Current Mortgage Rates in Santa Barbara, California
Saturday, November 21, 2009
Current Mortgage Rates*
Loan Type Santa Barbara Average |
|
| 30-yr. fixed | 4.75% |
| 30-yr. fixed jumbo | 5.12% |
| 15-yr. fixed | 4.38% |
| 15-yr. fixed jumbo | 4.75% |
| 7/1 ARM | 4.38% |
| 7/1 ARM jumbo | 5.25% |
| 5/1 ARM | 4.00% |
| 5/1 ARM jumbo | 4.62% |
| 3/1 ARM | 3.88% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 3.62% |
| 1-yr. ARM jumbo | 4.50% |
| 1-yr. LIBOR ARM | 4.38% |
*Mortgage Rates Updated: 11/21/2009
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Current Mortgage Rates in Santa Barbara, California
| Santa Barbara 30-yr. fixed Mortgage Rates | Santa Barbara 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.09% | 5.15% | 0.30 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.85% | 5.03% | 1.00 | Chase | 5.65% | 5.77% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | ||||
| Fifth Third Bank | 4.88% | 4.92% | 0.23 | ||||
| Santa Barbara 15-yr. fixed Mortgage Rates | Santa Barbara 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.56% | 4.64% | 0.11 | Chase | 5.73% | 5.95% | 1.05 |
| Wells Fargo | 4.30% | 4.57% | 0.76 | ||||
| Chase | 4.32% | 4.60% | 1.03 | ||||
| Fifth Third Bank | 4.25% | 4.29% | 0.00 | ||||
| Santa Barbara 7/1 ARM Mortgage Rates | Santa Barbara 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.87% | 3.68% | 1.00 | Chase | 5.13% | 4.12% | 1.03 |
| Chase | 4.30% | 3.83% | 1.05 | ||||
| Santa Barbara 5/1 ARM Mortgage Rates | Santa Barbara 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.61% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.87% | 1.00 |
| Chase | 3.81% | 3.60% | 1.03 | Chase | 4.82% | 3.86% | 1.05 |
| Fifth Third Bank | 4.18% | 3.72% | 0.34 | ||||
| Santa Barbara 3/1 ARM Mortgage Rates | Santa Barbara 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.00% | 3.60% | 1.00 | Chase | 5.56% | 3.83% | 1.03 |
| Chase | 4.21% | 3.62% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Santa Barbara 1-yr. ARM Mortgage Rates | Santa Barbara 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.17% | 3.55% | 1.00 | Chase | 5.29% | 3.57% | 1.05 |
Business First National Bank, 800 North. Milpas Street, Suite A, Santa Barbara California 93103
California Thrift and Loan, 319 East Carrillo, Santa Barbara California 93102
City Commerce Bank, 33 East Carrillo Street, Santa Barbara California 93101
County Bank, 1200 State Street, Santa Barbara California 93101
County Bank, 1200 State Street, Santa Barbara California 93101
La Cumbre Savings Bank, 915 State Street, Santa Barbara California 93101
Mission Federal Savings and Loan Association, 936 State St, Santa Barbara California 93102
Montecito Bank & Trust, 1000 State Street, Santa Barbara California 93101
Northern Trust Bank of California, 206 East Anapamu Street, Santa Barbara California 93101
Pacific Capital Bank, 20 East Carrillo Street, Santa Barbara California 93102
California Thrift and Loan, 319 East Carrillo, Santa Barbara California 93102
City Commerce Bank, 33 East Carrillo Street, Santa Barbara California 93101
County Bank, 1200 State Street, Santa Barbara California 93101
County Bank, 1200 State Street, Santa Barbara California 93101
La Cumbre Savings Bank, 915 State Street, Santa Barbara California 93101
Mission Federal Savings and Loan Association, 936 State St, Santa Barbara California 93102
Montecito Bank & Trust, 1000 State Street, Santa Barbara California 93101
Northern Trust Bank of California, 206 East Anapamu Street, Santa Barbara California 93101
Pacific Capital Bank, 20 East Carrillo Street, Santa Barbara California 93102
Santa Barbara Federal Savings and Loan Association, 900 Chapala Street, Santa Barbara California 93101
Santa Barbara Savings and Loan Association, 900 Chapala Street, Santa Barbara California 93101
The County Bank, Santa Barbara-carpinteria, 900 Chapala Street, Santa Barbara California 93101
Santa Barbara Savings and Loan Association, 900 Chapala Street, Santa Barbara California 93101
The County Bank, Santa Barbara-carpinteria, 900 Chapala Street, Santa Barbara California 93101
Credit Unions in Santa Barbara, California
Santa Barbara County, 2623 De La Vina ST. , Santa Barbara CA 93105 (805) 682-3357Mortgage Statistics for Santa Barbara, California
| Santa Barbara | California | USA | |
|---|---|---|---|
| Population: Population - The population of Santa Barbara, CA  |
134,274 | 33,864,430 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Santa Barbara mortgage. |
104,658 | 20,136,345 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Santa Barbara mortgage. |
1,923 | 2,249,031 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Santa Barbara mortgage. |
38,511 | 10,878,570 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Santa Barbara, CA, where you might buy a home. |
54,658 | 12,211,276 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Santa Barbara, where you might apply for a Santa Barbara mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Santa Barbara, CA |
$503,644 | $244,600 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Santa Barbara mortgage interest rates. |
$56,738 | $50,388 | $43,800 |