Current Mortgage Rates in Santa Clara, California
Thursday, November 20, 2008
Current Mortgage Rates*
Loan Type Santa Clara Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.88% |
| 15-yr. fixed | 5.88% |
| 15-yr. fixed jumbo | 7.62% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 7.62% |
| 5/1 ARM | 6.00% |
| 5/1 ARM jumbo | 6.75% |
| 3/1 ARM | 6.00% |
| 3/1 ARM jumbo | 6.88% |
| 1-yr. ARM | 6.75% |
| 1-yr. ARM jumbo | 6.38% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 11/19/2008
Get Current Mortgage Rates
From Top Lenders
Current Mortgage Rates in Santa Clara, California
| Santa Clara 30-yr. fixed Mortgage Rates | Santa Clara 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.63% | 6.82% | 1.15 | Bank of America | 7.37% | 7.63% | 1.83 |
| Bank of America | 6.68% | 6.83% | 0.87 | Wells Fargo | 9.55% | 9.66% | 0.72 |
| Wachovia | 6.17% | 6.31% | 0.67 | Chase | 7.89% | 8.03% | 1.05 |
| Wells Fargo | 6.27% | 6.37% | 0.70 | ||||
| Chase | 6.21% | 6.37% | 0.91 | ||||
| Fifth Third Bank | 6.35% | 6.41% | 0.35 | ||||
| Santa Clara 15-yr. fixed Mortgage Rates | Santa Clara 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.32% | 6.73% | 1.95 | Bank of America | 7.20% | 7.57% | 1.47 |
| Bank of America | 6.18% | 6.47% | 1.08 | Wells Fargo | 8.43% | 8.57% | 0.58 |
| Wachovia | 5.73% | 6.01% | 0.80 | Chase | 8.32% | 8.57% | 1.15 |
| Wells Fargo | 6.09% | 6.25% | 0.53 | ||||
| Chase | 6.02% | 6.27% | 0.87 | ||||
| Fifth Third Bank | 5.87% | 5.98% | 0.35 | ||||
| Santa Clara 7/1 ARM Mortgage Rates | Santa Clara 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.77% | 6.16% | 0.97 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.84% | 6.51% | 1.25 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 6.07% | 6.10% | 0.45 | Wells Fargo | 8.72% | 7.27% | 0.73 |
| Wells Fargo | 6.81% | 6.54% | 0.71 | Chase | 8.46% | 6.89% | 1.13 |
| Chase | 6.67% | 6.29% | 0.89 | ||||
| Santa Clara 5/1 ARM Mortgage Rates | Santa Clara 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.46% | 5.98% | 1.02 | Bank of America | 8.14% | 6.63% | 1.05 |
| Bank of America | 6.56% | 6.19% | 1.02 | Wells Fargo | 7.57% | 6.68% | 0.74 |
| Wells Fargo | 6.72% | 6.45% | 0.71 | Chase | 7.17% | 6.35% | 0.85 |
| Chase | 6.40% | 6.12% | 0.84 | ||||
| Fifth Third Bank | 6.25% | 6.01% | 0.31 | ||||
| Santa Clara 3/1 ARM Mortgage Rates | Santa Clara 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.13% | 5.85% | 0.92 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.50% | 6.16% | 1.08 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.75% | 5.80% | 0.36 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 7.26% | 6.44% | 0.91 | Chase | 7.34% | 6.02% | 1.01 |
| Chase | 5.85% | 5.80% | 1.03 | ||||
| Fifth Third Bank | 6.00% | 5.87% | 0.26 | ||||
| Santa Clara 1-yr. ARM Mortgage Rates | Santa Clara 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.75% | 5.82% | 1.05 |
| Chase | 5.75% | 5.78% | 0.96 | ||||
Banks in Santa Clara, California
Bank of Santa Clara, 1995 El Camino Real, Santa Clara California 95052National Intercity Bank, 3000 Lakeside Drive, Santa Clara California 95055
Santa Clara Savings, Federal Savings and Loan Association, 955 Monroe St, Santa Clara California 95050
Silicon Valley Bank, 3003 Tasman Drive, Santa Clara California 95054
Credit Unions in Santa Clara, California
Keypoint, P.O. Box 2698, Santa Clara CA 95055 (408) 731-4100Mission City, 1391 Franklin Street, Santa Clara CA 95050 (408) 244-5818
Mortgage Statistics for Santa Clara, California
| Santa Clara | California | USA | |
|---|---|---|---|
| Population: Population - The population of Santa Clara, CA  |
102,320 | 33,864,430 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Santa Clara mortgage. |
56,650 | 20,136,345 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Santa Clara mortgage. |
2,345 | 2,249,031 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Santa Clara mortgage. |
16,520 | 10,878,570 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Santa Clara, CA, where you might buy a home. |
39,561 | 12,211,276 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Santa Clara, where you might apply for a Santa Clara mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Santa Clara, CA |
$385,805 | $244,600 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Santa Clara mortgage interest rates. |
$69,524 | $50,388 | $43,800 |