Current Mortgage Rates in Troy, Alabama

Sunday, October 12, 2008



Current Mortgage Rates*

Loan Type
Troy Average
30-yr. fixed6.12%
30-yr. fixed jumbo7.62%
15-yr. fixed5.88%
15-yr. fixed jumbo7.25%
7/1 ARM6.25%
7/1 ARM jumbo7.25%
5/1 ARM6.00%
5/1 ARM jumbo7.00%
3/1 ARM5.88%
3/1 ARM jumbo6.62%
1-yr. ARM5.62%
1-yr. ARM jumbo6.00%
1-yr. LIBOR ARM6.12%
*Mortgage Rates Updated: 10/07/2008

Get Current Mortgage Rates
From Top Lenders

Property State
Type of Loan
Home Description
Your Credit Profile
Note: Your credit profile will not be run for this inquiry.


Current Mortgage Rates in Troy, Alabama

Troy 30-yr. fixed Mortgage Rates Troy 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.40%7.85%3.30Citibank7.25%7.36%0.21
Bank of America6.60%6.75%0.80Bank of America7.46%7.72%1.81
Wachovia6.24%6.38%0.70Wells Fargo9.26%9.33%0.26
Wells Fargo6.42%6.50%0.24Chase7.73%7.78%0.14
Chase6.32%6.40%0.09 
Fifth Third Bank6.40%6.47%0.36 
Troy 15-yr. fixed Mortgage Rates Troy 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.26%8.37%5.93Citibank6.75%6.89%0.00
Bank of America6.22%6.48%0.93Bank of America7.15%7.53%1.55
Wachovia5.73%5.99%0.81Wells Fargo7.98%8.10%0.41
Wells Fargo6.16%6.29%0.33Chase6.75%6.82%0.06
Chase6.32%6.44%0.07 
Fifth Third Bank5.86%5.98%0.38 
Troy 7/1 ARM Mortgage Rates Troy 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.69%7.15%0.19Citibank7.06%7.32%0.00
Bank of America6.38%6.38%1.05Bank of America6.88%7.36%0.48
Wachovia5.79%5.84%0.59Wells Fargo8.45%7.48%0.29
Wells Fargo7.32%6.86%0.18Chase7.33%7.27%0.25
Chase6.83%6.44%0.04 
Troy 5/1 ARM Mortgage Rates Troy 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.56%7.18%0.06Citibank7.06%7.36%0.00
Bank of America6.46%6.17%0.89Bank of America8.07%6.65%1.05
Wells Fargo7.03%6.60%0.23Wells Fargo7.81%6.85%0.32
Chase6.77%6.30%0.03Chase7.72%6.69%0.01
Fifth Third Bank6.20%5.99%0.28 
Troy 3/1 ARM Mortgage Rates Troy 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.69%7.33%0.00Citibank7.50%7.46%0.00
Bank of America6.10%6.23%0.94Bank of America6.96%7.44%0.75
Wachovia5.55%5.62%0.48Wells Fargo7.75%7.23%0.21
Wells Fargo6.94%7.20%0.12Chase7.00%7.39%0.17
Chase6.81%7.35%0.00 
Fifth Third Bank5.78%5.81%0.25 
Troy 1-yr. ARM Mortgage Rates Troy 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Banks in Troy, Alabama

First Alabama Bank of Troy, 63 South Court Square, Troy Alabama 36081
Pike County Bank, Highway 231 Bypass and Highway 87, Troy Alabama 36081
Troy Bank & Trust Company, 1000 Highway 231 South, Troy Alabama 36081
Troy Federal Savings and Loan Association, 76 North Court Square, Troy Alabama 36081

Mortgage Statistics for Troy, Alabama

  Troy Alabama USA
Population:
Population - The population of Troy, AL
 22,315 4,444,343 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Troy mortgage.
 13,489 3,160,990 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Troy mortgage.
 8,248 1,155,027 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Troy mortgage.
 278 75,801 34,671,551
HouseHolds:
HouseHolds - The total number of households in Troy, AL, where you might buy a home.
 10,388 1,962,130 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Troy, where you might apply for a Troy mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Troy, AL
 $64,837 $81,730 $132,188
Income per Household:
Income per Household - The household income where you might compare Troy mortgage interest rates.
 $26,143 $35,018 $43,800

Popular Cities in Alabama