Current Mortgage Rates in California

Thursday, August 28, 2008



Current Mortgage Rates*

Loan Type
California Average
30-yr. fixed6.62%
30-yr. fixed jumbo7.25%
15-yr. fixed6.12%
15-yr. fixed jumbo7.00%
7/1 ARM6.12%
7/1 ARM jumbo7.12%
5/1 ARM6.25%
5/1 ARM jumbo6.88%
3/1 ARM5.88%
3/1 ARM jumbo6.75%
1-yr. ARM6.62%
1-yr. ARM jumbo7.88%
1-yr. LIBOR ARM5.38%
*Mortgage Rates Updated: 08/27/2008

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Current Mortgage Rates in California

California 30-yr. fixed Mortgage Rates California 15-yr. fixed Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.98%7.26%1.69Citibank7.05%8.00%4.99
Bank of America6.80%6.95%0.73Bank of America6.25%6.49%0.81
Wachovia6.31%6.46%0.75Wachovia5.76%6.04%0.87
Fifth Third Bank6.50%6.56%0.34Wells Fargo6.22%6.35%0.32
 Chase6.38%6.48%0.12
 Fifth Third Bank5.95%6.06%0.38
California 15-yr. fixed jumbo Mortgage Rates California 7/1 ARM Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Wells Fargo7.83%7.95%0.44Citibank6.50%7.21%0.25
Chase6.50%6.59%0.00Bank of America6.62%7.29%0.03
 Wachovia5.69%5.75%0.64
 Wells Fargo6.50%7.27%0.25
 Chase6.62%7.11%0.00
California 7/1 ARM jumbo Mortgage Rates California 5/1 ARM Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.00%7.46%0.00Citibank6.38%7.29%0.12
Bank of America6.88%7.36%0.48Bank of America6.66%6.11%0.82
Wells Fargo6.62%7.22%0.38Wells Fargo6.38%7.27%0.38
Chase6.62%7.15%0.12Chase6.50%7.18%0.00
 Fifth Third Bank6.17%5.91%0.30
California 5/1 ARM jumbo Mortgage Rates California 3/1 ARM Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Bank of America8.14%6.63%1.05Citibank6.62%7.51%0.00
Wells Fargo6.38%7.24%0.25Wachovia5.50%5.58%0.48
Chase6.75%7.32%0.00Wells Fargo6.38%7.44%0.12
 Chase6.75%7.37%0.00
 Fifth Third Bank5.72%5.72%0.26
California 3/1 ARM jumbo Mortgage Rates California 1-yr. ARM Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.00%7.62%0.00Citibank6.75%7.76%0.00
Bank of America6.88%7.60%0.08Bank of America6.88%7.66%0.04
Wells Fargo6.75%7.52%0.12Wells Fargo7.25%7.78%0.12
Chase6.75%7.41%0.00Chase6.12%7.53%0.12
California 1-yr. ARM jumbo Mortgage Rates California 10-yr. fixed Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.00%7.90%0.00Wachovia5.72%6.09%0.76
Wells Fargo7.25%7.74%0.12 
Chase7.12%7.62%0.00 

Current Mortgage Rates by City

Index: A->B   B->C   C->E   E->G   G->K    L->M   M->N   N->P   P->S   S->S   S->W   W->Z   
   

Mortgage Statistics for California

  California USA
Population:
Population - The population of California
 33,864,430 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a California mortgage.
 20,136,345 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a California mortgage.
 2,249,031 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a California mortgage.
 10,878,570 34,671,551
HouseHolds:
HouseHolds - The total number of households in California, where you might buy a home.
 12,211,276 117,153,924
Person per Household:
Person per Household - The average number of people in a household in California, where you might apply for a California mortgage.
 2 2
Average House Value:
Average House Value - The average house value in California
 $244,600 $132,188
Income per Household:
Income per Household - The household income where you might compare California mortgage interest rates.
 $50,388 $43,800