Current Mortgage Rates in Bakersfield, California
Wednesday, October 08, 2008
Current Mortgage Rates*
Loan Type Bakersfield Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.75% |
| 15-yr. fixed | 6.00% |
| 15-yr. fixed jumbo | 7.12% |
| 7/1 ARM | 6.25% |
| 7/1 ARM jumbo | 7.38% |
| 5/1 ARM | 6.00% |
| 5/1 ARM jumbo | 7.25% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 6.75% |
| 1-yr. ARM | 5.75% |
| 1-yr. ARM jumbo | 5.75% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 10/07/2008
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Current Mortgage Rates in Bakersfield, California
| Bakersfield 30-yr. fixed Mortgage Rates | Bakersfield 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.84% | 7.08% | 1.31 | Bank of America | 7.33% | 7.59% | 1.81 |
| Bank of America | 6.60% | 6.74% | 0.81 | Wells Fargo | 9.43% | 9.49% | 0.27 |
| Wachovia | 6.24% | 6.38% | 0.69 | Chase | 7.80% | 7.84% | 0.14 |
| Wells Fargo | 6.39% | 6.47% | 0.24 | ||||
| Chase | 6.29% | 6.37% | 0.07 | ||||
| Fifth Third Bank | 6.40% | 6.47% | 0.36 | ||||
| Bakersfield 15-yr. fixed Mortgage Rates | Bakersfield 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.87% | 7.58% | 3.57 | Bank of America | 7.15% | 7.52% | 1.47 |
| Bank of America | 6.19% | 6.46% | 0.95 | Wells Fargo | 7.99% | 8.11% | 0.41 |
| Wachovia | 5.73% | 6.01% | 0.81 | Chase | 6.50% | 6.59% | 0.00 |
| Wells Fargo | 6.16% | 6.29% | 0.33 | ||||
| Chase | 6.31% | 6.44% | 0.07 | ||||
| Fifth Third Bank | 5.86% | 5.98% | 0.38 | ||||
| Bakersfield 7/1 ARM Mortgage Rates | Bakersfield 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.41% | 6.39% | 1.05 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.79% | 5.84% | 0.59 | Wells Fargo | 8.45% | 7.48% | 0.29 |
| Wells Fargo | 7.31% | 6.86% | 0.18 | Chase | 7.62% | 7.39% | 0.31 |
| Chase | 6.84% | 6.41% | 0.04 | ||||
| Bakersfield 5/1 ARM Mortgage Rates | Bakersfield 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Bank of America | 8.14% | 6.63% | 1.05 |
| Bank of America | 6.46% | 6.14% | 0.88 | Wells Fargo | 7.81% | 6.84% | 0.33 |
| Wells Fargo | 7.06% | 6.59% | 0.23 | Chase | 7.76% | 6.66% | 0.00 |
| Chase | 6.79% | 6.27% | 0.03 | ||||
| Fifth Third Bank | 6.20% | 5.99% | 0.28 | ||||
| Bakersfield 3/1 ARM Mortgage Rates | Bakersfield 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.14% | 6.18% | 0.94 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.55% | 5.62% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.78% | 5.82% | 0.25 | ||||
| Bakersfield 1-yr. ARM Mortgage Rates | Bakersfield 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Bakersfield, California
American National Bank, 5016 California Avenue, Bakersfield California 93388Bank of Stockdale, 5151 Stockdale Highway, Bakersfield California 93309
California Republic Bank, 1675 Chester Avenue, Bakersfield California 93303
Community First Bank, 1810 Chester Avenue, Bakersfield California 93301
First Federal Savings and Loan Association, 1517 18th St, Bakersfield California 93301
Heritage Savings and Loan Association, 4040 California Avenue, Bakersfield California 93309
Mission Bank, 1330 Truxton Avenue, Bakersfield California 93301
Paramount Bank, 8200 Stockdale Highway, Bakersfield California 93317
San Joaquin Bank, 1301 17th Street, Bakersfield California 93301
The Guardian Federal Savings and Loan Association, 2210 Chester Avenue, Bakersfield California 93302
Credit Unions in Bakersfield, California
Bakersfield City Employees, 2817 16th Street, Bakersfield CA 93301 (661) 861-6151Bakersfield Community, 2101-16th Street, Bakersfield CA 93301 (661) 322-2091
Chevron Valley, 8200 Granite Falls Drive, Bakersfield CA 93312 (661) 587-7250
Espeeco, 1015 Sumner St, Bakersfield CA 93305 (661) 327-5548
Kern, 1717 Truxun Ave, Bakersfield CA 93301 (661) 327-9461
Kern Schools, 4530 Ming Avenue, Bakersfield CA 93309 (661) 833-7900
Safe 1, P. O. Box 2203, Bakersfield CA 93303 (661) 327-3818
Star Energy, P.O. Box 5664, Bakersfield CA 93388 (661) 392-2570
Mortgage Statistics for Bakersfield, California
| Bakersfield | California | USA | |
|---|---|---|---|
| Population: Population - The population of Bakersfield, CA  |
395,702 | 33,864,430 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Bakersfield mortgage. |
250,926 | 20,136,345 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Bakersfield mortgage. |
27,488 | 2,249,031 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Bakersfield mortgage. |
139,143 | 10,878,570 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Bakersfield, CA, where you might buy a home. |
139,168 | 12,211,276 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Bakersfield, where you might apply for a Bakersfield mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Bakersfield, CA |
$97,190 | $244,600 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Bakersfield mortgage interest rates. |
$37,883 | $50,388 | $43,800 |