Current Mortgage Rates in El Cajon, California
Saturday, November 21, 2009
Current Mortgage Rates*
Loan Type El Cajon Average |
|
| 30-yr. fixed | 4.75% |
| 30-yr. fixed jumbo | 5.12% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 4.75% |
| 7/1 ARM | 4.38% |
| 7/1 ARM jumbo | 5.25% |
| 5/1 ARM | 3.88% |
| 5/1 ARM jumbo | 4.62% |
| 3/1 ARM | 3.88% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 3.62% |
| 1-yr. ARM jumbo | 4.50% |
| 1-yr. LIBOR ARM | 4.38% |
*Mortgage Rates Updated: 11/20/2009
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Current Mortgage Rates in El Cajon, California
| El Cajon 30-yr. fixed Mortgage Rates | El Cajon 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.09% | 5.15% | 0.31 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.86% | 5.04% | 1.00 | Chase | 5.65% | 5.77% | 1.00 |
| Chase | 4.88% | 5.04% | 1.00 | ||||
| Fifth Third Bank | 4.89% | 4.93% | 0.22 | ||||
| El Cajon 15-yr. fixed Mortgage Rates | El Cajon 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.56% | 4.64% | 0.11 | Chase | 5.73% | 5.95% | 1.04 |
| Wells Fargo | 4.30% | 4.58% | 0.80 | ||||
| Chase | 4.33% | 4.61% | 1.02 | ||||
| Fifth Third Bank | 4.25% | 4.29% | 0.00 | ||||
| El Cajon 7/1 ARM Mortgage Rates | El Cajon 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.84% | 3.67% | 1.00 | Chase | 5.11% | 4.12% | 1.02 |
| Chase | 4.29% | 3.83% | 1.04 | ||||
| El Cajon 5/1 ARM Mortgage Rates | El Cajon 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.60% | 3.56% | 1.04 | Wells Fargo | 4.87% | 3.88% | 1.00 |
| Chase | 3.83% | 3.61% | 1.02 | Chase | 4.83% | 3.87% | 1.04 |
| Fifth Third Bank | 4.22% | 3.75% | 0.35 | ||||
| El Cajon 3/1 ARM Mortgage Rates | El Cajon 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.97% | 3.60% | 1.00 | Chase | 5.56% | 3.84% | 1.02 |
| Chase | 4.20% | 3.63% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| El Cajon 1-yr. ARM Mortgage Rates | El Cajon 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.16% | 3.55% | 1.00 | Chase | 5.26% | 3.58% | 1.04 |
Banks in El Cajon, California
American Valley Bank, 1234 East Main Street, El Cajon California 92021Credit Unions in El Cajon, California
El Cajon, 266 S Magnolia Ave Ste 101, El Cajon CA 92020 (619) 579-0941Grossmont Schools, 1069 Graves Ave # 100, El Cajon CA 92021 (619) 588-1515
Inland, 570 Broadway, El Cajon CA 92021 (619) 444-5656
Mortgage Statistics for El Cajon, California
| El Cajon | California | USA | |
|---|---|---|---|
| Population: Population - The population of El Cajon, CA  |
158,115 | 33,864,430 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a El Cajon mortgage. |
124,389 | 20,136,345 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a El Cajon mortgage. |
6,626 | 2,249,031 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a El Cajon mortgage. |
28,918 | 10,878,570 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in El Cajon, CA, where you might buy a home. |
58,053 | 12,211,276 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in El Cajon, where you might apply for a El Cajon mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in El Cajon, CA |
$199,814 | $244,600 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare El Cajon mortgage interest rates. |
$43,242 | $50,388 | $43,800 |