Current Mortgage Rates in San Diego, California
Monday, October 06, 2008
Current Mortgage Rates*
Loan Type San Diego Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.75% |
| 15-yr. fixed | 5.88% |
| 15-yr. fixed jumbo | 7.12% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 7.38% |
| 5/1 ARM | 6.12% |
| 5/1 ARM jumbo | 7.12% |
| 3/1 ARM | 6.00% |
| 3/1 ARM jumbo | 6.62% |
| 1-yr. ARM | 5.75% |
| 1-yr. ARM jumbo | 5.75% |
| 1-yr. LIBOR ARM | 6.25% |
*Mortgage Rates Updated: 10/06/2008
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Current Mortgage Rates in San Diego, California
| San Diego 30-yr. fixed Mortgage Rates | San Diego 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.84% | 7.08% | 1.32 | Bank of America | 7.32% | 7.58% | 1.80 |
| Bank of America | 6.60% | 6.75% | 0.81 | Wells Fargo | 9.41% | 9.48% | 0.28 |
| Wachovia | 6.25% | 6.39% | 0.70 | Chase | 7.80% | 7.85% | 0.15 |
| Wells Fargo | 6.41% | 6.48% | 0.24 | ||||
| Chase | 6.30% | 6.38% | 0.07 | ||||
| Fifth Third Bank | 6.41% | 6.48% | 0.36 | ||||
| San Diego 15-yr. fixed Mortgage Rates | San Diego 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.87% | 7.60% | 3.60 | Bank of America | 7.14% | 7.50% | 1.46 |
| Bank of America | 6.20% | 6.46% | 0.95 | Wells Fargo | 7.99% | 8.11% | 0.42 |
| Wachovia | 5.74% | 6.01% | 0.82 | Chase | 6.50% | 6.59% | 0.00 |
| Wells Fargo | 6.16% | 6.29% | 0.33 | ||||
| Chase | 6.32% | 6.45% | 0.07 | ||||
| Fifth Third Bank | 5.87% | 5.98% | 0.38 | ||||
| San Diego 7/1 ARM Mortgage Rates | San Diego 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.42% | 6.39% | 1.05 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.78% | 5.83% | 0.59 | Wells Fargo | 8.44% | 7.47% | 0.30 |
| Wells Fargo | 7.33% | 6.87% | 0.18 | Chase | 6.62% | 7.15% | 0.12 |
| Chase | 6.85% | 6.41% | 0.04 | ||||
| San Diego 5/1 ARM Mortgage Rates | San Diego 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Bank of America | 8.14% | 6.63% | 1.05 |
| Bank of America | 6.47% | 6.14% | 0.88 | Wells Fargo | 7.81% | 6.83% | 0.34 |
| Wells Fargo | 7.07% | 6.58% | 0.24 | Chase | 7.79% | 6.66% | 0.00 |
| Chase | 6.82% | 6.27% | 0.02 | ||||
| Fifth Third Bank | 6.21% | 5.98% | 0.28 | ||||
| San Diego 3/1 ARM Mortgage Rates | San Diego 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.16% | 6.17% | 0.94 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.54% | 5.61% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.78% | 5.81% | 0.25 | ||||
| San Diego 1-yr. ARM Mortgage Rates | San Diego 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
1st Pacific Bank of California, 7728 Regents Road, Suite 503, San Diego California 92122
Armed Forces Bank of California, 3280 Main Street, #7c, San Diego California 92113
Bank of Commerce, 9918 Hibert Street, Suite 101, San Diego California 92116
Bank of Internet USA , 12777 High Bluff Drive #100, San Diego California 92130
Bank of Southern California, 1620 Fifth Avenue, San Diego California 92138
California Bank & Trust, 11622 El Camino Real, Suite 200, San Diego California 92130
California Coastal Bank, 1400 Camino De La Reina, San Diego California 92108
California Heritage Bank, 3737 5th Avenue, San Diego California 92103
Central Federal Savings and Loan Association, 225 Broadway, San Diego California 92101
Central Savings and Loan Association, 225 Broadway, San Diego California 92101
Armed Forces Bank of California, 3280 Main Street, #7c, San Diego California 92113
Bank of Commerce, 9918 Hibert Street, Suite 101, San Diego California 92116
Bank of Internet USA , 12777 High Bluff Drive #100, San Diego California 92130
Bank of Southern California, 1620 Fifth Avenue, San Diego California 92138
California Bank & Trust, 11622 El Camino Real, Suite 200, San Diego California 92130
California Coastal Bank, 1400 Camino De La Reina, San Diego California 92108
California Heritage Bank, 3737 5th Avenue, San Diego California 92103
Central Federal Savings and Loan Association, 225 Broadway, San Diego California 92101
Central Savings and Loan Association, 225 Broadway, San Diego California 92101
Citizens Western Bank, 1606 Grand Avenue, San Diego California 92109
Equality Savings and Loan Association, 7535 Clairemont Mesa Blvd, San Diego California 92111
First Federal Savings and Loan Association, 1200 Fourth Ave, San Diego California 92101
First National Bank, 401 West A Street, San Diego California 92138
First United Bank, 7320 Clairemont Mesa Boulevard, San Diego California 92111
First Western Bank, 960 Grand Avenue, San Diego California 92109
Flagship Bank, 4493 Ruffin Road, San Diego California 92123
Great American Bank, A Federal Savings Bank, 600 B Street, San Diego California 92183
Great American Federal Savings Association, 6795 Flanders Drive, San Diego California 92121
Home Bank of California, 875 Garnet Avenue, San Diego California 92109
Homefed Bank, Federal Association, 615 Broadway, San Diego California 92101
Homefed Bank, Federal Savings Bank, 615 Broadway, San Diego California 92101
Imperial Federal Savings Association, 8787 Complex Drive, San Diego California 92123
Imperial Savings Association, 8787 Complex Drive, San Diego California 92123
International Savings Bank, 1455 Frazee Road, Suite 101, San Diego California 92108
Landmark Thrift and Loan Association, 8666 Lake Murray Boulevard, San Diego California 92119
Mexican American National Bank, 230 A Street, San Diego California 92118
National Bank of Fairbanks Ranch, 12760 High Bluff, Suite 130, San Diego California 92130
Neighborhood National Bank, 3511 National Avenue, San Diego California 92113
Pacific Coast Bank, 4871 Logan Avenue, San Diego California 92113
Peninsula Bank of San Diego, 1331 Rosecrans Street, San Diego California 92106
Point Loma Community Bank, 1350 Rosecrans Street, San Diego California 92106
Point Loma Savings and Loan Association, 3026 Midway Drive, San Diego California 92110
Rancho Bernardo Community Bank, 16495 Bernardo Center Drive, San Diego California 92128
Rancho Bernardo Federal Savings Bank, 16456 Bernardo Center Drive, San Diego California 92128
Rancho Bernardo Savings Bank, 16456 Bernardo Center Drive, San Diego California 92128
San Diego National Bank, 1420 Kettner Boulevard, San Diego California 92101
San Diego Trust & Savings Bank, 540 Broadway, San Diego California 92101
San Diego Trust Bank, 2550 Fifth Avenue, San Diego California 92103
Security Business Bank of San Diego, 701 B Street, Suite 100, San Diego California 92101
Silver Gate Savings and Loan Association, 701 C Street, San Diego California 92101
Southern California First National Bank, 1201 Fifth Avenue, San Diego California 92112
Sun Savings and Loan Association, 4085 Governor Drive, San Diego California 92122
Sunrise Bank of San Diego, 4570 Executive Drive, #110, San Diego California 92122
The Bank of Rancho Bernardo, 11717 Bernardo Plaza Court, San Diego California 92128
The Bank of San Diego, 225 Broadway, Suite 110, San Diego California 92138
Torrey Pines Bank, 12220 El Camino Real, Suite 100, San Diego California 92130
United States National Bank, 190 Broadway, San Diego California 92112
Equality Savings and Loan Association, 7535 Clairemont Mesa Blvd, San Diego California 92111
First Federal Savings and Loan Association, 1200 Fourth Ave, San Diego California 92101
First National Bank, 401 West A Street, San Diego California 92138
First United Bank, 7320 Clairemont Mesa Boulevard, San Diego California 92111
First Western Bank, 960 Grand Avenue, San Diego California 92109
Flagship Bank, 4493 Ruffin Road, San Diego California 92123
Great American Bank, A Federal Savings Bank, 600 B Street, San Diego California 92183
Great American Federal Savings Association, 6795 Flanders Drive, San Diego California 92121
Home Bank of California, 875 Garnet Avenue, San Diego California 92109
Homefed Bank, Federal Association, 615 Broadway, San Diego California 92101
Homefed Bank, Federal Savings Bank, 615 Broadway, San Diego California 92101
Imperial Federal Savings Association, 8787 Complex Drive, San Diego California 92123
Imperial Savings Association, 8787 Complex Drive, San Diego California 92123
International Savings Bank, 1455 Frazee Road, Suite 101, San Diego California 92108
Landmark Thrift and Loan Association, 8666 Lake Murray Boulevard, San Diego California 92119
Mexican American National Bank, 230 A Street, San Diego California 92118
National Bank of Fairbanks Ranch, 12760 High Bluff, Suite 130, San Diego California 92130
Neighborhood National Bank, 3511 National Avenue, San Diego California 92113
Pacific Coast Bank, 4871 Logan Avenue, San Diego California 92113
Peninsula Bank of San Diego, 1331 Rosecrans Street, San Diego California 92106
Point Loma Community Bank, 1350 Rosecrans Street, San Diego California 92106
Point Loma Savings and Loan Association, 3026 Midway Drive, San Diego California 92110
Rancho Bernardo Community Bank, 16495 Bernardo Center Drive, San Diego California 92128
Rancho Bernardo Federal Savings Bank, 16456 Bernardo Center Drive, San Diego California 92128
Rancho Bernardo Savings Bank, 16456 Bernardo Center Drive, San Diego California 92128
San Diego National Bank, 1420 Kettner Boulevard, San Diego California 92101
San Diego Trust & Savings Bank, 540 Broadway, San Diego California 92101
San Diego Trust Bank, 2550 Fifth Avenue, San Diego California 92103
Security Business Bank of San Diego, 701 B Street, Suite 100, San Diego California 92101
Silver Gate Savings and Loan Association, 701 C Street, San Diego California 92101
Southern California First National Bank, 1201 Fifth Avenue, San Diego California 92112
Sun Savings and Loan Association, 4085 Governor Drive, San Diego California 92122
Sunrise Bank of San Diego, 4570 Executive Drive, #110, San Diego California 92122
The Bank of Rancho Bernardo, 11717 Bernardo Plaza Court, San Diego California 92128
The Bank of San Diego, 225 Broadway, Suite 110, San Diego California 92138
Torrey Pines Bank, 12220 El Camino Real, Suite 100, San Diego California 92130
United States National Bank, 190 Broadway, San Diego California 92112
Cabrillo, 10075 Carroll Canyon Road, Suite 20, San Diego CA 92131 (858) 547-7400
California Coast, P.O. Box 502080, San Diego CA 92150-2080 (858) 495-1600
California Feminist, P.O. Box 16587, San Diego CA 92176 (619) 298-7283
First Future, P.O. Box 509074, San Diego CA 92150-9074 (858) 450-4400
Great American, Pob 81446, San Diego CA 92138 (619) 296-5800
Miramar, 9494 Miramar Road, San Diego CA 92126 (858) 965-9494
Mission, P.O. Box 919023, San Diego CA 92191 (800) 500-6328
North County, P. O. Box 289014, San Diego CA 92198-9014 (619) 487-1880
North Island Financial, P. O. Box 85833, San Diego CA 92186 (619) 656-6525
Point Loma, 9420 Farnham Street, San Diego CA 92123 (858) 495-3400
California Coast, P.O. Box 502080, San Diego CA 92150-2080 (858) 495-1600
California Feminist, P.O. Box 16587, San Diego CA 92176 (619) 298-7283
First Future, P.O. Box 509074, San Diego CA 92150-9074 (858) 450-4400
Great American, Pob 81446, San Diego CA 92138 (619) 296-5800
Miramar, 9494 Miramar Road, San Diego CA 92126 (858) 965-9494
Mission, P.O. Box 919023, San Diego CA 92191 (800) 500-6328
North County, P. O. Box 289014, San Diego CA 92198-9014 (619) 487-1880
North Island Financial, P. O. Box 85833, San Diego CA 92186 (619) 656-6525
Point Loma, 9420 Farnham Street, San Diego CA 92123 (858) 495-3400
San Diego County, 6545 Sequence Drive, San Diego CA 92121 (877) 732-2848
San Diego Firefighters, 10509 San Diego Mission Road, Suite, San Diego CA 92108 (619) 283-5477
San Diego Jacl, 1031 25th St Ste D, San Diego CA 92102-2194 (619) 230-0313
San Diego Metropolitan, P.O. Box 719099, San Diego CA 92171 (619) 297-4835
Sd Medical, 8889 Rio San Diego DR., Suite 100, San Diego CA 92108 (619) 641-1100
Sony San Diego Employees, 16450 W Bernardo Dr, San Diego CA 92127 (858) 942-2775
United Services of America, P. O. Box 26339, San Diego CA 92196 (858) 831-8100
San Diego Firefighters, 10509 San Diego Mission Road, Suite, San Diego CA 92108 (619) 283-5477
San Diego Jacl, 1031 25th St Ste D, San Diego CA 92102-2194 (619) 230-0313
San Diego Metropolitan, P.O. Box 719099, San Diego CA 92171 (619) 297-4835
Sd Medical, 8889 Rio San Diego DR., Suite 100, San Diego CA 92108 (619) 641-1100
Sony San Diego Employees, 16450 W Bernardo Dr, San Diego CA 92127 (858) 942-2775
United Services of America, P. O. Box 26339, San Diego CA 92196 (858) 831-8100
Mortgage Statistics for San Diego, California
| San Diego | California | USA | |
|---|---|---|---|
| Population: Population - The population of San Diego, CA  |
1,144,763 | 33,864,430 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a San Diego mortgage. |
679,605 | 20,136,345 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a San Diego mortgage. |
96,090 | 2,249,031 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a San Diego mortgage. |
283,268 | 10,878,570 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in San Diego, CA, where you might buy a home. |
439,299 | 12,211,276 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in San Diego, where you might apply for a San Diego mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in San Diego, CA |
$234,796 | $244,600 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare San Diego mortgage interest rates. |
$47,529 | $50,388 | $43,800 |