Current Mortgage Rates in Salinas, California
Monday, October 06, 2008
Current Mortgage Rates*
Loan Type Salinas Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.75% |
| 15-yr. fixed | 5.88% |
| 15-yr. fixed jumbo | 7.12% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 7.38% |
| 5/1 ARM | 6.12% |
| 5/1 ARM jumbo | 7.12% |
| 3/1 ARM | 6.00% |
| 3/1 ARM jumbo | 6.62% |
| 1-yr. ARM | 5.75% |
| 1-yr. ARM jumbo | 5.75% |
| 1-yr. LIBOR ARM | 6.25% |
*Mortgage Rates Updated: 10/06/2008
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Current Mortgage Rates in Salinas, California
| Salinas 30-yr. fixed Mortgage Rates | Salinas 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.84% | 7.08% | 1.32 | Bank of America | 7.32% | 7.58% | 1.80 |
| Bank of America | 6.60% | 6.75% | 0.81 | Wells Fargo | 9.41% | 9.48% | 0.28 |
| Wachovia | 6.25% | 6.39% | 0.70 | Chase | 7.80% | 7.85% | 0.15 |
| Wells Fargo | 6.41% | 6.48% | 0.24 | ||||
| Chase | 6.30% | 6.38% | 0.07 | ||||
| Fifth Third Bank | 6.41% | 6.48% | 0.36 | ||||
| Salinas 15-yr. fixed Mortgage Rates | Salinas 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.87% | 7.60% | 3.60 | Bank of America | 7.14% | 7.50% | 1.46 |
| Bank of America | 6.20% | 6.46% | 0.95 | Wells Fargo | 7.99% | 8.11% | 0.42 |
| Wachovia | 5.74% | 6.01% | 0.82 | Chase | 6.50% | 6.59% | 0.00 |
| Wells Fargo | 6.16% | 6.29% | 0.33 | ||||
| Chase | 6.32% | 6.45% | 0.07 | ||||
| Fifth Third Bank | 5.87% | 5.98% | 0.38 | ||||
| Salinas 7/1 ARM Mortgage Rates | Salinas 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.42% | 6.39% | 1.05 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.78% | 5.83% | 0.59 | Wells Fargo | 8.44% | 7.47% | 0.30 |
| Wells Fargo | 7.33% | 6.87% | 0.18 | Chase | 6.62% | 7.15% | 0.12 |
| Chase | 6.85% | 6.41% | 0.04 | ||||
| Salinas 5/1 ARM Mortgage Rates | Salinas 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Bank of America | 8.14% | 6.63% | 1.05 |
| Bank of America | 6.47% | 6.14% | 0.88 | Wells Fargo | 7.81% | 6.83% | 0.34 |
| Wells Fargo | 7.07% | 6.58% | 0.24 | Chase | 7.79% | 6.66% | 0.00 |
| Chase | 6.82% | 6.27% | 0.02 | ||||
| Fifth Third Bank | 6.21% | 5.98% | 0.28 | ||||
| Salinas 3/1 ARM Mortgage Rates | Salinas 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.16% | 6.17% | 0.94 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.54% | 5.61% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.78% | 5.81% | 0.25 | ||||
| Salinas 1-yr. ARM Mortgage Rates | Salinas 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Salinas, California
Community Bank of Central California, 301 South Main Street, Salinas California 93902First National Bank of Central California, 1001 South Main Street, Salinas California 93901
Household Bank, 1441 Schilling Place, Salinas California 93905
Pacific Valley Bank, 3 Rossi Circle, Suite A, Salinas California 93907
Credit Unions in Salinas, California
Coast-tel, P.O. Box 868, Salinas CA 93902 (831) 758-3836Monterey County Employees, 20 W. Market Street, Salinas CA 93901 (831) 755-5810
Mortgage Statistics for Salinas, California
| Salinas | California | USA | |
|---|---|---|---|
| Population: Population - The population of Salinas, CA  |
183,496 | 33,864,430 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Salinas mortgage. |
92,638 | 20,136,345 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Salinas mortgage. |
5,259 | 2,249,031 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Salinas mortgage. |
104,586 | 10,878,570 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Salinas, CA, where you might buy a home. |
50,802 | 12,211,276 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Salinas, where you might apply for a Salinas mortgage. |
3 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Salinas, CA |
$225,313 | $244,600 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Salinas mortgage interest rates. |
$49,643 | $50,388 | $43,800 |