Current Mortgage Rates in Oxford, Alabama
Monday, October 13, 2008
Current Mortgage Rates*
Loan Type Oxford Average |
|
| 30-yr. fixed | 6.12% |
| 30-yr. fixed jumbo | 7.62% |
| 15-yr. fixed | 5.88% |
| 15-yr. fixed jumbo | 7.25% |
| 7/1 ARM | 6.25% |
| 7/1 ARM jumbo | 7.25% |
| 5/1 ARM | 6.00% |
| 5/1 ARM jumbo | 7.00% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 6.62% |
| 1-yr. ARM | 5.62% |
| 1-yr. ARM jumbo | 6.00% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 10/07/2008
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Current Mortgage Rates in Oxford, Alabama
| Oxford 30-yr. fixed Mortgage Rates | Oxford 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.40% | 7.85% | 3.30 | Citibank | 7.25% | 7.36% | 0.21 |
| Bank of America | 6.60% | 6.75% | 0.80 | Bank of America | 7.46% | 7.72% | 1.81 |
| Wachovia | 6.24% | 6.38% | 0.70 | Wells Fargo | 9.26% | 9.33% | 0.26 |
| Wells Fargo | 6.42% | 6.50% | 0.24 | Chase | 7.73% | 7.78% | 0.14 |
| Chase | 6.32% | 6.40% | 0.09 | ||||
| Fifth Third Bank | 6.40% | 6.47% | 0.36 | ||||
| Oxford 15-yr. fixed Mortgage Rates | Oxford 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.26% | 8.37% | 5.93 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.22% | 6.48% | 0.93 | Bank of America | 7.15% | 7.53% | 1.55 |
| Wachovia | 5.73% | 5.99% | 0.81 | Wells Fargo | 7.98% | 8.10% | 0.41 |
| Wells Fargo | 6.16% | 6.29% | 0.33 | Chase | 6.75% | 6.82% | 0.06 |
| Chase | 6.32% | 6.44% | 0.07 | ||||
| Fifth Third Bank | 5.86% | 5.98% | 0.38 | ||||
| Oxford 7/1 ARM Mortgage Rates | Oxford 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.15% | 0.19 | Citibank | 7.06% | 7.32% | 0.00 |
| Bank of America | 6.38% | 6.38% | 1.05 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.79% | 5.84% | 0.59 | Wells Fargo | 8.45% | 7.48% | 0.29 |
| Wells Fargo | 7.32% | 6.86% | 0.18 | Chase | 7.33% | 7.27% | 0.25 |
| Chase | 6.83% | 6.44% | 0.04 | ||||
| Oxford 5/1 ARM Mortgage Rates | Oxford 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.56% | 7.18% | 0.06 | Citibank | 7.06% | 7.36% | 0.00 |
| Bank of America | 6.46% | 6.17% | 0.89 | Bank of America | 8.07% | 6.65% | 1.05 |
| Wells Fargo | 7.03% | 6.60% | 0.23 | Wells Fargo | 7.81% | 6.85% | 0.32 |
| Chase | 6.77% | 6.30% | 0.03 | Chase | 7.72% | 6.69% | 0.01 |
| Fifth Third Bank | 6.20% | 5.99% | 0.28 | ||||
| Oxford 3/1 ARM Mortgage Rates | Oxford 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.33% | 0.00 | Citibank | 7.50% | 7.46% | 0.00 |
| Bank of America | 6.10% | 6.23% | 0.94 | Bank of America | 6.96% | 7.44% | 0.75 |
| Wachovia | 5.55% | 5.62% | 0.48 | Wells Fargo | 7.75% | 7.23% | 0.21 |
| Wells Fargo | 6.94% | 7.20% | 0.12 | Chase | 7.00% | 7.39% | 0.17 |
| Chase | 6.81% | 7.35% | 0.00 | ||||
| Fifth Third Bank | 5.78% | 5.81% | 0.25 | ||||
| Oxford 1-yr. ARM Mortgage Rates | Oxford 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Oxford, Alabama
Central Bank of Oxford, Main Street, Oxford Alabama 36201Central Bank of Oxford, Quintard At Dodson, Oxford Alabama 36203
Century South Bank of Alabama, 402 Main Street, Oxford Alabama 36203
Cheaha Bank, 1320 Highway Drive, Oxford Alabama 36203
Peoples Bank of Anniston, 405-409 Choccolocco Road, Oxford Alabama 36203
Mortgage Statistics for Oxford, Alabama
| Oxford | Alabama | USA | |
|---|---|---|---|
| Population: Population - The population of Oxford, AL  |
16,486 | 4,444,343 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Oxford mortgage. |
14,040 | 3,160,990 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Oxford mortgage. |
1,905 | 1,155,027 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Oxford mortgage. |
500 | 75,801 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Oxford, AL, where you might buy a home. |
7,132 | 1,962,130 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Oxford, where you might apply for a Oxford mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Oxford, AL |
$76,000 | $81,730 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Oxford mortgage interest rates. |
$38,267 | $35,018 | $43,800 |