Current Mortgage Rates in Oxnard, California
Saturday, November 21, 2009
Current Mortgage Rates*
Loan Type Oxnard Average |
|
| 30-yr. fixed | 4.75% |
| 30-yr. fixed jumbo | 5.12% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 4.75% |
| 7/1 ARM | 4.38% |
| 7/1 ARM jumbo | 5.25% |
| 5/1 ARM | 3.88% |
| 5/1 ARM jumbo | 4.62% |
| 3/1 ARM | 3.88% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 3.62% |
| 1-yr. ARM jumbo | 4.50% |
| 1-yr. LIBOR ARM | 4.38% |
*Mortgage Rates Updated: 11/20/2009
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Current Mortgage Rates in Oxnard, California
| Oxnard 30-yr. fixed Mortgage Rates | Oxnard 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.09% | 5.15% | 0.30 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.85% | 5.03% | 1.00 | Chase | 5.63% | 5.75% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | ||||
| Fifth Third Bank | 4.88% | 4.93% | 0.23 | ||||
| Oxnard 15-yr. fixed Mortgage Rates | Oxnard 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.56% | 4.64% | 0.12 | Chase | 5.73% | 5.95% | 1.05 |
| Wells Fargo | 4.30% | 4.57% | 0.78 | ||||
| Chase | 4.33% | 4.60% | 1.02 | ||||
| Fifth Third Bank | 4.25% | 4.30% | 0.00 | ||||
| Oxnard 7/1 ARM Mortgage Rates | Oxnard 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.84% | 3.67% | 1.00 | Chase | 5.10% | 4.11% | 1.02 |
| Chase | 4.29% | 3.83% | 1.05 | ||||
| Oxnard 5/1 ARM Mortgage Rates | Oxnard 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.60% | 3.55% | 1.04 | Wells Fargo | 4.87% | 3.88% | 1.00 |
| Chase | 3.80% | 3.60% | 1.02 | Chase | 4.82% | 3.86% | 1.05 |
| Fifth Third Bank | 4.22% | 3.75% | 0.35 | ||||
| Oxnard 3/1 ARM Mortgage Rates | Oxnard 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.96% | 3.59% | 1.00 | Chase | 5.53% | 3.83% | 1.02 |
| Chase | 4.20% | 3.62% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Oxnard 1-yr. ARM Mortgage Rates | Oxnard 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.16% | 3.55% | 1.00 | Chase | 5.26% | 3.58% | 1.05 |
Banks in Oxnard, California
Channel Islands Bank, 155 South A Street, Oxnard California 93030Citizens Savings and Loan Association, 455 S C St, Oxnard California 93032
Commercial and Farmers National Bank, 500 Esplanade Drive, Oxnard California 93030
Hacienda Federal Savings and Loan Association, 1801 N Oxnard Blvd, Oxnard California 93030
Ventura County Business Bank, 366 W. Esplanade Drive, Oxnard California 93036
Ventura County National Bank, 500 Esplanade Drive, Oxnard California 93030
Mortgage Statistics for Oxnard, California
| Oxnard | California | USA | |
|---|---|---|---|
| Population: Population - The population of Oxnard, CA  |
182,823 | 33,864,430 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Oxnard mortgage. |
79,058 | 20,136,345 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Oxnard mortgage. |
6,599 | 2,249,031 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Oxnard mortgage. |
120,596 | 10,878,570 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Oxnard, CA, where you might buy a home. |
49,225 | 12,211,276 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Oxnard, where you might apply for a Oxnard mortgage. |
3 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Oxnard, CA |
$191,347 | $244,600 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Oxnard mortgage interest rates. |
$48,918 | $50,388 | $43,800 |