Current Mortgage Rates in Oceanside, California
Saturday, November 21, 2009
Current Mortgage Rates*
Loan Type Oceanside Average |
|
| 30-yr. fixed | 4.75% |
| 30-yr. fixed jumbo | 5.12% |
| 15-yr. fixed | 4.38% |
| 15-yr. fixed jumbo | 4.75% |
| 7/1 ARM | 4.38% |
| 7/1 ARM jumbo | 5.25% |
| 5/1 ARM | 4.00% |
| 5/1 ARM jumbo | 4.62% |
| 3/1 ARM | 3.88% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 3.62% |
| 1-yr. ARM jumbo | 4.50% |
| 1-yr. LIBOR ARM | 4.38% |
*Mortgage Rates Updated: 11/21/2009
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Current Mortgage Rates in Oceanside, California
| Oceanside 30-yr. fixed Mortgage Rates | Oceanside 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.09% | 5.15% | 0.30 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.85% | 5.03% | 1.00 | Chase | 5.65% | 5.77% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | ||||
| Fifth Third Bank | 4.88% | 4.92% | 0.23 | ||||
| Oceanside 15-yr. fixed Mortgage Rates | Oceanside 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.56% | 4.64% | 0.11 | Chase | 5.73% | 5.95% | 1.05 |
| Wells Fargo | 4.30% | 4.57% | 0.76 | ||||
| Chase | 4.32% | 4.60% | 1.03 | ||||
| Fifth Third Bank | 4.25% | 4.29% | 0.00 | ||||
| Oceanside 7/1 ARM Mortgage Rates | Oceanside 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.87% | 3.68% | 1.00 | Chase | 5.13% | 4.12% | 1.03 |
| Chase | 4.30% | 3.83% | 1.05 | ||||
| Oceanside 5/1 ARM Mortgage Rates | Oceanside 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.61% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.87% | 1.00 |
| Chase | 3.81% | 3.60% | 1.03 | Chase | 4.82% | 3.86% | 1.05 |
| Fifth Third Bank | 4.18% | 3.72% | 0.34 | ||||
| Oceanside 3/1 ARM Mortgage Rates | Oceanside 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.00% | 3.60% | 1.00 | Chase | 5.56% | 3.83% | 1.03 |
| Chase | 4.21% | 3.62% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Oceanside 1-yr. ARM Mortgage Rates | Oceanside 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.17% | 3.55% | 1.00 | Chase | 5.29% | 3.57% | 1.05 |
Banks in Oceanside, California
Carteret Thrift and Loan, 212 North Clementine Street, Oceanside California 92054Oceanside Federal Savings and Loan Association, 810 Mission Ave, Oceanside California 92054
West Coast National Bank, 201 North Horne Street, Oceanside California 92054
Mortgage Statistics for Oceanside, California
| Oceanside | California | USA | |
|---|---|---|---|
| Population: Population - The population of Oceanside, CA  |
198,001 | 33,864,430 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Oceanside mortgage. |
130,646 | 20,136,345 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Oceanside mortgage. |
14,823 | 2,249,031 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Oceanside mortgage. |
56,668 | 10,878,570 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Oceanside, CA, where you might buy a home. |
66,290 | 12,211,276 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Oceanside, where you might apply for a Oceanside mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Oceanside, CA |
$179,195 | $244,600 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Oceanside mortgage interest rates. |
$44,753 | $50,388 | $43,800 |