Current Mortgage Rates in Delray Beach, Florida
Saturday, October 11, 2008
Current Mortgage Rates*
Loan Type Delray Beach Average |
|
| 30-yr. fixed | 6.00% |
| 30-yr. fixed jumbo | 7.62% |
| 15-yr. fixed | 5.75% |
| 15-yr. fixed jumbo | 7.00% |
| 7/1 ARM | 6.12% |
| 7/1 ARM jumbo | 6.88% |
| 5/1 ARM | 6.00% |
| 5/1 ARM jumbo | 6.62% |
| 3/1 ARM | 5.75% |
| 3/1 ARM jumbo | 6.12% |
| 1-yr. ARM | 5.75% |
| 1-yr. ARM jumbo | 5.38% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 10/07/2008
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Current Mortgage Rates in Delray Beach, Florida
| Delray Beach 30-yr. fixed Mortgage Rates | Delray Beach 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.81% | 7.03% | 1.19 | Bank of America | 7.50% | 7.78% | 1.98 |
| Bank of America | 6.61% | 6.75% | 0.81 | Wachovia | 7.75% | 7.78% | 0.09 |
| Wachovia | 6.39% | 6.50% | 0.41 | Wells Fargo | 9.43% | 9.49% | 0.27 |
| Wells Fargo | 6.39% | 6.47% | 0.24 | Chase | 7.80% | 7.84% | 0.14 |
| Chase | 6.29% | 6.37% | 0.07 | Fifth Third Bank | 7.11% | 7.13% | 0.02 |
| Fifth Third Bank | 6.42% | 6.48% | 0.22 | ||||
| Delray Beach 15-yr. fixed Mortgage Rates | Delray Beach 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.80% | 7.46% | 3.23 | Bank of America | 7.26% | 7.67% | 1.69 |
| Bank of America | 6.23% | 6.50% | 0.97 | Wachovia | 7.44% | 7.49% | 0.08 |
| Wachovia | 5.92% | 6.11% | 0.45 | Wells Fargo | 7.99% | 8.11% | 0.41 |
| Wells Fargo | 6.16% | 6.29% | 0.33 | Fifth Third Bank | 6.35% | 6.38% | 0.01 |
| Chase | 6.31% | 6.44% | 0.07 | ||||
| Fifth Third Bank | 5.90% | 6.01% | 0.26 | ||||
| Delray Beach 7/1 ARM Mortgage Rates | Delray Beach 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Bank of America | 6.88% | 7.36% | 0.48 |
| Bank of America | 6.46% | 6.41% | 1.10 | Wachovia | 7.42% | 6.71% | 0.08 |
| Wachovia | 6.26% | 6.10% | 0.28 | Wells Fargo | 8.46% | 7.48% | 0.29 |
| Wells Fargo | 7.31% | 6.86% | 0.18 | Chase | 7.62% | 7.39% | 0.31 |
| Chase | 6.84% | 6.42% | 0.04 | Fifth Third Bank | 6.70% | 6.21% | 0.00 |
| Fifth Third Bank | 6.47% | 5.98% | 0.00 | ||||
| Delray Beach 5/1 ARM Mortgage Rates | Delray Beach 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Bank of America | 8.14% | 6.63% | 1.05 |
| Bank of America | 6.48% | 6.16% | 0.88 | Wachovia | 7.21% | 6.60% | 0.06 |
| Wachovia | 6.48% | 6.18% | 0.04 | Wells Fargo | 7.81% | 6.84% | 0.32 |
| Wells Fargo | 7.06% | 6.59% | 0.23 | Chase | 7.76% | 6.67% | 0.00 |
| Chase | 6.79% | 6.27% | 0.03 | Fifth Third Bank | 6.67% | 6.12% | 0.00 |
| Fifth Third Bank | 6.25% | 5.96% | 0.21 | ||||
| Delray Beach 3/1 ARM Mortgage Rates | Delray Beach 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Bank of America | 6.08% | 6.16% | 0.95 | Wachovia | 6.99% | 6.49% | 0.06 |
| Wachovia | 6.05% | 5.88% | 0.21 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | Fifth Third Bank | 6.59% | 6.02% | 0.00 |
| Fifth Third Bank | 5.89% | 5.81% | 0.19 | ||||
| Delray Beach 1-yr. ARM Mortgage Rates | Delray Beach 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wachovia | 6.91% | 6.37% | 0.07 |
| Wachovia | 6.26% | 6.03% | 0.06 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | Fifth Third Bank | 6.48% | 5.98% | 0.01 |
| Fifth Third Bank | 6.11% | 5.74% | 0.01 | ||||
Banks in Delray Beach, Florida
Barnett Bank of Delray Beach, 1001 East Atlantic Avenue, Delray Beach Florida 33444Barnett Bank of Palm Beach County, 1001 East Atlantic Avenue, Delray Beach Florida 33444
Central Bank, 13769 North Congress Avenue, Delray Beach Florida 33445
Charter Bank, 5300 West Atlantic Boulevard, Delray Beach Florida 33484
Financial Security Federal Savings and Loan Association, 7239 West Atlantic Avenue, Delray Beach Florida 33444
Financial Security Savings and Loan Association, 7239 West Atlantic Avenue, Delray Beach Florida 33446
First Bank, Delray Beach, Florida, 700 South Federal Highway, Delray Beach Florida 33444
First Federal Savings and Loan Association, 645 East Atlantic Avenue, Delray Beach Florida 33444
Flagship National Bank of Palm Beach County, 6500 West Atlantic Avenue, Delray Beach Florida 33444
Sun Bank/palm Beach County, 302 East Atlantic Avenue, Delray Beach Florida 33444
Mortgage Statistics for Delray Beach, Florida
| Delray Beach | Florida | USA | |
|---|---|---|---|
| Population: Population - The population of Delray Beach, FL  |
101,619 | 15,979,631 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Delray Beach mortgage. |
80,049 | 12,445,366 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Delray Beach mortgage. |
16,728 | 2,305,572 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Delray Beach mortgage. |
5,468 | 2,658,282 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Delray Beach, FL, where you might buy a home. |
60,919 | 7,301,814 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Delray Beach, where you might apply for a Delray Beach mortgage. |
1 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Delray Beach, FL |
$97,932 | $103,684 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Delray Beach mortgage interest rates. |
$39,830 | $40,337 | $43,800 |