Current Mortgage Rates in Santa Rosa, California
Monday, October 06, 2008
Current Mortgage Rates*
Loan Type Santa Rosa Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.75% |
| 15-yr. fixed | 6.00% |
| 15-yr. fixed jumbo | 7.12% |
| 7/1 ARM | 6.62% |
| 7/1 ARM jumbo | 7.88% |
| 5/1 ARM | 6.38% |
| 5/1 ARM jumbo | 7.50% |
| 3/1 ARM | 6.12% |
| 3/1 ARM jumbo | 6.75% |
| 1-yr. ARM | 6.00% |
| 1-yr. ARM jumbo | 6.50% |
| 1-yr. LIBOR ARM | 6.25% |
*Mortgage Rates Updated: 10/03/2008
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Current Mortgage Rates in Santa Rosa, California
| Santa Rosa 30-yr. fixed Mortgage Rates | Santa Rosa 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.85% | 7.09% | 1.34 | Bank of America | 7.26% | 7.52% | 1.77 |
| Bank of America | 6.62% | 6.77% | 0.81 | Wells Fargo | 9.42% | 9.48% | 0.28 |
| Wachovia | 6.25% | 6.40% | 0.71 | Chase | 7.78% | 7.84% | 0.18 |
| Wells Fargo | 6.39% | 6.46% | 0.27 | ||||
| Chase | 6.31% | 6.38% | 0.04 | ||||
| Fifth Third Bank | 6.42% | 6.49% | 0.35 | ||||
| Santa Rosa 15-yr. fixed Mortgage Rates | Santa Rosa 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.90% | 7.65% | 3.78 | Bank of America | 7.12% | 7.48% | 1.42 |
| Bank of America | 6.20% | 6.47% | 0.93 | Wells Fargo | 7.97% | 8.09% | 0.42 |
| Wachovia | 5.73% | 6.01% | 0.84 | Chase | 6.50% | 6.59% | 0.00 |
| Wells Fargo | 6.16% | 6.29% | 0.34 | ||||
| Chase | 6.31% | 6.44% | 0.08 | ||||
| Fifth Third Bank | 5.88% | 5.99% | 0.38 | ||||
| Santa Rosa 7/1 ARM Mortgage Rates | Santa Rosa 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.42% | 6.35% | 1.08 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.76% | 5.82% | 0.61 | Wells Fargo | 8.39% | 7.44% | 0.28 |
| Wells Fargo | 7.26% | 6.83% | 0.19 | Chase | 6.62% | 7.15% | 0.12 |
| Chase | 6.87% | 6.38% | 0.05 | ||||
| Santa Rosa 5/1 ARM Mortgage Rates | Santa Rosa 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Bank of America | 8.14% | 6.63% | 1.05 |
| Bank of America | 6.50% | 6.13% | 0.88 | Wells Fargo | 7.80% | 6.80% | 0.35 |
| Wells Fargo | 7.02% | 6.54% | 0.26 | Chase | 7.84% | 6.64% | 0.00 |
| Chase | 6.90% | 6.25% | 0.03 | ||||
| Fifth Third Bank | 6.20% | 5.97% | 0.28 | ||||
| Santa Rosa 3/1 ARM Mortgage Rates | Santa Rosa 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.19% | 6.12% | 0.94 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.53% | 5.60% | 0.49 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.77% | 5.79% | 0.26 | ||||
| Santa Rosa 1-yr. ARM Mortgage Rates | Santa Rosa 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Santa Rosa, California
Allied Savings Bank, 130-j Stony Point Road, Santa Rosa California 95401Bank of Sonoma County, 655 First Street, Santa Rosa California 95402
Exchange Bank, 545 Fourth Street, Santa Rosa California 95401
First Community Bank, 438 First Street, Santa Rosa California 95404
Luther Burbank Savings, 804 4th Street, Santa Rosa California 95404
National Bank of The Redwoods, 111 Santa Rosa Avenue, Santa Rosa California 95404
North Coast Bank, 50 Santa Rosa Avenue, Santa Rosa California 95404
Sonoma National Bank, 801 Fourth Street, Santa Rosa California 95404
Summit State Bank, 500 Bicentennial Way, Santa Rosa California 95403
Credit Unions in Santa Rosa, California
Cal State Credit Union of The North Bay, 1205 North Dutton Av, Santa Rosa CA 95401 (707) 546-6311Community First, P.O. Box 6004, Santa Rosa CA 95406 (707) 546-8984
Redwood, P.O. Box 6104, Santa Rosa CA 95406 (707) 545-4000
Sonoma, P.O. Box 2507, Santa Rosa CA 95405 (707) 527-6216
Mortgage Statistics for Santa Rosa, California
| Santa Rosa | California | USA | |
|---|---|---|---|
| Population: Population - The population of Santa Rosa, CA  |
190,255 | 33,864,430 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Santa Rosa mortgage. |
148,108 | 20,136,345 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Santa Rosa mortgage. |
3,855 | 2,249,031 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Santa Rosa mortgage. |
36,969 | 10,878,570 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Santa Rosa, CA, where you might buy a home. |
73,305 | 12,211,276 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Santa Rosa, where you might apply for a Santa Rosa mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Santa Rosa, CA |
$247,746 | $244,600 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Santa Rosa mortgage interest rates. |
$51,377 | $50,388 | $43,800 |