Current Mortgage Rates in San Jose, California

Wednesday, October 08, 2008



Current Mortgage Rates*

Loan Type
San Jose Average
30-yr. fixed6.25%
30-yr. fixed jumbo7.75%
15-yr. fixed6.00%
15-yr. fixed jumbo7.12%
7/1 ARM6.25%
7/1 ARM jumbo7.38%
5/1 ARM6.00%
5/1 ARM jumbo7.25%
3/1 ARM5.88%
3/1 ARM jumbo6.75%
1-yr. ARM5.75%
1-yr. ARM jumbo5.75%
1-yr. LIBOR ARM6.12%
*Mortgage Rates Updated: 10/07/2008

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Current Mortgage Rates in San Jose, California

San Jose 30-yr. fixed Mortgage Rates San Jose 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.84%7.08%1.31Bank of America7.33%7.59%1.81
Bank of America6.60%6.74%0.81Wells Fargo9.43%9.49%0.27
Wachovia6.24%6.38%0.69Chase7.80%7.84%0.14
Wells Fargo6.39%6.47%0.24 
Chase6.29%6.37%0.07 
Fifth Third Bank6.40%6.47%0.36 
San Jose 15-yr. fixed Mortgage Rates San Jose 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.87%7.58%3.57Bank of America7.15%7.52%1.47
Bank of America6.19%6.46%0.95Wells Fargo7.99%8.11%0.41
Wachovia5.73%6.01%0.81Chase6.50%6.59%0.00
Wells Fargo6.16%6.29%0.33 
Chase6.31%6.44%0.07 
Fifth Third Bank5.86%5.98%0.38 
San Jose 7/1 ARM Mortgage Rates San Jose 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.41%6.39%1.05Bank of America6.88%7.36%0.48
Wachovia5.79%5.84%0.59Wells Fargo8.45%7.48%0.29
Wells Fargo7.31%6.86%0.18Chase7.62%7.39%0.31
Chase6.84%6.41%0.04 
San Jose 5/1 ARM Mortgage Rates San Jose 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Bank of America8.14%6.63%1.05
Bank of America6.46%6.14%0.88Wells Fargo7.81%6.84%0.33
Wells Fargo7.06%6.59%0.23Chase7.76%6.66%0.00
Chase6.79%6.27%0.03 
Fifth Third Bank6.20%5.99%0.28 
San Jose 3/1 ARM Mortgage Rates San Jose 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.14%6.18%0.94Bank of America6.88%7.60%0.08
Wachovia5.55%5.62%0.48Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00 
Fifth Third Bank5.78%5.82%0.25 
San Jose 1-yr. ARM Mortgage Rates San Jose 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

American Bank and Trust Company, 40 South Market Street, San Jose California 95113
Bridge Bank, 55 Almaden Blvd, San Jose California 95113
Cabrillo Federal Savings Bank, 6199 Santa Teresa Boulevard, San Jose California 95123
Cabrillo Savings Bank, 6199 Santa Teresa Boulevard, San Jose California 95123
California Business Bank, 95 South Market Street, San Jose California 95113
California Security Bank, 1694 Tully Road, San Jose California 95151
Comerica Bank-california, 333 West Santa Clara Street, San Jose California 95113
Heritage Bank of Commerce, 150 Almaden Boulevard, San Jose California 95113
Pacific Valley Bank, 333 West Santa Clara Street, San Jose California 95150
Pacific Western Bank, 333 West Santa Clara Street, San Jose California 95113
San Jose National Bank, One North Market Street, San Jose California 95113
Saratoga Federal Savings and Loan Association, 1304 Saratoga Avenue, San Jose California 95157
Saratoga Savings and Loan Association, 1304 Saratoga Ave, San Jose California 95157
The Bank of Northern California, 1631 North First Street, San Jose California 95112

1st United, 6920 Santa Teresa BLVD. Suite 102, San Jose CA 95119 (408) 281-8100
Alliance, 3315 Almaden Expressway, STE. #55, San Jose CA 95118 (408) 265-7322
Atd, P.O. Box 7012, San Jose CA 95150-7012 (408) 365-4753
Commonwealth Central, 5890 Silver Creek Valley Road, San Jose CA 95138 (408) 531-3100
Electric, P.O.BOX 6479, San Jose CA 95150-6479 (408) 445-3130
M-n Employees, 750 Ridder Park Drive, San Jose CA 95190 (408) 920-5557
Meriwest, 5615 Chesbro AVE. , San Jose CA 95153 (408) 972-5222
Peninsula Postal Credit Union Ltd, 1040 Leigh Ave, San Jose CA 95126 (408) 275-8595
San Jose, 140 Asbury Street, San Jose CA 95123 (408) 294-8800
Santa Clara County, 852 North First Street, San Jose CA 95112 (408) 282-0700
Technology, P.O. Box 1409, San Jose CA 95109 (408) 441-4747

Mortgage Statistics for San Jose, California

  San Jose California USA
Population:
Population - The population of San Jose, CA
 930,193 33,864,430 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a San Jose mortgage.
 447,191 20,136,345 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a San Jose mortgage.
 32,068 2,249,031 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a San Jose mortgage.
 286,291 10,878,570 34,671,551
HouseHolds:
HouseHolds - The total number of households in San Jose, CA, where you might buy a home.
 292,714 12,211,276 117,153,924
Person per Household:
Person per Household - The average number of people in a household in San Jose, where you might apply for a San Jose mortgage.
 3 2 2
Average House Value:
Average House Value - The average house value in San Jose, CA
 $381,113 $244,600 $132,188
Income per Household:
Income per Household - The household income where you might compare San Jose mortgage interest rates.
 $71,031 $50,388 $43,800

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