Current Mortgage Rates

Saturday, November 21, 2009



Consumers who are serious about getting out of debt do, however, have an option: debt arbitration. With debt arbitration, consumers can reduce the overall amount owed while still avoiding bankruptcy altogether. Debt arbitration also condenses all payments into one manageable monthly payment that is controlled by the consumer. Typically consumers can find themselves free of debt in only 12-36 months, when utilizing debt arbitration services.

Not only do consumers have to take responsibility for reading the notices, consumers should make it a priority to read and fully understand and/or question what the provisions of a contract mean before agreeing to sign. This ensures that they know exactly what the repercussions would be if they were to default and will know what to expect if they choose to default on the contract. In some cases, your representatives may negotiate directly and decide a settlement between them. You should understand all of these proceedings and their consequences before you accept an offer. Set your expectations appropriately.




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Current Mortgage Rates*

Loan Type
National Average
30-yr. fixed4.75%
30-yr. fixed jumbo5.25%
15-yr. fixed4.25%
15-yr. fixed jumbo4.75%
7/1 ARM4.38%
5/1 ARM4.00%
3/1 ARM4.00%
1-yr. ARM3.75%
1-yr. LIBOR ARM4.38%
10/1 ARM4.62%
*Mortgage Rates Updated: 11/21/2009