Current Mortgage Rates in Phenix City, Alabama
Monday, October 06, 2008
Current Mortgage Rates*
Loan Type Phenix City Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.50% |
| 15-yr. fixed | 5.88% |
| 15-yr. fixed jumbo | 7.38% |
| 7/1 ARM | 6.50% |
| 7/1 ARM jumbo | 7.00% |
| 5/1 ARM | 6.25% |
| 5/1 ARM jumbo | 6.88% |
| 3/1 ARM | 6.12% |
| 3/1 ARM jumbo | 6.38% |
| 1-yr. ARM | 5.62% |
| 1-yr. ARM jumbo | 6.00% |
| 1-yr. LIBOR ARM | 6.25% |
*Mortgage Rates Updated: 10/03/2008
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Current Mortgage Rates in Phenix City, Alabama
| Phenix City 30-yr. fixed Mortgage Rates | Phenix City 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.41% | 7.87% | 3.36 | Citibank | 7.25% | 7.36% | 0.21 |
| Bank of America | 6.64% | 6.78% | 0.80 | Bank of America | 7.44% | 7.70% | 1.80 |
| Wachovia | 6.25% | 6.39% | 0.72 | Wells Fargo | 9.21% | 9.28% | 0.27 |
| Wells Fargo | 6.43% | 6.51% | 0.26 | Chase | 7.71% | 7.76% | 0.18 |
| Chase | 6.34% | 6.42% | 0.06 | ||||
| Fifth Third Bank | 6.42% | 6.49% | 0.36 | ||||
| Phenix City 15-yr. fixed Mortgage Rates | Phenix City 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.27% | 8.40% | 6.02 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.23% | 6.49% | 0.94 | Bank of America | 7.12% | 7.49% | 1.49 |
| Wachovia | 5.73% | 5.99% | 0.84 | Wells Fargo | 7.95% | 8.07% | 0.42 |
| Wells Fargo | 6.16% | 6.30% | 0.34 | Chase | 6.75% | 6.82% | 0.06 |
| Chase | 6.32% | 6.44% | 0.08 | ||||
| Fifth Third Bank | 5.88% | 5.99% | 0.38 | ||||
| Phenix City 7/1 ARM Mortgage Rates | Phenix City 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.15% | 0.19 | Citibank | 7.06% | 7.32% | 0.00 |
| Bank of America | 6.39% | 6.34% | 1.08 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.76% | 5.82% | 0.61 | Wells Fargo | 8.39% | 7.44% | 0.28 |
| Wells Fargo | 7.27% | 6.83% | 0.19 | Chase | 6.69% | 7.08% | 0.12 |
| Chase | 6.86% | 6.41% | 0.05 | ||||
| Phenix City 5/1 ARM Mortgage Rates | Phenix City 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.56% | 7.18% | 0.06 | Citibank | 7.06% | 7.36% | 0.00 |
| Bank of America | 6.49% | 6.15% | 0.88 | Bank of America | 8.07% | 6.65% | 1.05 |
| Wells Fargo | 6.99% | 6.56% | 0.25 | Wells Fargo | 7.79% | 6.82% | 0.34 |
| Chase | 6.86% | 6.29% | 0.03 | Chase | 7.79% | 6.67% | 0.01 |
| Fifth Third Bank | 6.20% | 5.97% | 0.28 | ||||
| Phenix City 3/1 ARM Mortgage Rates | Phenix City 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.33% | 0.00 | Citibank | 7.50% | 7.46% | 0.00 |
| Bank of America | 6.14% | 6.19% | 0.94 | Bank of America | 6.96% | 7.44% | 0.75 |
| Wachovia | 5.53% | 5.60% | 0.49 | Wells Fargo | 7.75% | 7.23% | 0.21 |
| Wells Fargo | 6.94% | 7.20% | 0.12 | Chase | 7.00% | 7.39% | 0.17 |
| Chase | 6.81% | 7.35% | 0.00 | ||||
| Fifth Third Bank | 5.77% | 5.79% | 0.26 | ||||
| Phenix City 1-yr. ARM Mortgage Rates | Phenix City 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Phenix City, Alabama
Cb&t Bank of East Alabama, 910 13th Street, Phenix City Alabama 36867First Alabama Bank of Phenix City, 1200 Broad Street, Phenix City Alabama 36867
First Federal Savings and Loan Association of Russell Co, 1201 Broad Street, Phenix City Alabama 36867
First Federal Savings and Loan Association of Russell County, 1201 Broad Street, Phenix City Alabama 36867
Phenix Federal Savings and Loan Association, 910 13th Street, Phenix City Alabama 36867
Phenix Federal Savings and Loan Association, 910 13th Street, Phenix City Alabama 36868
Phenix-girard Bank, 8th Avenue and 13th Street, Phenix City Alabama 36867
Southtrust Bank of Russell County, 616 13th Street, Phenix City Alabama 36868
Credit Unions in Phenix City, Alabama
Mead Coated Board, P. O. Box 940, Phenix City AL 36868 (334) 855-5232Phenix Pride, 400 13th Street, Phenix City AL 36867 (334) 291-3000
Mortgage Statistics for Phenix City, Alabama
| Phenix City | Alabama | USA | |
|---|---|---|---|
| Population: Population - The population of Phenix City, AL  |
49,414 | 4,444,343 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Phenix City mortgage. |
31,913 | 3,160,990 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Phenix City mortgage. |
16,297 | 1,155,027 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Phenix City mortgage. |
830 | 75,801 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Phenix City, AL, where you might buy a home. |
21,764 | 1,962,130 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Phenix City, where you might apply for a Phenix City mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Phenix City, AL |
$76,158 | $81,730 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Phenix City mortgage interest rates. |
$31,267 | $35,018 | $43,800 |