Current Mortgage Rates in Florida

Thursday, August 21, 2008



Current Mortgage Rates*

Loan Type
Florida Average
30-yr. fixed6.38%
30-yr. fixed jumbo7.38%
15-yr. fixed5.88%
15-yr. fixed jumbo6.88%
7/1 ARM6.12%
7/1 ARM jumbo6.62%
5/1 ARM6.00%
5/1 ARM jumbo6.50%
3/1 ARM5.75%
3/1 ARM jumbo6.38%
1-yr. ARM5.75%
1-yr. ARM jumbo6.25%
1-yr. LIBOR ARM5.50%
*Mortgage Rates Updated: 08/20/2008

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Current Mortgage Rates in Florida

Florida 30-yr. fixed Mortgage Rates Florida 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.94%7.21%1.57Wachovia7.72%7.75%0.08
Bank of America6.80%6.94%0.73Fifth Third Bank7.17%7.19%0.03
Wachovia6.41%6.53%0.53 
Fifth Third Bank6.52%6.58%0.23 
Florida 15-yr. fixed Mortgage Rates Florida 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.94%7.76%4.31Wachovia7.44%7.49%0.10
Bank of America6.25%6.49%0.82Wells Fargo7.81%7.94%0.43
Wachovia5.92%6.12%0.54Fifth Third Bank6.40%6.44%0.01
Wells Fargo6.21%6.34%0.31 
Fifth Third Bank5.99%6.09%0.27 
Florida 7/1 ARM Mortgage Rates Florida 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Bank of America6.88%7.36%0.48
Wachovia6.16%6.03%0.32Wachovia7.49%6.79%0.08
Wells Fargo6.50%7.27%0.25Wells Fargo6.62%7.22%0.38
Chase6.62%7.11%0.00Chase6.62%7.15%0.12
Fifth Third Bank6.45%6.08%0.00Fifth Third Bank6.77%6.38%0.01
Florida 5/1 ARM Mortgage Rates Florida 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Bank of America8.14%6.63%1.05
Bank of America6.65%6.12%0.82Wachovia7.33%6.79%0.06
Wachovia6.43%6.20%0.05Wells Fargo6.38%7.24%0.25
Wells Fargo6.38%7.27%0.38Chase6.75%7.32%0.00
Chase6.50%7.18%0.00Fifth Third Bank6.73%6.31%0.00
Fifth Third Bank6.23%5.94%0.23 
Florida 3/1 ARM Mortgage Rates Florida 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Wachovia5.97%5.86%0.22Wachovia7.20%6.75%0.06
Wells Fargo6.38%7.44%0.12Wells Fargo6.75%7.52%0.12
Chase6.75%7.37%0.00Chase6.75%7.41%0.00
Fifth Third Bank5.85%5.77%0.20Fifth Third Bank6.67%6.23%0.00
Florida 1-yr. ARM Mortgage Rates Florida 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America6.88%7.66%0.04Wachovia7.12%6.62%0.07
Wachovia6.21%6.05%0.06Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12Fifth Third Bank6.59%6.21%0.01
Fifth Third Bank6.13%5.91%0.01 

Current Mortgage Rates by City

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Mortgage Statistics for Florida

  Florida USA
Population:
Population - The population of Florida
 15,979,631 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Florida mortgage.
 12,445,366 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Florida mortgage.
 2,305,572 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Florida mortgage.
 2,658,282 34,671,551
HouseHolds:
HouseHolds - The total number of households in Florida, where you might buy a home.
 7,301,814 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Florida, where you might apply for a Florida mortgage.
 2 2
Average House Value:
Average House Value - The average house value in Florida
 $103,684 $132,188
Income per Household:
Income per Household - The household income where you might compare Florida mortgage interest rates.
 $40,337 $43,800