Current Mortgage Rates in Spruce Pine, Alabama
Monday, March 22, 2010
Current Mortgage Rates*
Loan Type Spruce Pine Average |
|
| 30-yr. fixed | 7.88% |
| 15-yr. fixed | 5.25% |
| 5/1 ARM | 5.38% |
| 3/1 ARM | 5.38% |
| 10-yr. fixed | 5.25% |
| Fixed Rate Mortgage | 5.38% |
| VA Mortgage | 5.12% |
*Mortgage Rates Updated: 03/19/2010
Get Current Mortgage Rates
From Top Lenders
Current Mortgage Rates in Spruce Pine, Alabama
| Spruce Pine 30-yr. fixed Mortgage Rates | Spruce Pine 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.24% | 5.29% | 0.12 | Wells Fargo | 5.42% | 5.55% | 1.00 |
| Bank of America | 6.78% | 6.93% | 1.51 | ||||
| Wells Fargo | 4.88% | 5.06% | 1.00 | ||||
| Spruce Pine 15-yr. fixed Mortgage Rates | Spruce Pine 7/1 ARM Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.58% | 4.67% | 0.11 | Wells Fargo | 4.08% | 3.58% | 1.00 |
| Bank of America | 5.22% | 5.41% | 1.06 | ||||
| Wells Fargo | 4.17% | 4.48% | 1.00 | ||||
| Spruce Pine 5/1 ARM Mortgage Rates | Spruce Pine 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Bank of America | 5.31% | 3.96% | 0.94 | Wells Fargo | 4.96% | 3.70% | 1.00 |
| Wells Fargo | 3.58% | 3.35% | 1.04 | ||||
| Spruce Pine 3/1 ARM Mortgage Rates | Spruce Pine 10-yr. fixed Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Bank of America | 5.38% | 3.76% | 1.07 | Citibank | 4.32% | 4.44% | 0.11 |
| Wells Fargo | 4.46% | 3.44% | 1.00 | Bank of America | 5.25% | 5.54% | 1.08 |
Mortgage Statistics for Spruce Pine, Alabama
| Spruce Pine | Alabama | USA | |
|---|---|---|---|
| Population: Population - The population of Spruce Pine, AL  |
1,552 | 4,444,343 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Spruce Pine mortgage. |
1,522 | 3,160,990 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Spruce Pine mortgage. |
6 | 1,155,027 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Spruce Pine mortgage. |
11 | 75,801 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Spruce Pine, AL, where you might buy a home. |
672 | 1,962,130 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Spruce Pine, where you might apply for a Spruce Pine mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Spruce Pine, AL |
$64,800 | $81,730 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Spruce Pine mortgage interest rates. |
$30,046 | $35,018 | $43,800 |