4.32% | 4.38% | 0.00 | ||||
| Fernandina Beach 7/1 ARM Mortgage Rates | Fernandina Beach 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.87% | 3.67% | 1.00 | Chase | 5.13% | 4.12% | 1.03 |
| Chase | 4.29% | 3.82% | 1.06 | Fifth Third Bank | 5.20% | 3.90% | 0.00 |
| Fifth Third Bank | 4.62% | 3.69% | 0.00 | ||||
| Fernandina Beach 5/1 ARM Mortgage Rates | Fernandina Beach 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.62% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.87% | 1.00 |
| Chase | 3.78% | 3.59% | 1.03 | Chase | 4.81% | 3.85% | 1.06 |
| Fifth Third Bank | 4.32% | 3.62% | 0.18 | Fifth Third Bank | 5.08% | 3.65% | 0.00 |
| Fernandina Beach 3/1 ARM Mortgage Rates | Fernandina Beach 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.01% | 3.60% | 1.00 | Chase | 5.54% | 3.82% | 1.03 |
| Chase | 4.21% | 3.62% | 1.00 | Fifth Third Bank | 4.95% | 3.42% | 0.00 |
| Fifth Third Bank | 4.27% | 3.43% | 0.05 | ||||
| Fernandina Beach 1-yr. ARM Mortgage Rates | Fernandina Beach 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.18% | 3.54% | 1.00 | Chase | 5.29% | 3.57% | 1.06 |
| Fifth Third Bank | 4.29% | 3.18% | 0.00 | Fifth Third Bank | 4.83% | 3.20% | 0.00 |
Banks in Fernandina Beach, Florida
Barnett Bank of Nassau County, 520 Atlantic Avenue, Fernandina Beach Florida 32034First Coast Community Bank, 1750 South 14th Street, Fernandina Beach Florida 32034
First Federal Savings and Loan Association of Nassau County, 715 Centre Street, Fernandina Beach Florida 32034
First National Bank of Nassau County, 1891 South 14th Street, Fernandina Beach Florida 32034
Mortgage Statistics for Fernandina Beach, Florida
| Fernandina Beach | Florida | USA | |
|---|---|---|---|
| Population: Population - The population of Fernandina Beach, FL  |
24,786 | 15,979,631 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Fernandina Beach mortgage. |
21,854 | 12,445,366 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Fernandina Beach mortgage. |
2,351 | 2,305,572 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Fernandina Beach mortgage. |
533 | 2,658,282 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Fernandina Beach, FL, where you might buy a home. |
13,336 | 7,301,814 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Fernandina Beach, where you might apply for a Fernandina Beach mortgage. |
1 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Fernandina Beach, FL |
$146,200 | $103,684 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Fernandina Beach mortgage interest rates. |
$51,096 | $40,337 | $43,800 |