Current Mortgage Rates in Sacramento, California

Monday, October 13, 2008



Current Mortgage Rates*

Loan Type
Sacramento Average
30-yr. fixed6.25%
30-yr. fixed jumbo7.75%
15-yr. fixed6.00%
15-yr. fixed jumbo7.12%
7/1 ARM6.25%
7/1 ARM jumbo7.38%
5/1 ARM6.00%
5/1 ARM jumbo7.25%
3/1 ARM5.88%
3/1 ARM jumbo6.75%
1-yr. ARM5.75%
1-yr. ARM jumbo5.75%
1-yr. LIBOR ARM6.12%
*Mortgage Rates Updated: 10/07/2008

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Current Mortgage Rates in Sacramento, California

Sacramento 30-yr. fixed Mortgage Rates Sacramento 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.84%7.08%1.31Bank of America7.33%7.59%1.81
Bank of America6.60%6.74%0.81Wells Fargo9.43%9.49%0.27
Wachovia6.24%6.38%0.69Chase7.80%7.84%0.14
Wells Fargo6.39%6.47%0.24 
Chase6.29%6.37%0.07 
Fifth Third Bank6.40%6.47%0.36 
Sacramento 15-yr. fixed Mortgage Rates Sacramento 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.87%7.58%3.57Bank of America7.15%7.52%1.47
Bank of America6.19%6.46%0.95Wells Fargo7.99%8.11%0.41
Wachovia5.73%6.01%0.81Chase6.50%6.59%0.00
Wells Fargo6.16%6.29%0.33 
Chase6.31%6.44%0.07 
Fifth Third Bank5.86%5.98%0.38 
Sacramento 7/1 ARM Mortgage Rates Sacramento 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.41%6.39%1.05Bank of America6.88%7.36%0.48
Wachovia5.79%5.84%0.59Wells Fargo8.45%7.48%0.29
Wells Fargo7.31%6.86%0.18Chase7.62%7.39%0.31
Chase6.84%6.41%0.04 
Sacramento 5/1 ARM Mortgage Rates Sacramento 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Bank of America8.14%6.63%1.05
Bank of America6.46%6.14%0.88Wells Fargo7.81%6.84%0.33
Wells Fargo7.06%6.59%0.23Chase7.76%6.66%0.00
Chase6.79%6.27%0.03 
Fifth Third Bank6.20%5.99%0.28 
Sacramento 3/1 ARM Mortgage Rates Sacramento 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.14%6.18%0.94Bank of America6.88%7.60%0.08
Wachovia5.55%5.62%0.48Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00 
Fifth Third Bank5.78%5.82%0.25 
Sacramento 1-yr. ARM Mortgage Rates Sacramento 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

American River Bank, 1545 River Park Drive, Sacramento California 95815
Bank of Alex Brown, 1425 River Park Drive, Sacramento California 95815
Bank of Sacramento, 631 J Street, Sacramento California 95809
Bank of Sacramento, 1750 Howe Avenue, Suite 100, Sacramento California 95865
Calnet Business Bank, 1565 Exposition Boulevard, Sacramento California 95815
Capital Federal Savings and Loan Association, 1651 Response Road, Sacramento California 95815
Capitolbank Sacramento, 300 Capitol Mall, Sacramento California 95814
Commerce Security Bank, 1545 River Park Drive, Sacramento California 95815
First Bank of California, 865 Howe Avenue, Sacramento California 95825
First Commercial Bank, 865 Howe Avenue, Suite 310, Sacramento California 95825
Five Star Bank Natomas, 2400 Del Paso Road, Suite 100, Sacramento California 95834
Mercantile Bank, 455 Capitol Mall, Suite 104, Sacramento California 95814
Mother Lode Savings Bank, 800 L Street, Sacramento California 95814
Point West Bank, 1710 Arden Way, Sacramento California 95865
River City Bank, 2485 Natomas Park Drive, Sacramento California 95833
River City Bank, 825 K Street Mall, Sacramento California 95814
Sacramento Commercial Bank, 525 J Street, Sacramento California 95814
Sacramento First National Bank, 1440 Ethan Way, Sacramento California 95866
Sacramento Savings Bank, 424 L St, Sacramento California 95814
Sacramento Valley Bank, 925 L Street, Sacramento California 95814
The Merchants National Bank of Sacramento, 1015 Seventh Street, Sacramento California 95814
U.S. Bank of California, 980 Ninth Street, Sacramento California 95814

American River Healthpro, P. O. Box 41409, Sacramento CA 95841 (916) 985-6700
Big Valley, 3111 Wissemann Drive, Sacramento CA 95826 (916) 383-0691
California Community, 3113 Wissemann Drive, Sacramento CA 95826 (916) 386-1418
Capital City, P.O. Box 161328, Sacramento CA 95816 (916) 451-7241
Capital Power, 6341 Folsom BLVD. , Sacramento CA 95819 (916) 452-4215
Church/co-op, 2120 K Street, Sacramento CA 95816 (919) 492-2228
First U.S. Community, 580 University AVE. , Sacramento CA 95825 (916) 576-5700
Golden State, 6121 Franklin Blvd, Sacramento CA 95824 (916) 421-7687
Heritage Community, 10399 Old Placerville Road, Sacramento CA 95827 (800) 233-6328
Mc Clatchy Employees, P.O. Box 15779, Sacramento CA 95852 (916) 321-1780
Sacramento, P.O. Box 2351, Sacramento CA 95812-2351 (916) 444-6070
Schools Financial, 1485 Response Road Suite 126, Sacramento CA 95815 (916) 569-2001
The Golden 1, P.O. Box 15966, Sacramento CA 95852 (800) 448-8181
Vision One, P. O. Box 277637, Sacramento CA 95827-7637 (916) 363-4293

Mortgage Statistics for Sacramento, California

  Sacramento California USA
Population:
Population - The population of Sacramento, CA
 689,479 33,864,430 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Sacramento mortgage.
 372,522 20,136,345 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Sacramento mortgage.
 93,595 2,249,031 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Sacramento mortgage.
 134,525 10,878,570 34,671,551
HouseHolds:
HouseHolds - The total number of households in Sacramento, CA, where you might buy a home.
 274,789 12,211,276 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Sacramento, where you might apply for a Sacramento mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Sacramento, CA
 $132,238 $244,600 $132,188
Income per Household:
Income per Household - The household income where you might compare Sacramento mortgage interest rates.
 $39,204 $50,388 $43,800

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