Current Mortgage Rates in Oakland, California

Tuesday, October 14, 2008



Current Mortgage Rates*

Loan Type
Oakland Average
30-yr. fixed6.25%
30-yr. fixed jumbo7.62%
15-yr. fixed6.00%
15-yr. fixed jumbo7.12%
7/1 ARM6.50%
7/1 ARM jumbo7.75%
5/1 ARM6.38%
5/1 ARM jumbo7.38%
3/1 ARM6.12%
3/1 ARM jumbo7.12%
1-yr. ARM5.75%
1-yr. ARM jumbo6.75%
1-yr. LIBOR ARM6.25%
*Mortgage Rates Updated: 10/13/2008

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Current Mortgage Rates in Oakland, California

Oakland 30-yr. fixed Mortgage Rates Oakland 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.83%7.06%1.26Bank of America7.34%7.60%1.82
Bank of America6.59%6.74%0.82Wells Fargo9.52%9.58%0.26
Wachovia6.22%6.36%0.71Chase7.80%7.85%0.16
Wells Fargo6.40%6.47%0.23 
Chase6.32%6.40%0.07 
Fifth Third Bank6.39%6.45%0.35 
Oakland 15-yr. fixed Mortgage Rates Oakland 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.82%7.49%3.28Bank of America7.20%7.57%1.47
Bank of America6.20%6.47%0.98Wells Fargo8.05%8.17%0.40
Wachovia5.73%6.01%0.83Chase6.50%6.59%0.00
Wells Fargo6.17%6.30%0.32 
Chase6.35%6.47%0.07 
Fifth Third Bank5.86%5.98%0.37 
Oakland 7/1 ARM Mortgage Rates Oakland 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.50%6.48%1.02Bank of America6.88%7.36%0.48
Wachovia5.85%5.90%0.55Wells Fargo8.58%7.57%0.26
Wells Fargo7.25%6.84%0.16Chase8.22%7.50%0.38
Chase6.84%6.45%0.04 
Oakland 5/1 ARM Mortgage Rates Oakland 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Bank of America8.14%6.63%1.05
Bank of America6.46%6.18%0.89Wells Fargo7.86%6.89%0.33
Wells Fargo7.02%6.63%0.24Chase7.72%6.68%0.00
Chase6.75%6.30%0.04 
Fifth Third Bank6.23%6.03%0.29 
Oakland 3/1 ARM Mortgage Rates Oakland 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.15%6.25%0.93Bank of America6.88%7.60%0.08
Wachovia5.59%5.65%0.45Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00 
Fifth Third Bank5.83%5.87%0.25 
Oakland 1-yr. ARM Mortgage Rates Oakland 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

American Liberty Savings Bank, 1300 Clay Street, Oakland California 94612
Central Bank, 301 20th Street, Oakland California 94612
City Federal Savings and Loan Association, 1730 Franklin Street, Oakland California 94612
Civicbank of Commerce, 2101 Webster Street, 14th Floor, Oakland California 94612
Community Bank of The Bay, 1750 Broadway, Oakland California 94612
First Enterprise Bank, 1632 Franklin Street, Oakland California 94612
Innovative Bank, 360 Fourteenth Street, Oakland California 94612
Metropolitan Bank, 250 East 18th Street, Oakland California 94606
Summit Bank, 2969 Broadway, Oakland California 94611
United Labor Bank, 100 Hegenberger Road, Suite 110, Oakland California 94621
World Savings and Loan Association, A Federal Savings and Loan Associati, 1970 Broadway, Oakland California 94612
World Savings Bank, 1970 Broadway Street, Oakland California 94612

A C Transit Employees, P.O. Box 2245, Oakland CA 94621 (510) 568-6616
Arrow, 810 81st Ave, Oakland CA 94621 (510) 777-3061
Chevrontexaco, 475 14th Street, Oakland CA 94612 (800) 232-8101
East Bay Postal, P.O. Box 2398, Oakland CA 94614 (510) 568-7150
Financial Benefits, P.O. Box 12939, Oakland CA 94604 (510) 433-9200
Ilwu - Fsc, 237 Fallon Street, Oakland CA 94607 (510) 451-1600
Inwood, P. O. Box 6039, Oakland CA 94603-0039 (510) 623-4847
Kaiperm, 1950 Franklin ST., First Floor, Oakland CA 94612 (510) 628-6000
Kaiser-lakeside, 1939 Harrison Street Suite 500, Oakland CA 94612 (510) 271-8000
Ko - Am, 347 14 Th Street, Oakland CA 94612 (510) 663-1004
Matson Employees, 555 - 12th Street Suite 970, Oakland CA 94607 (510) 628-4040
Oakland Municipal, 250 Frank Ogawa Plaza, Suite 6301, Oakland CA 94612 (510) 238-3031
Onized Oakland, 3600 Alameda Ave, Oakland CA 94601 (510) 436-2126
Pacific Bay, P.O. Box 23783, Oakland CA 94623 (510) 567-1590
People's Community Partnership, P. O. Box 22269, Oakland CA 94623 (510) 267-0450
Sea West Coast Guard, 8750 Mountain Boulevard, Oakland CA 94605 (510) 568-4100
Taylor Memorial United Methodist, 1188 12th Street, Oakland CA 94607 (510) 465-1734

Mortgage Statistics for Oakland, California

  Oakland California USA
Population:
Population - The population of Oakland, CA
 390,827 33,864,430 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Oakland mortgage.
 129,200 20,136,345 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Oakland mortgage.
 130,838 2,249,031 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Oakland mortgage.
 85,755 10,878,570 34,671,551
HouseHolds:
HouseHolds - The total number of households in Oakland, CA, where you might buy a home.
 153,069 12,211,276 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Oakland, where you might apply for a Oakland mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Oakland, CA
 $259,908 $244,600 $132,188
Income per Household:
Income per Household - The household income where you might compare Oakland mortgage interest rates.
 $44,132 $50,388 $43,800

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