Current Mortgage Rates in California

Saturday, October 11, 2008



Current Mortgage Rates*

Loan Type
California Average
30-yr. fixed6.25%
30-yr. fixed jumbo7.75%
15-yr. fixed6.00%
15-yr. fixed jumbo7.12%
7/1 ARM6.25%
7/1 ARM jumbo7.38%
5/1 ARM6.00%
5/1 ARM jumbo7.25%
3/1 ARM5.88%
3/1 ARM jumbo6.75%
1-yr. ARM5.75%
1-yr. ARM jumbo5.75%
1-yr. LIBOR ARM6.12%
*Mortgage Rates Updated: 10/07/2008

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Current Mortgage Rates in California

California 30-yr. fixed Mortgage Rates California 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.84%7.08%1.31Bank of America7.33%7.59%1.81
Bank of America6.60%6.74%0.81Wells Fargo9.43%9.49%0.27
Wachovia6.24%6.38%0.69Chase7.80%7.84%0.14
Wells Fargo6.39%6.47%0.24 
Chase6.29%6.37%0.07 
Fifth Third Bank6.40%6.47%0.36 
California 15-yr. fixed Mortgage Rates California 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.87%7.58%3.57Bank of America7.15%7.52%1.47
Bank of America6.19%6.46%0.95Wells Fargo7.99%8.11%0.41
Wachovia5.73%6.01%0.81Chase6.50%6.59%0.00
Wells Fargo6.16%6.29%0.33 
Chase6.31%6.44%0.07 
Fifth Third Bank5.86%5.98%0.38 
California 7/1 ARM Mortgage Rates California 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.41%6.39%1.05Bank of America6.88%7.36%0.48
Wachovia5.79%5.84%0.59Wells Fargo8.45%7.48%0.29
Wells Fargo7.31%6.86%0.18Chase7.62%7.39%0.31
Chase6.84%6.41%0.04 
California 5/1 ARM Mortgage Rates California 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Bank of America8.14%6.63%1.05
Bank of America6.46%6.14%0.88Wells Fargo7.81%6.84%0.33
Wells Fargo7.06%6.59%0.23Chase7.76%6.66%0.00
Chase6.79%6.27%0.03 
Fifth Third Bank6.20%5.99%0.28 
California 3/1 ARM Mortgage Rates California 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.14%6.18%0.94Bank of America6.88%7.60%0.08
Wachovia5.55%5.62%0.48Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00 
Fifth Third Bank5.78%5.82%0.25 
California 1-yr. ARM Mortgage Rates California 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Current Mortgage Rates by City

Index: A->B   B->C   C->E    E->G   G->K   L->M   M->N   N->P   P->S   S->S   S->W   W->Z   
   

Mortgage Statistics for California

  California USA
Population:
Population - The population of California
 33,864,430 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a California mortgage.
 20,136,345 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a California mortgage.
 2,249,031 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a California mortgage.
 10,878,570 34,671,551
HouseHolds:
HouseHolds - The total number of households in California, where you might buy a home.
 12,211,276 117,153,924
Person per Household:
Person per Household - The average number of people in a household in California, where you might apply for a California mortgage.
 2 2
Average House Value:
Average House Value - The average house value in California
 $244,600 $132,188
Income per Household:
Income per Household - The household income where you might compare California mortgage interest rates.
 $50,388 $43,800