Current Mortgage Rates

Friday, November 20, 2009



The most common type of bank account, and probably the first account you'll ever have, is a savings account. Savings accounts allow you to keep your money in a safe place while it earns a small amount of interest each month. These accounts usually require either a low minimum balance, like $25, or may require no minimum balance at all. This depends on the bank and the type of account. Banking and savings are what we all use; however, many of us are too lazy to seek out the best buys. By simply changing to a new savings or current account your finances could be given a much welcome boost. When you are comparing savings accounts from different banks, be sure that you ask all the right questions. What are those questions, you ask? Here are a few.
  • What interest rate can they offer?
  • What security protections do they offer?
  • Is there a minimum balance?
Ask these and any other questions that come to mind when choosing between savings accounts and you will feel much better about your final decision.



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Current Mortgage Rates*

Loan Type
National Average
30-yr. fixed4.75%
30-yr. fixed jumbo5.25%
15-yr. fixed4.25%
15-yr. fixed jumbo4.75%
7/1 ARM4.38%
5/1 ARM4.00%
3/1 ARM4.00%
1-yr. ARM3.62%
1-yr. LIBOR ARM4.38%
10/1 ARM4.62%
*Mortgage Rates Updated: 11/20/2009