Current Mortgage Rates in Palmdale, California

Tuesday, October 14, 2008



Current Mortgage Rates*

Loan Type
Palmdale Average
30-yr. fixed6.25%
30-yr. fixed jumbo7.62%
15-yr. fixed6.00%
15-yr. fixed jumbo7.12%
7/1 ARM6.50%
7/1 ARM jumbo7.75%
5/1 ARM6.38%
5/1 ARM jumbo7.38%
3/1 ARM6.12%
3/1 ARM jumbo7.12%
1-yr. ARM5.75%
1-yr. ARM jumbo6.75%
1-yr. LIBOR ARM6.25%
*Mortgage Rates Updated: 10/13/2008

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Current Mortgage Rates in Palmdale, California

Palmdale 30-yr. fixed Mortgage Rates Palmdale 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.83%7.06%1.26Bank of America7.34%7.60%1.82
Bank of America6.59%6.74%0.82Wells Fargo9.52%9.58%0.26
Wachovia6.22%6.36%0.71Chase7.80%7.85%0.16
Wells Fargo6.40%6.47%0.23 
Chase6.32%6.40%0.07 
Fifth Third Bank6.39%6.45%0.35 
Palmdale 15-yr. fixed Mortgage Rates Palmdale 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.82%7.49%3.28Bank of America7.20%7.57%1.47
Bank of America6.20%6.47%0.98Wells Fargo8.05%8.17%0.40
Wachovia5.73%6.01%0.83Chase6.50%6.59%0.00
Wells Fargo6.17%6.30%0.32 
Chase6.35%6.47%0.07 
Fifth Third Bank5.86%5.98%0.37 
Palmdale 7/1 ARM Mortgage Rates Palmdale 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.50%6.48%1.02Bank of America6.88%7.36%0.48
Wachovia5.85%5.90%0.55Wells Fargo8.58%7.57%0.26
Wells Fargo7.25%6.84%0.16Chase8.22%7.50%0.38
Chase6.84%6.45%0.04 
Palmdale 5/1 ARM Mortgage Rates Palmdale 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Bank of America8.14%6.63%1.05
Bank of America6.46%6.18%0.89Wells Fargo7.86%6.89%0.33
Wells Fargo7.02%6.63%0.24Chase7.72%6.68%0.00
Chase6.75%6.30%0.04 
Fifth Third Bank6.23%6.03%0.29 
Palmdale 3/1 ARM Mortgage Rates Palmdale 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.15%6.25%0.93Bank of America6.88%7.60%0.08
Wachovia5.59%5.65%0.45Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00 
Fifth Third Bank5.83%5.87%0.25 
Palmdale 1-yr. ARM Mortgage Rates Palmdale 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Mortgage Statistics for Palmdale, California

  Palmdale California USA
Population:
Population - The population of Palmdale, CA
 133,383 33,864,430 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Palmdale mortgage.
 75,514 20,136,345 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Palmdale mortgage.
 18,111 2,249,031 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Palmdale mortgage.
 48,654 10,878,570 34,671,551
HouseHolds:
HouseHolds - The total number of households in Palmdale, CA, where you might buy a home.
 42,724 12,211,276 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Palmdale, where you might apply for a Palmdale mortgage.
 3 2 2
Average House Value:
Average House Value - The average house value in Palmdale, CA
 $114,414 $244,600 $132,188
Income per Household:
Income per Household - The household income where you might compare Palmdale mortgage interest rates.
 $47,904 $50,388 $43,800

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