Current Mortgage Rates

Sunday, November 22, 2009



The purpose of a cash-out refinance is to take cash out/away from the refinance by advancing new money on the loan. The cash taken from the refinance may be used for any purpose you choose (debt consolidation, credit card payments, vehicle purchases or the purchase of investment property, for instance). Closing costs can be rolled in.

Refinance cash out quote features include:
  • No Credit Check - Get 3 Quotes Without Pulling Your Credit Score
  • 3 Custom Refinance Cash Out quotes in 24 hours
  • Customized pricing
  • Rate Lock, if you choose<
  • No Closing Costs Options
  • Bad Credit, Divorce, or Past Bankruptcy Accepted
  • Consolidate all of your debts into this new lower interest loan.
Consider passing on a cash-out refinance if
  • Your new interest rate is higher than your old one
  • You are refinancing for a longer term than the years remaining on your original loan
  • The closing costs are prohibitive
  • You are trading short-term debt for long term debts
  • You are eliminating your equity





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Property State
Type of Loan
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Note: Your credit profile will not be run for this inquiry.

Current Mortgage Rates*

Loan Type
National Average
30-yr. fixed4.75%
30-yr. fixed jumbo5.25%
15-yr. fixed4.25%
15-yr. fixed jumbo4.75%
7/1 ARM4.38%
5/1 ARM4.00%
3/1 ARM4.00%
1-yr. ARM3.75%
1-yr. LIBOR ARM4.38%
10/1 ARM4.62%
*Mortgage Rates Updated: 11/21/2009